Midland States Bancorp Inc
NASDAQ:MSBI

Watchlist Manager
Midland States Bancorp Inc Logo
Midland States Bancorp Inc
NASDAQ:MSBI
Watchlist
Price: 27.39 USD 2.32% Market Closed
Market Cap: 586.1m USD
Have any thoughts about
Midland States Bancorp Inc?
Write Note

Intrinsic Value

The intrinsic value of one MSBI stock under the Base Case scenario is 36.19 USD. Compared to the current market price of 27.39 USD, Midland States Bancorp Inc is Undervalued by 24%.

The Intrinsic Value is calculated as the average of DCF and Relative values:

MSBI Intrinsic Value
36.19 USD
Undervaluation 24%
Intrinsic Value
Price
Worst Case
Base Case
Best Case

Valuation Backtest
Midland States Bancorp Inc

Backtest Intrinsic Value
Dive into the past to invest in the future

Uncover deeper insights with the Valuation Backtest. Learn how current stock valuations stack up against historical averages to gauge true investment potential.

Start backtest now and learn if your stock is truly undervalued or overvalued!

Run Backtest
Backtest Conclusion
Very Attractive
Current Valuation
+45%
Avg Valuation
-12%
Worst Valuation
-49%
Best Valuation
+45%

Stock is trading at its lowest valuation over the past 5 years.

Backtest Example
Register to View Results
Register to View Results

To access the results of this valuation backtest, please register an account with us. Registration is quick and gives you instant access to insights on 3 stocks per week for free.

Backtest Unavailable

The backtest for MSBI cannot be conducted due to limitations such as insufficient data or other constraints. Please select a different stock or adjust your settings.

Backtest In Progress...
Backtest In Progress...
How do you feel about MSBI?
Bearish
Neutral
Bullish

Fundamental Analysis

Economic Moat
Midland States Bancorp Inc

Company Quality
No Indicators Selected
Select Indicators

Select up to 3 indicators:

Insider Trading
0-3
Months
0-6
Months
0-12
Months
0-36
Months
No Periods Selected
Select Periods

Select up to 2 periods:

Investment Journal
AI Assistant
AI Assistant
Ask me anything about Midland States Bancorp Inc

Provide an overview of the primary business activities
of Midland States Bancorp Inc.

What unique competitive advantages
does Midland States Bancorp Inc hold over its rivals?

What risks and challenges
does Midland States Bancorp Inc face in the near future?

Has there been any significant insider trading activity
in Midland States Bancorp Inc recently?

Summarize the latest earnings call
of Midland States Bancorp Inc.

Is it considered overvalued or undervalued
based on the latest financial data?

Show all valuation multiples
for Midland States Bancorp Inc.

Provide P/S
for Midland States Bancorp Inc.

Provide P/E
for Midland States Bancorp Inc.

Provide P/B
for Midland States Bancorp Inc.

Show me price targets
for Midland States Bancorp Inc made by professional analysts.

What are the Revenue projections
for Midland States Bancorp Inc?

How accurate were the past Revenue estimates
for Midland States Bancorp Inc?

What are the Net Income projections
for Midland States Bancorp Inc?

How accurate were the past Net Income estimates
for Midland States Bancorp Inc?

What are the EPS projections
for Midland States Bancorp Inc?

How accurate were the past EPS estimates
for Midland States Bancorp Inc?

What are the EBIT projections
for Midland States Bancorp Inc?

How accurate were the past EBIT estimates
for Midland States Bancorp Inc?

Compare the revenue forecasts
for Midland States Bancorp Inc with those of its competitors based on recent analyst estimates.

Compare the intrinsic valuations
of Midland States Bancorp Inc and its key competitors using the latest financial data.

Compare historical revenue growth rates
of Midland States Bancorp Inc against its competitors.

Analyze the profit margins
(gross, operating, and net) of Midland States Bancorp Inc compared to its peers.

Compare the P/E ratios
of Midland States Bancorp Inc against its peers.

Discuss the investment returns and shareholder value creation
comparing Midland States Bancorp Inc with its peers.

Analyze the financial leverage
of Midland States Bancorp Inc compared to its main competitors.

Show all profitability ratios
for Midland States Bancorp Inc.

Provide ROE
for Midland States Bancorp Inc.

Provide ROA
for Midland States Bancorp Inc.

Provide Net Interest Margin
for Midland States Bancorp Inc.

Provide Net Margin
for Midland States Bancorp Inc.

Show all solvency ratios
for Midland States Bancorp Inc.

