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Price: 27.37 USD -0.04% Market Closed

Market Cap: $818.1m

Income Statement

Net Interest Income

Non Interest Income

Currency: USD

		Dec-2001	Mar-2002	Jun-2002	Sep-2002	Dec-2002	Mar-2003	Jun-2003	Sep-2003	Dec-2003	Mar-2004	Jun-2004	Sep-2004	Dec-2004	Mar-2005	Jun-2005	Sep-2005	Dec-2005	Mar-2006	Jun-2006	Sep-2006	Dec-2006	Mar-2007	Jun-2007	Sep-2007	Dec-2007	Mar-2008	Jun-2008	Sep-2008	Dec-2008	Mar-2009	Jun-2009	Sep-2009	Dec-2009	Mar-2010	Jun-2010	Sep-2010	Dec-2010	Mar-2011	Jun-2011	Sep-2011	Dec-2011	Mar-2012	Jun-2012	Sep-2012	Dec-2012	Mar-2013	Jun-2013	Sep-2013	Dec-2013	Mar-2014	Jun-2014	Sep-2014	Dec-2014	Mar-2015	Jun-2015	Sep-2015	Dec-2015	Mar-2016	Jun-2016	Sep-2016	Dec-2016	Mar-2017	Jun-2017	Sep-2017	Dec-2017	Mar-2018	Jun-2018	Sep-2018	Dec-2018	Mar-2019	Jun-2019	Sep-2019	Dec-2019	Mar-2020	Jun-2020	Sep-2020	Dec-2020	Mar-2021	Jun-2021	Sep-2021	Dec-2021	Mar-2022	Jun-2022	Sep-2022	Dec-2022	Mar-2023	Jun-2023	Sep-2023	Dec-2023	Mar-2024	Jun-2024	Sep-2024	Dec-2024	Mar-2025	Jun-2025	Sep-2025
Revenue
Net Interest Income		44	45	46	47	48	49	51	52	57	61	71	87	103	117	127	133	139	144	148	151	153	155	155	153	152	148	144	141	134	123	112	103	101	105	109	108	106	105	104	103	101	100	99	99	99	102	104	108	106	107	107	110	123	133	143	148	148	149	152	156	160	164	167	173	177	179	181	182	181	181	179	178	176	175	176	178	181	183	188	192	195	200	209	223	238	245	241	233	221	214	207	202	203	207	216	227
Interest Income		77	73	70	69	69	71	73	74	77	82	94	114	136	156	172	186	201	216	233	248	260	270	276	278	281	278	268	256	238	221	209	195	184	174	163	153	145	140	137	133	129	125	123	120	117	119	119	122	119	120	120	123	137	148	159	164	164	165	169	173	179	184	191	201	209	216	222	228	234	242	246	248	247	243	238	230	224	217	216	216	217	222	230	246	274	304	332	354	369	382	390	396	399	398	401	406
Interest Expense		33	28	24	22	21	22	22	21	21	21	23	27	33	39	45	52	62	72	84	97	107	115	121	125	129	130	124	115	104	98	97	92	83	69	54	45	39	36	33	30	28	26	23	21	19	17	15	14	14	13	13	13	14	15	16	16	16	16	16	17	18	20	24	28	33	37	41	47	53	61	67	70	71	68	61	52	43	34	28	24	22	22	21	24	36	60	91	122	148	168	182	193	196	191	185	179
Non Interest Income		17	18	19	20	21	21	21	21	20	21	22	24	26	30	30	31	32	31	32	34	37	39	41	41	40	40	39	35	33	32	29	32	32	31	30	27	25	24	23	24	24	22	23	24	21	28	28	27	28	27	26	41	42	47	53	45	48	44	42	37	33	33	34	34	33	32	29	26	25	25	27	27	28	28	41	41	43	47	35	40	41	39	40	36	34	34	33	35	34	34	34	31	32	32	32	33
