OceanFirst Financial Corp
NASDAQ:OCFC

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OceanFirst Financial Corp Logo
OceanFirst Financial Corp
NASDAQ:OCFC
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Price: 20.64 USD -0.39%
Market Cap: 1.2B USD
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Intrinsic Value

The intrinsic value of one OCFC stock under the Base Case scenario is 24.88 USD. Compared to the current market price of 20.64 USD, OceanFirst Financial Corp is Undervalued by 17%.

The Intrinsic Value is calculated as the average of DCF and Relative values:

OCFC Intrinsic Value
24.88 USD
Undervaluation 17%
Intrinsic Value
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OceanFirst Financial Corp

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Backtest Conclusion
Very Attractive
Current Valuation
+45%
Avg Valuation
-12%
Worst Valuation
-49%
Best Valuation
+45%

Stock is trading at its lowest valuation over the past 5 years.

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Fundamental Analysis

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Financials
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Balance Sheet Decomposition
OceanFirst Financial Corp

Net Loans 10B
Investments 2.3B
PP&E 116.1m
Intangibles 513.2m
Other Assets 627.2m
Total Deposits 10.1B
Short Term Debt 81.2m
Long Term Debt 419.9m
Other Liabilities 1.2B

Wall St
Price Targets

OCFC Price Targets Summary
OceanFirst Financial Corp

Wall Street analysts forecast OCFC stock price to rise over the next 12 months.

According to Wall Street analysts, the average 1-year price target for OCFC is 20.69 USD with a low forecast of 17.17 USD and a high forecast of 23.63 USD.

Lowest
Price Target
17.17 USD
17% Downside
Average
Price Target
20.69 USD
0% Upside
Highest
Price Target
23.63 USD
14% Upside
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Dividends

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Growth 10Y
Dividend Safety Score
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Unsafe
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0
25
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Shareholder Yield

Current shareholder yield for OCFC is .

Shareholder yield represents the total return a company provides to its shareholders, calculated as the sum of dividend yield, buyback yield, and debt paydown yield. What is shareholder yield?

Shareholder Yield
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OceanFirst Financial Corp Logo
OceanFirst Financial Corp

Country

United States of America

Industry

Banking

Market Cap

1.2B USD

Dividend Yield

3.88%

Description

OceanFirst Financial Corp. operates as a savings and loan holding company, which engages in the provision of financial services. The company is headquartered in Toms River, New Jersey and currently employs 874 full-time employees. (the Bank). The Bank is a full-service regional bank delivering financial products and services, which include commercial and consumer financing, deposit services, and wealth management products and services, throughout New Jersey and the major metropolitan markets of Philadelphia, New York, Baltimore, Washington D.C., and Boston. The Bank's commercial loans include multi-family and commercial real estate loans, commercial construction loans, and commercial and industrial loans. The Bank also offers investment products for sale through its retail branch network. The Bank is focused on growth opportunities in areas, including derivative contracts, trust and asset management, digital product offerings, and equity investments in non-bank finance companies. The company operates approximately 46 branch offices, and four deposit production facilities located throughout New Jersey, New York City and Philadelphia.

Contact

NEW JERSEY
Toms River
975 Hooper Ave
+17322404500.0
oceanfirst.com

IPO

1996-07-03

Employees

874

Officers

Chairman & CEO
Mr. Christopher D. Maher
President, COO & Director
Mr. Joseph J. Lebel III
CFO & Executive VP
Mr. Patrick S. Barrett
Executive VP, General Counsel & Corporate Secretary
Mr. Steven J. Tsimbinos Esq.
EVP and Chief Administrative Officer of OceanFirst Bank, N.A.
Ms. Michele B. Estep
Senior VP, Corporate Controller & Principal Accounting Officer
Mr. Patrick Chong
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Senior VP & Chief Compliance Officer
Ms. Angela K. Ho
Executive VP & Chief of Banking Operations
Mr. Anthony Giordano III
Senior VP & Chief Information Security Officer
Mr. Brian E. Schaeffer CISA, CISSP
Executive VP & CRO
Mr. David L. Berninger
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See Also

Discover More
What is the Intrinsic Value of one OCFC stock?

The intrinsic value of one OCFC stock under the Base Case scenario is 24.88 USD.

Is OCFC stock undervalued or overvalued?

Compared to the current market price of 20.64 USD, OceanFirst Financial Corp is Undervalued by 17%.

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