NMI Holdings Inc
NASDAQ:NMIH
Net Margin
NMI Holdings Inc
Net Margin measures how much net income is generated as a percentage of revenues received. It helps investors assess if a company's management is generating enough profit from its sales and whether operating costs and overhead costs are being contained.
Net Margin Across Competitors
| Country | Company | Market Cap |
Net Margin |
||
|---|---|---|---|---|---|
| US |
|
NMI Holdings Inc
NASDAQ:NMIH
|
2.6B USD |
55%
|
|
| US |
|
Rocket Companies Inc
NYSE:RKT
|
25.3B USD |
1%
|
|
| US |
|
Mr Cooper Group Inc
NASDAQ:COOP
|
7.4B USD |
26%
|
|
| US |
|
Federal National Mortgage Association
OTC:FNMA
|
7.3B USD |
0%
|
|
| US |
|
UWM Holdings Corp
NYSE:UWMC
|
7.3B USD |
1%
|
|
| US |
|
MGIC Investment Corp
NYSE:MTG
|
6.1B USD |
63%
|
|
| BM |
|
Essent Group Ltd
NYSE:ESNT
|
5.8B USD |
59%
|
|
| US |
|
Enact Holdings Inc
NASDAQ:ACT
|
5.3B USD |
57%
|
|
| US |
|
PennyMac Financial Services Inc
NYSE:PFSI
|
4.9B USD |
14%
|
|
| US |
|
Radian Group Inc
NYSE:RDN
|
4.6B USD |
47%
|
|
| US |
|
New York Community Bancorp Inc
NYSE:NYCB
|
4.5B USD |
-98%
|
NMI Holdings Inc
Glance View
NMI Holdings Inc., the parent company of National Mortgage Insurance Corporation, operates at the heart of the housing finance system in the United States, providing vital private mortgage insurance solutions. As housing remains a cornerstone of the American Dream, NMI Holdings emerges as a critical enabler, facilitating the pathway to homeownership for a diverse array of individuals. The company's business model revolves around offering private mortgage insurance to lenders, a financial guardrail that shields mortgage issuers against default risks. By transferring some of this risk to themselves, NMI Holdings helps lenders originate higher-risk loans with smaller down payments, effectively enabling more people to purchase homes. This strategic positioning not only fosters financial inclusivity but also generates a stable revenue stream, derived largely from premium payments on mortgage insurance policies. The company's revenue model is intricately tied to the housing and mortgage sectors' cyclical nature. Premiums form the backbone of NMI Holdings' revenue, and as more policies are underwritten, corresponding revenues increase, presenting a scalable growth opportunity. The company's profitability is closely linked to a delicate balance of risk management and market expansion. NMI employs rigorous underwriting standards and risk assessment procedures to safeguard its financial stability while simultaneously capitalizing on an expanding market space filled with prospective homeowners. By leveraging advanced technologies and data analytics, NMI Holdings refines its risk assessment processes, ensuring sustainable growth and resilience against market volatility. This strategic foresight not only empowers NMI Holdings to serve an ever-growing customer base but also reinforces its foothold within the competitive landscape of mortgage insurance.
See Also
Net Margin measures how much net income is generated as a percentage of revenues received. It helps investors assess if a company's management is generating enough profit from its sales and whether operating costs and overhead costs are being contained.
Based on NMI Holdings Inc's most recent financial statements, the company has Net Margin of 55.3%.
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