Loans/Deposits Ratio
for Midland States Bancorp Inc.

What is the historical Revenue growth
over the last 5 years for Midland States Bancorp Inc?

What is the historical Net Income growth
over the last 5 years for Midland States Bancorp Inc?

What is the current Free Cash Flow
of Midland States Bancorp Inc?

Discuss the annual earnings per share (EPS)
trend over the past five years for Midland States Bancorp Inc.

Financials
Annual
Quarterly
TTM
Annual
Quarterly
TTM

Balance Sheet Decomposition
Midland States Bancorp Inc

Net Loans 5.7B
Investments 1.5B
PP&E 84.7m
Intangibles 193.4m
Other Assets 344.1m
Total Deposits 6.3B
Short Term Debt 13.8m
Long Term Debt 133.8m
Other Liabilities 528.7m

Wall St
Price Targets

MSBI Price Targets Summary
Midland States Bancorp Inc

Wall Street analysts forecast MSBI stock price to drop over the next 12 months.

According to Wall Street analysts, the average 1-year price target for MSBI is 26.01 USD with a low forecast of 24.24 USD and a high forecast of 28.35 USD.

Lowest
Price Target
24.24 USD
12% Downside
Average
Price Target
26.01 USD
5% Downside
Highest
Price Target
28.35 USD
4% Upside
View Analyst Estimates
View Analyst Estimates
Want to learn more about Wall St estimates for MSBI?

Click here to dive deeper.

Dividends

Dividend Yield
Lowest
Average
Highest
Dividend Per Share
N/A
Growth 3Y
Growth 5Y
Growth 10Y
Dividend Safety Score
Very
Unsafe
Unsafe
Safe
Very
Safe
0
25
50
75
100
Shareholder Yield

Current shareholder yield for MSBI is .

Shareholder yield represents the total return a company provides to its shareholders, calculated as the sum of dividend yield, buyback yield, and debt paydown yield. What is shareholder yield?

Shareholder Yield
Dividend Yield
Lowest
Average
Highest
Buyback Yield
Lowest
Average
Highest

Ownership

MSBI Insider Trading
Buy and sell transactions by insiders

Cumulative Transactions Amount
Period Sold Bought Net
3 Months
6 Months
9 Months
12 Months
Why is insider trading important?

Profile

Midland States Bancorp Inc Logo
Midland States Bancorp Inc

Country

United States of America

Industry

Banking

Market Cap

586m USD

Dividend Yield

5.62%

Description

Midland States Bancorp, Inc. is a bank holding company, engages in the provision of commercial and consumer banking products and services. The company is headquartered in Effingham, Illinois and currently employs 864 full-time employees. The company went IPO on 2016-05-24. The Company’s segments include banking and wealth management. The banking segment provides a range of financial products and services to consumers and businesses, including commercial, commercial real estate, mortgage and other consumer loan products; commercial equipment leasing; mortgage loan sales and servicing; letters of credit; various types of deposit products, including checking, savings and time deposit accounts; merchant services; and corporate treasury management services. The wealth management segment operates under the name Midland Wealth Management, which consists of trust and wealth management products and services, including financial and estate planning, trustee and custodial services, investment management, tax and insurance planning, business planning, corporate retirement plan consulting and administration and retail brokerage services through a nationally recognized third-party broker dealer.

Contact

ILLINOIS
Effingham
1201 Network Centre Dr
+12173422141.0
www.midlandsb.com

IPO

2016-05-24

Employees

864

Officers

President, CEO & Vice Chairman
Mr. Jeffrey G. Ludwig CPA
Chief Financial Officer
Mr. Eric T. Lemke CPA
Senior VP, Corporate Counsel & Secretary
Mr. Douglas J. Tucker
Executive Vice President
Mr. Jeffrey S. Mefford
Senior VP & Chief Risk Officer of Midland States Bank
Mr. Daniel E. Casey
Chief Accounting Officer & Corporate Controller
Mr. Donald J. Spring
Show More
Chief Information Officer
Mr. Kyle Mooney
Chief Compliance Officer
Gerald Maloney
Director of Human Resources
Shonna Kracinski
Senior VP & Chief Credit Officer of Midland States Bank
Mr. Jeffrey A. Brunoehler
Show Less

See Also

Discover More
What is the Intrinsic Value of one MSBI stock?

The intrinsic value of one MSBI stock under the Base Case scenario is 36.19 USD.

Is MSBI stock undervalued or overvalued?

Compared to the current market price of 27.39 USD, Midland States Bancorp Inc is Undervalued by 24%.

Back to Top