LM Funding America Inc
NASDAQ:LMFA
Decide at what price you'd be comfortable buying and we'll help you stay ready.
|
Johnson & Johnson
NYSE:JNJ
|
US |
|
Berkshire Hathaway Inc
NYSE:BRK.A
|
US |
|
Bank of America Corp
NYSE:BAC
|
US |
|
Mastercard Inc
NYSE:MA
|
US |
|
UnitedHealth Group Inc
NYSE:UNH
|
US |
|
Exxon Mobil Corp
NYSE:XOM
|
US |
|
Pfizer Inc
NYSE:PFE
|
US |
|
Nike Inc
NYSE:NKE
|
US |
|
Visa Inc
NYSE:V
|
US |
|
Alibaba Group Holding Ltd
NYSE:BABA
|
CN |
|
JPMorgan Chase & Co
NYSE:JPM
|
US |
|
Coca-Cola Co
NYSE:KO
|
US |
|
Verizon Communications Inc
NYSE:VZ
|
US |
|
Chevron Corp
NYSE:CVX
|
US |
|
Walt Disney Co
NYSE:DIS
|
US |
|
PayPal Holdings Inc
NASDAQ:PYPL
|
US |
EV/EBITDA
Enterprise Value to EBITDA (EV/EBITDA) ratio compares a company`s total enterprise value to its earnings before interest, taxes, depreciation, and amortization. It shows how much investors are paying for each dollar of the company`s earnings, including both equity and debt.
Enterprise Value to EBITDA (EV/EBITDA) ratio compares a company`s total enterprise value to its earnings before interest, taxes, depreciation, and amortization. It shows how much investors are paying for each dollar of the company`s earnings, including both equity and debt.
Valuation Scenarios
If EV/EBITDA returns to its Industry Average (21.6), the stock would be worth $-31.23 (10 963% downside from current price).
| Scenario | EV/EBITDA Value | Implied Price | Upside/Downside |
|---|---|---|---|
| Current Multiple | -0.2 | $0.29 |
0%
|
| Industry Average | 21.6 | $-31.23 |
-10 963%
|
| Country Average | 14.4 | $-20.76 |
-7 319%
|
Forward EV/EBITDA
Today’s price vs future ebitda
| Today's Enterprise Value | EBITDA | Forward EV/EBITDA | ||
|---|---|---|---|---|
|
$736.9k
|
/ |
Oct 2025
$-6m
|
= |
|
|
$736.9k
|
/ |
Dec 2025
$-1.8m
|
= |
|
|
$736.9k
|
/ |
Dec 2026
$102k
|
= |
|
|
$736.9k
|
/ |
Dec 2027
$-5.9m
|
= |
|
Forward EV/EBITDA shows whether today’s EV/EBITDA still looks high or low once future ebitda are taken into account.
Peer Comparison
| Market Cap | EV/EBITDA | P/E | ||||
|---|---|---|---|---|---|---|
| US |
|
LM Funding America Inc
NASDAQ:LMFA
|
4.5m USD | -0.2 | -0.4 | |
| IN |
S
|
SPS Finquest Ltd
BSE:538402
|
2.6T INR | 47 834.4 | 877 228.1 | |
| TR |
D
|
Destek Finans Faktoring AS
IST:DSTKF.E
|
731.3B TRY | 107.9 | 194.2 | |
| IN |
|
Power Finance Corporation Ltd
NSE:PFC
|
1.5T INR | 10.1 | 6 | |
| IN |
|
Indian Railway Finance Corp Ltd
NSE:IRFC
|
1.3T INR | 20.9 | 19.6 | |
| JP |
|
Mitsubishi HC Capital Inc
TSE:8593
|
2.1T JPY | 14.8 | 11.4 | |
| JP |
|
Shinkin Central Bank
TSE:8421
|
1.7T JPY | 0 | 58 | |
| IN |
|
REC Limited
NSE:RECLTD
|
959B INR | 26.1 | 5.6 | |
| CA |
|
Element Fleet Management Corp
TSX:EFN
|
12.9B CAD | 19.8 | 46.8 | |
| JP |
|
Tokyo Century Corp
TSE:8439
|
1T JPY | 10.3 | 8 | |
| TW |
|
Chailease Holding Company Ltd
TWSE:5871
|
199.4B TWD | 11.5 | 10.4 |
Market Distribution
| Min | 0 |
| 30th Percentile | 10 |
| Median | 14.4 |
| 70th Percentile | 21.5 |
| Max | 1 767 274.1 |
Other Multiples
LM Funding America Inc
Glance View
LM Funding America, Inc. is a specialty finance company. The company is headquartered in Tampa, Florida and currently employs 8 full-time employees. The company went IPO on 2015-12-08. The firm offers incorporated nonprofit community associations (Associations), a range of financial products customized to each Association's financial needs. Its products include Original Product and New Neighbor Guaranty. Its Original Product offering consists of providing funding to Associations by purchasing their rights under delinquent accounts that are selected by the Associations arising from unpaid Association assessments. The firm offers the New Neighbor Guaranty, wherein an Association assigns its indebtedness and accruals on its delinquent units to it in exchange for payments in an amount equal to the regular ongoing monthly or quarterly assessments for delinquent units when those amounts would be due to the Association.
