Inter & Co Inc
NASDAQ:INTR

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Inter & Co Inc Logo
Inter & Co Inc
NASDAQ:INTR
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Price: 5.875 USD -3.85% Market Closed
Market Cap: 2.6B USD
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Intrinsic Value

The intrinsic value of one INTR stock under the Base Case scenario is 8.022 USD. Compared to the current market price of 5.875 USD, Inter & Co Inc is Undervalued by 27%.

The Intrinsic Value is calculated as the average of DCF and Relative values:

INTR Intrinsic Value
8.022 USD
Undervaluation 27%
Intrinsic Value
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Inter & Co Inc

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Backtest Conclusion
Very Attractive
Current Valuation
+45%
Avg Valuation
-12%
Worst Valuation
-49%
Best Valuation
+45%

Stock is trading at its lowest valuation over the past 5 years.

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Fundamental Analysis

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Financials
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Balance Sheet Decomposition
Inter & Co Inc

Net Loans 30.8B
Investments 24.4B
PP&E 193.6m
Intangibles 1.7B
Other Assets 9.5B
Total Deposits 36B
Short Term Debt 8.5B
Long Term Debt 224.4m
Other Liabilities 13.4B
Earnings Calls

The company reported exceptional growth, reaching 33 million clients with a 1.6 million increase this quarter. Total revenue rose to BRL 2.4 billion, reflecting a 29% year-over-year increase. The firm's focus on hyper-personalization and marketing boosted net revenue by 7% quarter-over-quarter to BRL 1.5 billion. The launch of new insurance products led to record-breaking sales, with 39% quarterly client growth. The company's loan portfolio grew by 35%, driven by FGTS and home equity loans, which surged 93% and 50%, respectively. Despite a competitive market, the client activation rate improved to 55.3%, showcasing strong client engagement and successful cross-selling strategies.

What is Earnings Call?

Wall St
Price Targets

INTR Price Targets Summary
Inter & Co Inc

Wall Street analysts forecast INTR stock price to rise over the next 12 months.

According to Wall Street analysts, the average 1-year price target for INTR is 7.711 USD with a low forecast of 4.04 USD and a high forecast of 9.975 USD.

Lowest
Price Target
4.04 USD
31% Downside
Average
Price Target
7.711 USD
31% Upside
Highest
Price Target
9.975 USD
70% Upside
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Dividends

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Dividend Per Share
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Dividend Safety Score
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Safe
0
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Shareholder Yield

Current shareholder yield for INTR is .

Shareholder yield represents the total return a company provides to its shareholders, calculated as the sum of dividend yield, buyback yield, and debt paydown yield. What is shareholder yield?

Shareholder Yield
Dividend Yield
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Profile

Inter & Co Inc Logo
Inter & Co Inc

Country

Brazil

Industry

Banking

Market Cap

2.6B USD

Dividend Yield

0.51%

Description

Inter & Co Inc is a BR-based company operating in Banks industry. The company is headquartered in Belo Horizonte, Minas Gerais and currently employs 3,898 full-time employees. The company went IPO on 2022-06-23. Inter & Co Inc is a Brazil-based holding company through which the controlling shareholder of Banco Inter hold their shares. Inter & Co Inc does not own any material assets other than its shares of Inter Holding Financeira SA. The business of Inter & Co Inc and its consolidated subsidiaries is the same as the business of Banco Inter SA, that is engaged in the provision of banking activities to private and corporate customers, as well as microenterprise clients.

Contact

MINAS GERAIS
Belo Horizonte
Av. Barbacena, 1219, 22Nd Floor
+553121387978

IPO

2022-06-23

Employees

3 898

Officers

Global Chief Executive Officer
Mr. Joao Vitor Nazareth Menin Teixeira de Souza
Senior VP of Finance and Risks & CFO
Mr. Santiago Horacio Stel
Chief Operations Officer
Mr. Ray Tarick Pereira Chalub
Chief Technology Officer
Mr. Guilherme Ximenes De Almeida
Chief Investor Relations Officer
Ms. Rafaela de Oliveira Vitoria C.F.A., Ph.D.
General Counsel, Chief of Sustainability & Compliance Officer
Ms. Ana Luiza Vieira Franco Forattini
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Chief Executive Officer of Brazil Operations
Mr. Alexandre Riccio De Oliveira
Chief Customer Officer
Ms. Priscila Salles Vianna de Paula
Chief Risk Officer and Director Risks & Internal Controls
Mr. Thiago Garrides Cabral de Lima
Executive Director & Head of Cross-Border
Mr. Aloisio Matos
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See Also

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What is the Intrinsic Value of one INTR stock?

The intrinsic value of one INTR stock under the Base Case scenario is 8.022 USD.

Is INTR stock undervalued or overvalued?

Compared to the current market price of 5.875 USD, Inter & Co Inc is Undervalued by 27%.

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