Independent Bank Group Inc
NASDAQ:IBTX

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Independent Bank Group Inc
NASDAQ:IBTX
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Price: 65.49 USD 1.27% Market Closed
Market Cap: 2.7B USD
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Intrinsic Value

The intrinsic value of one IBTX stock under the Base Case scenario is 60.6 USD. Compared to the current market price of 65.49 USD, Independent Bank Group Inc is Overvalued by 7%.

The Intrinsic Value is calculated as the average of DCF and Relative values:

IBTX Intrinsic Value
60.6 USD
Overvaluation 7%
Intrinsic Value
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Valuation Backtest
Independent Bank Group Inc

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Backtest Conclusion
Very Attractive
Current Valuation
+45%
Avg Valuation
-12%
Worst Valuation
-49%
Best Valuation
+45%

Stock is trading at its lowest valuation over the past 5 years.

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Fundamental Analysis

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Independent Bank Group Inc

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Financials
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Balance Sheet Decomposition
Independent Bank Group Inc

Net Loans 14.1B
Investments 3B
PP&E 350.3m
Intangibles 517.7m
Other Assets 559m
Total Deposits 16B
Long Term Debt 509.5m
Other Liabilities 129.7m
Earnings Calls

In the first quarter, Independent Bank Group reported adjusted net income of $26 million, slightly up from $25.5 million in the previous quarter. Net funded loan growth was slow, but new commitments totaled $640 million. The company reduced borrowings to their lowest in over a year and aims to capitalize on potential rate cuts. Asset quality remains strong with 0% net charge-offs and low nonperforming assets. The bank also announced the opening of a full-service branch in San Antonio, a key move in their strategic plan.

What is Earnings Call?

Wall St
Price Targets

IBTX Price Targets Summary
Independent Bank Group Inc

Wall Street analysts forecast IBTX stock price to drop over the next 12 months.

According to Wall Street analysts, the average 1-year price target for IBTX is 56.78 USD with a low forecast of 46.46 USD and a high forecast of 75.6 USD.

Lowest
Price Target
46.46 USD
29% Downside
Average
Price Target
56.78 USD
13% Downside
Highest
Price Target
75.6 USD
15% Upside
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Dividends

Dividend Yield
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Dividend Per Share
N/A
Growth 3Y
Growth 5Y
Growth 10Y
Dividend Safety Score
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Shareholder Yield

Current shareholder yield for IBTX is .

Shareholder yield represents the total return a company provides to its shareholders, calculated as the sum of dividend yield, buyback yield, and debt paydown yield. What is shareholder yield?

Shareholder Yield
Dividend Yield
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Buyback Yield
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Ownership

IBTX Insider Trading
Buy and sell transactions by insiders

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Profile

Independent Bank Group Inc Logo
Independent Bank Group Inc

Country

United States of America

Industry

Banking

Market Cap

2.7B USD

Dividend Yield

2.32%

Description

Independent Bank Group, Inc. is a bank holding company, which engages in the provision of a relationship-driven commercial banking products and services tailored to meet the needs of businesses, professionals and individuals. The company is headquartered in Mckinney, Texas and currently employs 1,543 full-time employees. The company went IPO on 2013-04-02. The firm through its subsidiary, Independent Bank (the Bank), provides a range of commercial banking products and services to meet the needs of businesses, professionals and individuals. The company offers a range of commercial and retail lending products. Its commercial lending products include owner-occupied commercial real estate loans, interim construction loans, commercial loans to a diversified mix of small and midsized businesses, and loans to professionals, including medical practices. Its retail lending products include residential first and second mortgage loans and consumer installment loans, such as loans to purchase cars, boats and other recreational vehicles. Its deposit products and services include variety of checking and savings accounts, debit cards, online banking, mobile banking, e-statements and bank-by-mail and direct deposit services. The company also offers business accounts and management services.

Contact

TEXAS
McKinney
7777 Henneman Way
+19725629004.0
www.independent-bank.com

IPO

2013-04-02

Employees

1 543

Officers

Chairman of the Board & CEO
Mr. David R. Brooks
President & COO
Mr. Michael B. Hobbs
Executive VP & CFO
Mr. Paul B. Langdale
Executive VP & Chief Risk Officer
Mr. John G. Turpen
Chief Accounting Officer
Brenda K. Montgomery
EVP & Chief Information Officer
Mr. Bill Wade

See Also

Discover More
What is the Intrinsic Value of one IBTX stock?

The intrinsic value of one IBTX stock under the Base Case scenario is 60.6 USD.

Is IBTX stock undervalued or overvalued?

Compared to the current market price of 65.49 USD, Independent Bank Group Inc is Overvalued by 7%.

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