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First National Corp
NASDAQ:FXNC

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First National Corp
NASDAQ:FXNC
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Price: 22.55 USD Market Closed
Market Cap: 202m USD
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Intrinsic Value

The intrinsic value of one FXNC stock under the Base Case scenario is 35.89 USD. Compared to the current market price of 22.55 USD, First National Corp is Undervalued by 37%.

The Intrinsic Value is calculated as the average of DCF and Relative values:

FXNC Intrinsic Value
35.89 USD
Undervaluation 37%
Intrinsic Value
Price
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Worst Case
Base Case
Best Case

Valuation Backtest
First National Corp

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Backtest Conclusion
Very Attractive
Current Valuation
+45%
Avg Valuation
-12%
Worst Valuation
-49%
Best Valuation
+45%

Stock is trading at its lowest valuation over the past 5 years.

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Fundamental Analysis

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Loans/Deposits Ratio
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Financials
Annual
Quarterly
TTM
Annual
Quarterly
TTM

Balance Sheet Decomposition
First National Corp

Net Loans 977.4m
Investments 394.3m
PP&E 22.2m
Intangibles 3.1m
Other Assets 60.4m
Total Deposits 1.3B
Short Term Debt 50m
Long Term Debt 14.3m
Other Liabilities 7.6m

Wall St
Price Targets

FXNC Price Targets Summary
First National Corp

Wall Street analysts forecast FXNC stock price to rise over the next 12 months.

According to Wall Street analysts, the average 1-year price target for FXNC is 25.76 USD with a low forecast of 24.75 USD and a high forecast of 27.3 USD.

Lowest
Price Target
24.75 USD
10% Upside
Average
Price Target
25.76 USD
14% Upside
Highest
Price Target
27.3 USD
21% Upside
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Dividends

Dividend Yield
Lowest
Average
Highest
Dividend Per Share
N/A
Growth 3Y
Growth 5Y
Growth 10Y
Dividend Safety Score
Very
Unsafe
Unsafe
Safe
Very
Safe
0
25
50
75
100
Shareholder Yield

Current shareholder yield for FXNC is .

Shareholder yield represents the total return a company provides to its shareholders, calculated as the sum of dividend yield, buyback yield, and debt paydown yield. What is shareholder yield?

Shareholder Yield
Dividend Yield
Lowest
Average
Highest
Buyback Yield
Lowest
Average
Highest

Ownership

FXNC Insider Trading
Buy and sell transactions by insiders

Cumulative Transactions Amount
Period Sold Bought Net
3 Months
6 Months
9 Months
12 Months
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Profile

First National Corp

Country

United States of America

Industry

Banking

Market Cap

202m USD

Dividend Yield

3.37%

Description

First National Corp. (Virginia) is a bank holding company, which engages in the provision of consumer and business banking services through its subsidiary, First Bank. The company is headquartered in Strasburg, Virginia and currently employs 210 full-time employees. The Bank is a commercial bank, which provides loan, deposit, and wealth management products and services. Loan products and services include consumer loans, residential mortgages, home equity loans, and commercial loans. Deposit products and services include checking accounts, treasury management solutions, savings accounts, money market accounts, certificates of deposit, and individual retirement accounts. Wealth management services include estate planning, investment management of assets, trustee under an agreement, trustee under a will, individual retirement accounts, and estate settlement. The Bank operates approximately 20 bank branch office locations located throughout the Shenandoah Valley, the central regions of Virginia, the city of Richmond, and the Roanoke market area. The Bank owns First Bank Financial Services, Inc., Bank of Fincastle Services, Inc., Shen-Valley Land Holdings, LLC, and others.

Contact

VIRGINIA
Strasburg
112 W King St
+15404659121.0

IPO

1996-05-01

Employees

210

Officers

President, CEO & Director
Mr. Scott C. Harvard
Independent Vice Chair of the Board & Secretary
Mr. Gerald F. Smith Jr.
Executive VP & CFO
Mr. M. Shane Bell
Senior EVP & COO
Mr. Dennis A. Dysart
Market President
Mr. W. Todd Ross
Senior VP and Market President of Staunton, Waynesboro, Augusta, Harrisonburg & Rockingham County
Mr. Paul K. Martin
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Senior VP & Regional Executive for Richmond
Mr. Matt Paciocco
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See Also

Discover More
What is the Intrinsic Value of one FXNC stock?

The intrinsic value of one FXNC stock under the Base Case scenario is 35.89 USD.

Is FXNC stock undervalued or overvalued?

Compared to the current market price of 22.55 USD, First National Corp is Undervalued by 37%.

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