Revenue		61 N/A	63 +3%	65 +4%	67 +2%	69 +4%	70 +2%	72 +3%	73 +1%	77 +5%	82 +7%	93 +14%	111 +20%	129 +16%	147 +14%	157 +7%	164 +5%	170 +4%	175 +3%	180 +3%	185 +3%	190 +3%	194 +2%	196 +1%	194 -1%	192 -1%	188 -2%	182 -3%	177 -3%	167 -5%	155 -7%	142 -8%	135 -5%	133 -1%	136 +2%	138 +2%	136 -2%	131 -3%	129 -2%	127 -1%	126 -1%	125 -1%	122 -3%	122 +1%	123 +0%	120 -2%	130 +9%	132 +1%	135 +2%	134 -1%	134 +0%	133 -1%	151 +14%	165 +9%	180 +9%	196 +9%	192 -2%	196 +2%	193 -1%	194 +1%	193 -1%	193 +0%	197 +2%	201 +2%	206 +3%	210 +2%	212 +1%	210 -1%	208 -1%	206 -1%	206 +0%	205 0%	205 0%	204 -1%	202 0%	217 +7%	219 +1%	224 +2%	230 +3%	223 -3%	232 +4%	236 +1%	239 +2%	249 +4%	259 +4%	272 +5%	279 +2%	274 -2%	268 -2%	255 -5%	248 -3%	241 -3%	233 -3%	234 +0%	239 +2%	247 +4%	260 +5%
Pre-Tax Income
Loan Loss Provision		(1)	(2)	(3)	(4)	(5)	(5)	(5)	(6)	(6)	(5)	(5)	(3)	(3)	(2)	(2)	(5)	(5)	(8)	(9)	(7)	(7)	(10)	(12)	(19)	(38)	(50)	(66)	(71)	(76)	(104)	(109)	(145)	(196)	(208)	(222)	(195)	(123)	(65)	(27)	(13)	(12)	(14)	(18)	(10)	(6)	(4)	0	0	0	3	8	7	6	5	3	7	12	11	11	8	4	3	1	(1)	(1)	(2)	(1)	(1)	(4)	(4)	(21)	(22)	(30)	(37)	(53)	(51)	(46)	(39)	(4)	3	24	28	23	15	(1)	(4)	(3)	(7)	(4)	(2)	(3)	(1)	(4)	(7)	(14)	(13)
Non Interest Expense		(32)	(33)	(37)	(38)	(38)	(40)	(37)	(38)	(39)	(41)	(48)	(58)	(67)	(74)	(72)	(70)	(70)	(69)	(73)	(76)	(77)	(81)	(82)	(84)	(190)	(191)	(299)	(300)	(195)	(192)	(88)	(89)	(90)	(98)	(97)	(98)	(97)	(92)	(90)	(85)	(84)	(82)	(79)	(79)	(71)	(76)	(75)	(73)	(71)	(71)	(71)	(79)	(99)	(112)	(121)	(124)	(115)	(110)	(111)	(110)	(108)	(109)	(110)	(111)	(114)	(117)	(117)	(118)	(118)	(117)	(118)	(121)	(126)	(135)	(125)	(122)	(119)	(110)	(121)	(124)	(125)	(127)	(127)	(128)	(130)	(131)	(134)	(135)	(137)	(140)	(141)	(142)	(141)	(140)	(141)	(143)
Pre-Tax Income		28 N/A	28 +0%	25 -11%	25 +2%	26 +3%	26 -1%	29 +14%	29 -1%	32 +9%	36 +13%	40 +13%	51 +26%	60 +17%	71 +19%	83 +18%	89 +7%	95 +6%	97 +3%	99 +2%	102 +3%	106 +4%	103 -3%	101 -2%	91 -10%	(37) N/A	(53) -45%	(182) -246%	(194) -7%	(103) +47%	(141) -36%	(55) +61%	(99) -81%	(153) -56%	(171) -11%	(181) -6%	(157) +13%	(88) +44%	(28) +69%	10 N/A	29 +178%	29 +1%	26 -11%	26 0%	34 +33%	43 +27%	51 +17%	57 +13%	62 +7%	63 +1%	66 +6%	69 +5%	80 +15%	73 -9%	72 0%	78 +7%	75 -3%	92 +23%	94 +3%	94 -1%	91 -3%	89 -1%	91 +2%	91 +1%	95 +4%	95 +1%	93 -2%	91 -2%	89 -3%	84 -6%	84 +0%	67 -21%	61 -8%	47 -23%	30 -37%	40 +33%	46 +15%	60 +30%	80 +35%	98 +22%	112 +15%	136 +21%	140 +4%	145 +3%	146 +1%	141 -3%	143 +2%	137 -4%	125 -8%	115 -8%	105 -8%	96 -8%	91 -6%	89 -2%	92 +4%	93 +1%	103 +11%
Net Income
