OceanFirst Financial Corp
NASDAQ:OCFC
Balance Sheet
Balance Sheet Decomposition
OceanFirst Financial Corp
OceanFirst Financial Corp
Balance Sheet
OceanFirst Financial Corp
| Dec-2002 | Dec-2003 | Dec-2004 | Dec-2005 | Dec-2006 | Dec-2007 | Dec-2008 | Dec-2009 | Dec-2010 | Dec-2011 | Dec-2012 | Dec-2013 | Dec-2014 | Dec-2015 | Dec-2016 | Dec-2017 | Dec-2018 | Dec-2019 | Dec-2020 | Dec-2021 | Dec-2022 | Dec-2023 | Dec-2024 | Dec-2025 | ||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Assets | |||||||||||||||||||||||||
| Net Loans |
1 336
|
1 389
|
1 473
|
1 655
|
1 701
|
1 676
|
1 648
|
1 629
|
1 661
|
1 563
|
1 519
|
1 538
|
1 686
|
1 967
|
3 800
|
3 960
|
5 572
|
6 198
|
7 695
|
8 574
|
9 861
|
10 127
|
10 044
|
10 971
|
|
| Investments |
353
|
265
|
351
|
268
|
306
|
187
|
144
|
323
|
507
|
623
|
590
|
565
|
524
|
460
|
722
|
907
|
1 050
|
1 028
|
1 707
|
1 924
|
1 941
|
2 159
|
2 124
|
2 381
|
|
| PP&E Net |
18
|
16
|
16
|
16
|
18
|
18
|
21
|
22
|
22
|
22
|
22
|
24
|
25
|
28
|
71
|
102
|
111
|
121
|
130
|
143
|
146
|
140
|
131
|
113
|
|
| PP&E Gross |
18
|
16
|
16
|
16
|
18
|
18
|
21
|
22
|
22
|
22
|
22
|
24
|
25
|
28
|
71
|
102
|
111
|
121
|
130
|
143
|
146
|
140
|
131
|
0
|
|
| Accumulated Depreciation |
15
|
17
|
16
|
18
|
20
|
21
|
23
|
25
|
27
|
29
|
31
|
34
|
36
|
41
|
55
|
59
|
56
|
60
|
68
|
74
|
76
|
84
|
92
|
0
|
|
| Intangible Assets |
8
|
9
|
10
|
11
|
11
|
9
|
7
|
7
|
6
|
5
|
5
|
4
|
1
|
1
|
11
|
9
|
17
|
16
|
24
|
18
|
13
|
10
|
13
|
9
|
|
| Goodwill |
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
2
|
145
|
151
|
338
|
375
|
500
|
500
|
506
|
506
|
523
|
517
|
|
| Customer Acceptances Liabilities |
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
|
| Other Long-Term Assets |
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
9
|
15
|
16
|
17
|
39
|
6
|
68
|
54
|
6
|
6
|
3
|
0
|
0
|
0
|
|
| Other Assets |
17
|
13
|
13
|
14
|
18
|
18
|
23
|
33
|
33
|
35
|
81
|
80
|
81
|
88
|
312
|
356
|
613
|
745
|
997
|
931
|
1 022
|
1 004
|
1 027
|
996
|
|
| Total Assets |
1 744
N/A
|
1 717
-2%
|
1 914
+11%
|
1 985
+4%
|
2 077
+5%
|
1 927
-7%
|
1 858
-4%
|
2 030
+9%
|
2 251
+11%
|
2 302
+2%
|
2 269
-1%
|
2 250
-1%
|
2 357
+5%
|
2 593
+10%
|
5 167
+99%
|
5 416
+5%
|
7 516
+39%
|
8 246
+10%
|
11 448
+39%
|
11 740
+3%
|
13 104
+12%
|
13 538
+3%
|
13 421
-1%
|
14 564
+9%
|
|
| Liabilities | |||||||||||||||||||||||||
| Accrued Liabilities |
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
19
|
23
|
18
|
20
|
20
|
17
|
0
|
|
| Short-Term Debt |
185
|
107
|
151
|
113
|
85
|
82
|
62
|
65
|
68
|
66
|
61
|
68
|
68
|
76
|
70
|
80
|
62
|
72
|
128
|
119
|
69
|
73
|
61
|
54
|
|
| Total Deposits |
1 185
|
1 144
|
1 271
|
1 357
|
1 372
|
1 284
|
1 274
|
1 364
|
1 664
|
1 706
|
1 720
|
1 747
|
1 720
|
1 917
|
4 188
|
4 343
|
5 815
|
6 329
|
9 428
|
9 733
|
9 675
|
10 435
|
10 066
|
10 964
|
|
