Orrstown Financial Services Inc
NASDAQ:ORRF

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Orrstown Financial Services Inc Logo
Orrstown Financial Services Inc
NASDAQ:ORRF
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Price: 40.84 USD -0.73%
Market Cap: 791.1m USD
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Intrinsic Value

The intrinsic value of one ORRF stock under the Base Case scenario is 55.13 USD. Compared to the current market price of 40.84 USD, Orrstown Financial Services Inc is Undervalued by 26%.

The Intrinsic Value is calculated as the average of DCF and Relative values:

ORRF Intrinsic Value
55.13 USD
Undervaluation 26%
Intrinsic Value
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Orrstown Financial Services Inc

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Backtest Conclusion
Very Attractive
Current Valuation
+45%
Avg Valuation
-12%
Worst Valuation
-49%
Best Valuation
+45%

Stock is trading at its lowest valuation over the past 5 years.

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Fundamental Analysis

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Financials
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Balance Sheet Decomposition
Orrstown Financial Services Inc

Net Loans 3.9B
Investments 1B
PP&E 49.8m
Intangibles 116.8m
Other Assets 330.3m
Total Deposits 4.7B
Short Term Debt 21.9m
Long Term Debt 68.5m
Other Liabilities 213.1m

Wall St
Price Targets

ORRF Price Targets Summary
Orrstown Financial Services Inc

Wall Street analysts forecast ORRF stock price to drop over the next 12 months.

According to Wall Street analysts, the average 1-year price target for ORRF is 40.12 USD with a low forecast of 37.37 USD and a high forecast of 43.05 USD.

Lowest
Price Target
37.37 USD
8% Downside
Average
Price Target
40.12 USD
2% Downside
Highest
Price Target
43.05 USD
5% Upside
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Dividends

Dividend Yield
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Dividend Per Share
N/A
Growth 3Y
Growth 5Y
Growth 10Y
Dividend Safety Score
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Unsafe
Safe
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Safe
0
25
50
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100
Shareholder Yield

Current shareholder yield for ORRF is .

Shareholder yield represents the total return a company provides to its shareholders, calculated as the sum of dividend yield, buyback yield, and debt paydown yield. What is shareholder yield?

Shareholder Yield
Dividend Yield
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Buyback Yield
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Average
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Profile

Orrstown Financial Services Inc Logo
Orrstown Financial Services Inc

Country

United States of America

Industry

Banking

Market Cap

791.2m USD

Dividend Yield

2.11%

Description

Orrstown Financial Services, Inc. is a holding company, which engages in the provision of consumer and business financial services. The company is headquartered in Shippensburg, Pennsylvania and currently employs 412 full-time employees. The firm provides banking and financial advisory services located in south central Pennsylvania, principally in Berks, Cumberland, Dauphin, Franklin, Lancaster, Perry and York Counties, Pennsylvania, and in Anne Arundel, Baltimore, Howard and Washington Counties, Maryland, as well as Baltimore City, Maryland. The company operates in the community banking segment and engages in lending activities, including commercial, residential, commercial mortgages, construction, municipal and various forms of consumer lending and deposit services, including checking, savings, time and money market deposits. The company also provides fiduciary, investment advisory, insurance and brokerage services. The Bank makes commercial real estate, equipment, construction, working capital and other commercial purpose loans to commercial clients. The Bank also provides home equity loans, home equity lines of credit and other consumer loans.

Contact

PENNSYLVANIA
Shippensburg
PO Box 250, 77 E King St
+18886777869.0
investors.orrstown.com

IPO

1998-07-10

Employees

412

Officers

President, CEO & Director
Mr. Thomas Rodney Quinn Jr.
Executive VP, CFO & Head of Investor Relations
Mr. Neelesh Kalani CPA
Executive VP & Chief Revenue Officer of Orrstown Bank
Mr. Adam L. Metz
Executive VP & Market President for the Maryland Region
Mr. Christopher D. Holt
Executive VP, Chief Risk Officer & Secretary
Mr. Robert G. Coradi
Executive VP, COO & CTO
Ms. Amy L. Doll
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Senior VP & Chief Accounting Officer
Mr. Sean P. Mulcahy CPA
Executive VP & General Counsel
Mr. Matthew Dyckman
Chief Human Resources Officer
Heather K. Knisely
Executive VP & Chief Trust Officer of Orrstown Bank
Mr. Philip E. Fague CPA
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See Also

Discover More
What is the Intrinsic Value of one ORRF stock?

The intrinsic value of one ORRF stock under the Base Case scenario is 55.13 USD.

Is ORRF stock undervalued or overvalued?

Compared to the current market price of 40.84 USD, Orrstown Financial Services Inc is Undervalued by 26%.

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