
OceanFirst Financial Corp
NASDAQ:OCFC

Income Statement
Income Statement
OceanFirst Financial Corp
Dec-2014 | Mar-2015 | Jun-2015 | Sep-2015 | Dec-2015 | Mar-2016 | Jun-2016 | Sep-2016 | Dec-2016 | Mar-2017 | Jun-2017 | Sep-2017 | Dec-2017 | Mar-2018 | Jun-2018 | Sep-2018 | Dec-2018 | Mar-2019 | Jun-2019 | Sep-2019 | Dec-2019 | Mar-2020 | Jun-2020 | Sep-2020 | Dec-2020 | Mar-2021 | Jun-2021 | Sep-2021 | Dec-2021 | Mar-2022 | Jun-2022 | Sep-2022 | Dec-2022 | Mar-2023 | Jun-2023 | Sep-2023 | Dec-2023 | Mar-2024 | Jun-2024 | Sep-2024 | Dec-2024 | ||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Revenue | ||||||||||||||||||||||||||||||||||||||||||
Net Interest Income |
72
|
72
|
73
|
74
|
77
|
79
|
91
|
105
|
120
|
141
|
153
|
163
|
169
|
184
|
203
|
221
|
241
|
249
|
253
|
254
|
256
|
271
|
285
|
299
|
313
|
307
|
302
|
303
|
305
|
316
|
333
|
352
|
378
|
392
|
393
|
388
|
370
|
357
|
347
|
339
|
334
|
|
Interest Income |
80
|
80
|
81
|
83
|
86
|
89
|
101
|
117
|
133
|
156
|
170
|
181
|
189
|
206
|
229
|
252
|
277
|
290
|
299
|
304
|
309
|
331
|
348
|
364
|
380
|
366
|
354
|
346
|
342
|
348
|
364
|
389
|
431
|
479
|
530
|
578
|
608
|
631
|
640
|
643
|
642
|
|
Interest Expense |
7
|
8
|
8
|
9
|
9
|
10
|
11
|
12
|
13
|
15
|
17
|
18
|
20
|
22
|
26
|
31
|
36
|
41
|
46
|
50
|
53
|
59
|
63
|
66
|
67
|
59
|
52
|
44
|
37
|
32
|
32
|
38
|
54
|
87
|
137
|
189
|
238
|
273
|
293
|
304
|
308
|
|
Non Interest Income |
19
|
19
|
18
|
17
|
16
|
16
|
17
|
18
|
20
|
23
|
25
|
27
|
27
|
30
|
32
|
33
|
35
|
35
|
36
|
40
|
42
|
46
|
48
|
45
|
74
|
81
|
81
|
83
|
52
|
40
|
36
|
41
|
59
|
52
|
54
|
49
|
34
|
44
|
46
|
50
|
50
|
|
Revenue |
91
N/A
|
91
+0%
|
91
0%
|
91
+0%
|
93
+2%
|
95
+2%
|
108
+13%
|
124
+15%
|
141
+14%
|
164
+17%
|
179
+9%
|
189
+6%
|
196
+4%
|
214
+9%
|
235
+10%
|
254
+8%
|
275
+8%
|
285
+3%
|
289
+2%
|
294
+2%
|
298
+1%
|
318
+6%
|
333
+5%
|
343
+3%
|
387
+13%
|
388
+0%
|
384
-1%
|
386
+1%
|
357
-7%
|
356
0%
|
368
+4%
|
393
+7%
|
437
+11%
|
445
+2%
|
447
+1%
|
438
-2%
|
403
-8%
|
401
-1%
|
393
-2%
|
388
-1%
|
384
-1%
|
|
Pre-Tax Income | ||||||||||||||||||||||||||||||||||||||||||
Loan Loss Provision |
(3)
|
(3)
|
(3)
|
(2)
|
(1)
|
(2)
|
(2)
|
(3)
|
(3)
|
(3)
|
(3)
|
(4)
|
(4)
|
(5)
|
(5)
|
(4)
|
(4)
|
(3)
|
(2)
|
(2)
|
(2)
|
0
|
0
|
0
|
0
|
1
|
7
|
10
|
12
|
9
|
2
|
(3)
|
(8)
|
(9)
|
(9)
|
(18)
|
(18)
|
(15)
|
(17)
|
(7)
|
(8)
|
|
Non Interest Expense |
(58)
|
(57)