| Other Interest Bearing Liabilities |
220
|
321
|
318
|
363
|
438
|
401
|
367
|
381
|
272
|
278
|
225
|
175
|
305
|
324
|
250
|
289
|
449
|
519
|
0
|
0
|
1 211
|
849
|
1 073
|
1 397
|
|
| Total Current Liabilities |
185
|
107
|
151
|
113
|
85
|
82
|
62
|
65
|
68
|
66
|
61
|
68
|
68
|
76
|
70
|
80
|
62
|
91
|
151
|
137
|
89
|
93
|
78
|
54
|
|
| Long-Term Debt |
0
|
0
|
0
|
5
|
18
|
28
|
28
|
28
|
28
|
28
|
28
|
28
|
28
|
23
|
57
|
57
|
100
|
97
|
235
|
229
|
195
|
196
|
198
|
255
|
|
| Minority Interest |
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
1
|
1
|
1
|
0
|
|
| Other Liabilities |
19
|
11
|
36
|
9
|
32
|
10
|
7
|
9
|
19
|
7
|
16
|
18
|
18
|
15
|
30
|
46
|
52
|
58
|
150
|
124
|
348
|
303
|
304
|
231
|
|
| Total Liabilities |
1 608
N/A
|
1 583
-2%
|
1 776
+12%
|
1 847
+4%
|
1 945
+5%
|
1 803
-7%
|
1 738
-4%
|
1 846
+6%
|
2 050
+11%
|
2 085
+2%
|
2 049
-2%
|
2 035
-1%
|
2 138
+5%
|
2 355
+10%
|
4 595
+95%
|
4 814
+5%
|
6 477
+35%
|
7 093
+10%
|
9 964
+40%
|
10 223
+3%
|
11 519
+13%
|
11 877
+3%
|
11 720
-1%
|
12 902
+10%
|
|
| Equity | |||||||||||||||||||||||||
| Common Stock |
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
1
|
1
|
1
|
1
|
1
|
1
|
0
|
|
| Retained Earnings |
142
|
151
|
158
|
165
|
164
|
155
|
160
|
163
|
175
|
187
|
198
|
206
|
218
|
229
|
238
|
271
|
305
|
359
|
378
|
442
|
541
|
593
|
642
|
0
|
|
| Additional Paid In Capital |
185
|
190
|
194
|
198
|
202
|
204
|
204
|
260
|
261
|
263
|
263
|
263
|
265
|
270
|
364
|
354
|
758
|
841
|
1 138
|
1 147
|
1 155
|
1 162
|
1 168
|
0
|
|
| Unrealized Security Profit/Loss |
3
|
3
|
1
|
1
|
0
|
3
|
14
|
11
|
6
|
2
|
0
|
7
|
7
|
6
|
6
|
5
|
3
|
1
|
1
|
3
|
36
|
21
|
16
|
0
|
|
| Treasury Stock |
178
|
193
|
204
|
215
|
227
|
226
|
226
|
224
|
224
|
226
|
238
|
245
|
255
|
252
|
23
|
16
|
11
|
37
|
26
|
62
|
69
|
69
|
91
|
0
|
|
| Other Equity |
11
|
10
|
9
|
7
|
6
|
5
|
5
|
5
|
5
|
4
|
4
|
3
|
4
|
3
|
3
|
3
|
10
|
9
|
7
|
9
|
6
|
1 657
|
1 699
|
1 663
|
|
| Total Equity |
135
N/A
|
135
N/A
|
138
+2%
|
139
+1%
|
132
-5%
|
124
-6%
|
120
-3%
|
184
+53%
|
201
+9%
|
217
+8%
|
220
+1%
|
214
-3%
|
218
+2%
|
238
+9%
|
572
+140%
|
602
+5%
|
1 039
+73%
|
1 153
+11%
|
1 484
+29%
|
1 517
+2%
|
1 585
+4%
|
1 661
+5%
|
1 702
+2%
|
1 663
-2%
|
|
| Total Liabilities & Equity |
1 744
N/A
|
1 717
-2%
|
1 914
+11%
|
1 985
+4%
|
2 077
+5%
|
1 927
-7%
|
1 858
-4%
|
2 030
+9%
|
2 251
+11%
|
2 302
+2%
|
2 269
-1%
|
2 250
-1%
|
2 357
+5%
|
2 593
+10%
|
5 167
+99%
|
5 416
+5%
|
7 516
+39%
|
8 246
+10%
|
11 448
+39%
|
11 740
+3%
|
13 104
+12%
|
13 538
+3%
|
13 421
-1%
|
14 564
+9%
|
|
| Shares Outstanding | |||||||||||||||||||||||||
| Common Shares Outstanding |
14
|
13
|
13
|
13
|
12
|
12
|
12
|
19
|
19
|
19
|
18
|
17
|
17
|
17
|
32
|
33
|
48
|
50
|
60
|
59
|
59
|
59
|
59
|
57
|
|
| Preferred Shares Outstanding |
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
|