Tax Provision		(11)	(11)	(9)	(9)	(9)	(9)	(10)	(10)	(12)	(14)	(16)	(21)	(23)	(27)	(32)	(34)	(37)	(38)	(38)	(39)	(40)	(39)	(38)	(35)	(24)	(18)	(9)	(4)	1	18	28	8	31	16	7	28	0	(1)	(1)	(1)	(1)	(1)	47	48	47	42	(11)	(18)	(23)	(26)	(27)	(25)	(22)	(22)	(25)	(30)	(38)	(37)	(36)	(34)	(33)	(35)	(36)	(37)	(37)	(34)	(31)	(27)	(26)	(27)	(22)	(20)	(15)	(9)	(13)	(15)	(17)	(24)	(28)	(32)	(37)	(38)	(39)	(39)	(39)	(40)	(38)	(35)	(35)	(32)	(29)	(28)	(26)	(27)	(27)	(31)
Income from Continuing Operations		17	17	16	16	17	17	19	19	19	21	24	30	37	44	51	55	58	60	61	63	65	64	63	57	(61)	(71)	(192)	(198)	(102)	(122)	(26)	(90)	(122)	(155)	(174)	(129)	(88)	(28)	9	28	28	25	73	82	90	93	47	44	40	41	43	54	50	50	53	45	54	58	58	57	57	55	56	58	59	60	61	62	58	58	45	41	33	20	27	31	42	57	69	80	99	103	106	106	101	103	98	90	80	73	67	63	62	65	65	73
Net Income (Common)		17 N/A	17 +1%	16 -7%	16 +5%	17 +3%	17 +1%	19 +12%	19 -1%	19 +1%	21 +11%	24 +12%	30 +26%	37 +22%	44 +19%	51 +17%	55 +8%	58 +6%	60 +3%	61 +2%	63 +4%	65 +3%	64 -2%	63 -1%	57 -10%	(61) N/A	(71) -16%	(192) -171%	(198) -3%	(102) +49%	(122) -20%	(26) +79%	(90) -244%	(122) -36%	(155) -26%	(174) -13%	(129) +26%	(88) +32%	(28) +68%	9 N/A	28 +205%	28 +1%	25 -11%	73 +191%	82 +12%	90 +10%	93 +3%	47 -50%	44 -6%	40 -9%	41 +2%	42 +4%	54 +27%	50 -7%	50 +0%	53 +6%	45 -15%	54 +20%	58 +7%	58 +0%	57 -2%	56 -1%	55 -2%	55 +1%	57 +3%	54 -5%	55 +2%	56 +2%	58 +2%	58 0%	57 0%	45 -22%	41 -8%	33 -20%	20 -38%	27 +31%	31 +15%	42 +36%	56 +34%	68 +22%	79 +15%	98 +25%	102 +4%	106 +3%	106 +1%	101 -5%	102 +1%	98 -4%	89 -9%	80 -11%	73 -9%	67 -8%	63 -6%	62 -2%	64 +4%	65 +1%	72 +11%
EPS (Diluted)		4.86 N/A	4.83 -1%	4.44 -8%	4.7 +6%	4.85 +3%	4.82 -1%	5.37 +11%	5.3 -1%	5.33 +1%	5.9 +11%	4.47 -24%	6.24 +40%	6.79 +9%	6.95 +2%	8.14 +17%	8.5 +4%	9.38 +10%	9.69 +3%	9.71 +0%	10.25 +6%	10.54 +3%	10.32 -2%	10.37 +0%	9.52 -8%	-10.13 N/A	-12.34 -22%	-33.21 -169%	-34.49 -4%	-17.91 +48%	-21.29 -19%	-4.55 +79%	-15.21 -234%	-20.72 -36%	-24.26 -17%	-27.31 -13%	-2.57 +91%	-7.46 -190%	-1.48 +80%	0.48 N/A	1.47 +206%	1.38 -6%	0.79 -43%	2.31 +192%	2.59 +12%	2.86 +10%	2.95 +3%	1.47 -50%	1.38 -6%	1.26 -9%	1.27 +1%	1.3 +2%	1.69 +30%	1.57 -7%	1.55 -1%	1.66 +7%	1.42 -14%	1.69 +19%	1.8 +7%	1.8 N/A	1.77 -2%	1.75 -1%	1.72 -2%	1.73 +1%	1.78 +3%	1.68 -6%	1.71 +2%	1.74 +2%	1.78 +2%	1.79 +1%	1.86 +4%	1.41 -24%	1.31 -7%	1.06 -19%	0.66 -38%	0.87 +32%	1 +15%	1.38 +38%	1.83 +33%	2.22 +21%	2.58 +16%	3.22 +25%	3.35 +4%	3.44 +3%	3.49 +1%	3.32 -5%	3.36 +1%	3.19 -5%	2.95 -8%	2.62 -11%	2.41 -8%	2.21 -8%	2.08 -6%	2.05 -1%	2.13 +4%	2.16 +1%	2.4 +11%

Income Statement Balance Sheet Cash Flow Statement

Income Statement Balance Sheet Cash Flow Statement

See Also

Relative Valuation

Wall Street Estimates

Profitability Analysis

Solvency Analysis

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