Midland States Bancorp Inc
NASDAQ:MSBI

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Midland States Bancorp Inc Logo
Midland States Bancorp Inc
NASDAQ:MSBI
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Price: 26.81 USD -0.96%
Market Cap: 573.5m USD
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Intrinsic Value

The intrinsic value of one MSBI stock under the Base Case scenario is 37.66 USD. Compared to the current market price of 26.81 USD, Midland States Bancorp Inc is Undervalued by 29%.

The Intrinsic Value is calculated as the average of DCF and Relative values:

MSBI Intrinsic Value
37.66 USD
Undervaluation 29%
Intrinsic Value
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Valuation Backtest
Midland States Bancorp Inc

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Backtest Conclusion
Very Attractive
Current Valuation
+45%
Avg Valuation
-12%
Worst Valuation
-49%
Best Valuation
+45%

Stock is trading at its lowest valuation over the past 5 years.

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Fundamental Analysis

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Financials
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Balance Sheet Decomposition
Midland States Bancorp Inc

Net Loans 5.8B
Investments 1.3B
PP&E 83m
Intangibles 194.8m
Other Assets 373.7m
Total Deposits 6.1B
Short Term Debt 7.2m
Long Term Debt 142.6m
Other Liabilities 703.7m

Wall St
Price Targets

MSBI Price Targets Summary
Midland States Bancorp Inc

Wall Street analysts forecast MSBI stock price to drop over the next 12 months.

According to Wall Street analysts, the average 1-year price target for MSBI is 24.74 USD with a low forecast of 22.22 USD and a high forecast of 27.3 USD.

Lowest
Price Target
22.22 USD
17% Downside
Average
Price Target
24.74 USD
8% Downside
Highest
Price Target
27.3 USD
2% Upside
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Dividends

Dividend Yield
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Dividend Per Share
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Growth 5Y
Growth 10Y
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0
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Shareholder Yield

Current shareholder yield for MSBI is .

Shareholder yield represents the total return a company provides to its shareholders, calculated as the sum of dividend yield, buyback yield, and debt paydown yield. What is shareholder yield?

Shareholder Yield
Dividend Yield
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Highest
Buyback Yield
Lowest
Average
Highest

Ownership

MSBI Insider Trading
Buy and sell transactions by insiders

Cumulative Transactions Amount
Period Sold Bought Net
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6 Months
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12 Months
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Profile

Midland States Bancorp Inc Logo
Midland States Bancorp Inc

Country

United States of America

Industry

Banking

Market Cap

573.1m USD

Dividend Yield

4.59%

Description

Midland States Bancorp, Inc. is a bank holding company, engages in the provision of commercial and consumer banking products and services. The company is headquartered in Effingham, Illinois and currently employs 864 full-time employees. The company went IPO on 2016-05-24. The Company’s segments include banking and wealth management. The banking segment provides a range of financial products and services to consumers and businesses, including commercial, commercial real estate, mortgage and other consumer loan products; commercial equipment leasing; mortgage loan sales and servicing; letters of credit; various types of deposit products, including checking, savings and time deposit accounts; merchant services; and corporate treasury management services. The wealth management segment operates under the name Midland Wealth Management, which consists of trust and wealth management products and services, including financial and estate planning, trustee and custodial services, investment management, tax and insurance planning, business planning, corporate retirement plan consulting and administration and retail brokerage services through a nationally recognized third-party broker dealer.

Contact

ILLINOIS
Effingham
1201 Network Centre Dr
+12173422141.0
www.midlandsb.com

IPO

2016-05-24

Employees

864

Officers

President, CEO & Vice Chairman
Mr. Jeffrey G. Ludwig CPA
Chief Financial Officer
Mr. Eric T. Lemke CPA
Senior VP, Corporate Counsel & Secretary
Mr. Douglas J. Tucker
Executive Vice President
Mr. Jeffrey S. Mefford
Senior VP & Chief Risk Officer of Midland States Bank
Mr. Daniel E. Casey
Chief Accounting Officer & Corporate Controller
Mr. Donald J. Spring
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Chief Information Officer
Mr. Kyle Mooney
Chief Compliance Officer
Gerald Maloney
Director of Human Resources
Shonna Kracinski
Senior VP & Chief Credit Officer of Midland States Bank
Mr. Jeffrey A. Brunoehler
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See Also

Discover More
What is the Intrinsic Value of one MSBI stock?

The intrinsic value of one MSBI stock under the Base Case scenario is 37.66 USD.

Is MSBI stock undervalued or overvalued?

Compared to the current market price of 26.81 USD, Midland States Bancorp Inc is Undervalued by 29%.

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