Lakeland Financial Corp
NASDAQ:LKFN

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Lakeland Financial Corp Logo
Lakeland Financial Corp
NASDAQ:LKFN
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Price: 75.38 USD 2.4% Market Closed
Market Cap: 1.9B USD
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Intrinsic Value

The intrinsic value of one LKFN stock under the Base Case scenario is 56.54 USD. Compared to the current market price of 75.38 USD, Lakeland Financial Corp is Overvalued by 25%.

The Intrinsic Value is calculated as the average of DCF and Relative values:

LKFN Intrinsic Value
56.54 USD
Overvaluation 25%
Intrinsic Value
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Valuation Backtest
Lakeland Financial Corp

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Backtest Conclusion
Very Attractive
Current Valuation
+45%
Avg Valuation
-12%
Worst Valuation
-49%
Best Valuation
+45%

Stock is trading at its lowest valuation over the past 5 years.

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Fundamental Analysis

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Financials
Annual
Quarterly
TTM
Annual
Quarterly
TTM

Balance Sheet Decomposition
Lakeland Financial Corp

Net Loans 5B
Investments 1.3B
PP&E 60m
Intangibles 5m
Other Assets 310.2m
Total Deposits 5.8B
Short Term Debt 30m
Other Liabilities 79m

Wall St
Price Targets

LKFN Price Targets Summary
Lakeland Financial Corp

Wall Street analysts forecast LKFN stock price to drop over the next 12 months.

According to Wall Street analysts, the average 1-year price target for LKFN is 68.34 USD with a low forecast of 63.63 USD and a high forecast of 78.75 USD.

Lowest
Price Target
63.63 USD
16% Downside
Average
Price Target
68.34 USD
9% Downside
Highest
Price Target
78.75 USD
4% Upside
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Dividends

Dividend Yield
Lowest
Average
Highest
Dividend Per Share
N/A
Growth 3Y
Growth 5Y
Growth 10Y
Dividend Safety Score
Very
Unsafe
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Safe
Very
Safe
0
25
50
75
100
Shareholder Yield

Current shareholder yield for LKFN is .

Shareholder yield represents the total return a company provides to its shareholders, calculated as the sum of dividend yield, buyback yield, and debt paydown yield. What is shareholder yield?

Shareholder Yield
Dividend Yield
Lowest
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Highest
Buyback Yield
Lowest
Average
Highest

Ownership

LKFN Insider Trading
Buy and sell transactions by insiders

Cumulative Transactions Amount
Period Sold Bought Net
3 Months
6 Months
9 Months
12 Months
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Profile

Lakeland Financial Corp Logo
Lakeland Financial Corp

Country

United States of America

Industry

Banking

Market Cap

1.9B USD

Dividend Yield

2.55%

Description

Lakeland Financial Corp. is a bank holding company, which engages in the provision of banking products and services. The company is headquartered in Warsaw Indiana, Indiana and currently employs 567 full-time employees. The firm offers commercial and consumer banking services, as well as trust and wealth management, brokerage and treasury management commercial services. The firm serves a diverse customer base, including commercial customers across a variety of industries including, among others, commercial real estate, manufacturing, agriculture, construction, retail, wholesale, finance and insurance, accommodation and food services and healthcare. The Bank has approximately 51 offices in 15 counties, including 45 offices in northern Indiana and six offices in central Indiana, in the Indianapolis market. The Bank’s deposits are insured by the Federal Deposit Insurance Corporation (the FDIC) to the maximum extent provided under federal law and FDIC regulations.

Contact

INDIANA
Warsaw Indiana
PO Box 1387, 202 E Center St
+15742676144.0
lakelandfinancialcorp.q4ir.com

IPO

1994-03-08

Employees

567

Officers

Chairman & CEO
Mr. David M. Findlay
President & Director
Ms. Kristin L. Pruitt
Executive VP & CFO
Ms. Lisa M. O'Neill
Senior VP, General Counsel & Secretary
Mr. Rickard James Donovan
Executive VP & Chief Commercial Banking Officer
Mr. Eric H. Ottinger
Chief Accounting Officer & Senior VP of Finance
Mr. Brok A. Lahrman
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Senior VP & Chief Human Resource Officer
Ms. Kyra E. Clark
Senior VP & Chief Wealth Advisory Officer
Mr. Jonathan P. Steiner
Senior VP & Chief Retail Banking Officer
Ms. Stephanie R. Leniski
Senior VP of Consumer & Home Loans and Retail Lending Manager
Kirtus D. Murray
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See Also

Discover More
What is the Intrinsic Value of one LKFN stock?

The intrinsic value of one LKFN stock under the Base Case scenario is 56.54 USD.

Is LKFN stock undervalued or overvalued?

Compared to the current market price of 75.38 USD, Lakeland Financial Corp is Overvalued by 25%.

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