|
(57)
|
(59)
|
(61)
|
(64)
|
(78)
|
(87)
|
(103)
|
(117)
|
(126)
|
(131)
|
(127)
|
(152)
|
(166)
|
(175)
|
(186)
|
(177)
|
(177)
|
(181)
|
(189)
|
(215)
|
(229)
|
(279)
|
(306)
|
(285)
|
(271)
|
(237)
|
(227)
|
(233)
|
(240)
|
(240)
|
(235)
|
(239)
|
(243)
|
(248)
|
(249)
|
(246)
|
(242)
|
(241)
|
(246)
|
|
Pre-Tax Income |
31
N/A
|
31
+2%
|
31
N/A
|
31
-2%
|
31
+2%
|
30
-4%
|
28
-8%
|
34
+24%
|
35
+3%
|
44
+26%
|
50
+12%
|
54
+9%
|
65
+21%
|
56
-15%
|
64
+14%
|
75
+17%
|
86
+15%
|
105
+23%
|
110
+4%
|
112
+2%
|
107
-4%
|
102
-5%
|
103
+1%
|
64
-38%
|
81
+26%
|
104
+28%
|
120
+15%
|
159
+33%
|
142
-11%
|
133
-7%
|
130
-2%
|
150
+15%
|
194
+29%
|
197
+1%
|
195
-1%
|
171
-12%
|
137
-20%
|
139
+2%
|
134
-4%
|
140
+4%
|
131
-7%
|
|
Net Income | ||||||||||||||||||||||||||||||||||||||||||
Tax Provision |
(11)
|
(11)
|
(11)
|
(11)
|
(11)
|
(11)
|
(10)
|
(12)
|
(12)
|
(14)
|
(15)
|
(16)
|
(19)
|
(16)
|
(16)
|
(16)
|
(15)
|
(19)
|
(21)
|
(22)
|
(19)
|
(18)
|
(19)
|
(11)
|
(18)
|
(24)
|
(29)
|
(39)
|
(32)
|
(30)
|
(28)
|
(33)
|
(47)
|
(47)
|
(47)
|
(42)
|
(33)
|
(35)
|
(33)
|
(34)
|
(30)
|
|
Income from Continuing Operations |
20
|
21
|
21
|
20
|
20
|
19
|
18
|
22
|
23
|
31
|
35
|
39
|
46
|
40
|
48
|
59
|
70
|
86
|
89
|
90
|
89
|
84
|
84
|
54
|
63
|
80
|
92
|
121
|
110
|
103
|
102
|
117
|
147
|
150
|
148
|
130
|
104
|
105
|
101
|
106
|
100
|
|
Income to Minority Interest |
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
(1)
|
(1)
|
(1)
|
(1)
|
(0)
|
0
|
(0)
|
(0)
|
0
|
(0)
|
(0)
|
|
Net Income (Common) |
20
N/A
|
21
+3%
|
21
N/A
|
20
-2%
|
20
+2%
|
19
-5%
|
18
-7%
|
22
+25%
|
23
+4%
|
31
+34%
|
35
+13%
|
39
+11%
|
43
+10%
|
36
-16%
|
44
+22%
|
55
+26%
|
72
+30%
|
88
+22%
|
91
+4%
|
92
+1%
|
89
-4%
|
84
-5%
|
84
0%
|
53
-37%
|
61
+16%
|
76
+25%
|
87
+14%
|
117
+33%
|
106
-9%
|
99
-6%
|
98
-2%
|
112
+15%
|
143
+27%
|
145
+2%
|
144
-1%
|
126
-12%
|
100
-20%
|
101
+1%
|
97
-3%
|
102
+5%
|
96
-6%
|
|
EPS (Diluted) |
1.19
N/A
|
1.23
+3%
|
1.24
+1%
|
1.17
-6%
|
1.21
+3%
|
1.12
-7%
|
0.77
-31%
|
0.85
+10%
|
0.98
+15%
|
0.93
-5%
|
1.05
+13%
|
1.16
+10%
|
1.28
+10%
|
0.8
-38%
|
0.9
+13%
|
1.13
+26%
|
1.5
+33%
|
1.75
+17%
|
1.77
+1%
|
1.79
+1%
|
1.75
-2%
|
1.38
-21%
|
1.39
+1%
|
0.87
-37%
|
1.02
+17%
|
1.27
+25%
|
1.45
+14%
|
1.94
+34%
|
1.78
-8%
|
1.67
-6%
|
1.65
-1%
|
1.9
+15%
|
2.42
+27%
|
2.46
+2%
|
2.44
-1%
|
2.13
-13%
|
1.7
-20%
|
1.71
+1%
|
1.66
-3%
|
1.74
+5%
|
1.65
-5%
|