Farmers & Merchants Bancorp Inc
NASDAQ:FMAO

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Farmers & Merchants Bancorp Inc Logo
Farmers & Merchants Bancorp Inc
NASDAQ:FMAO
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Price: 32.99 USD 1.76% Market Closed
Market Cap: 452m USD
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Intrinsic Value

The intrinsic value of one FMAO stock under the Base Case scenario is 27.93 USD. Compared to the current market price of 32.99 USD, Farmers & Merchants Bancorp Inc is Overvalued by 15%.

The Intrinsic Value is calculated as the average of DCF and Relative values:

FMAO Intrinsic Value
27.93 USD
Overvaluation 15%
Intrinsic Value
Price
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Base Case
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Valuation Backtest
Farmers & Merchants Bancorp Inc

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Backtest Conclusion
Very Attractive
Current Valuation
+45%
Avg Valuation
-12%
Worst Valuation
-49%
Best Valuation
+45%

Stock is trading at its lowest valuation over the past 5 years.

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Fundamental Analysis

Economic Moat
Farmers & Merchants Bancorp Inc

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Financials
Annual
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TTM
Annual
Quarterly
TTM

Balance Sheet Decomposition
Farmers & Merchants Bancorp Inc

Net Loans 2.5B
Investments 533.3m
PP&E 33.8m
Intangibles 92m
Other Assets 217.2m
Total Deposits 2.7B
Short Term Debt 27.3m
Long Term Debt 34.8m
Other Liabilities 306.9m

Wall St
Price Targets

FMAO Price Targets Summary
Farmers & Merchants Bancorp Inc

Wall Street analysts forecast FMAO stock price to drop over the next 12 months.

According to Wall Street analysts, the average 1-year price target for FMAO is 29.96 USD with a low forecast of 28.28 USD and a high forecast of 34.13 USD.

Lowest
Price Target
28.28 USD
14% Downside
Average
Price Target
29.96 USD
9% Downside
Highest
Price Target
34.13 USD
3% Upside
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Dividends

Dividend Yield
Lowest
Average
Highest
Dividend Per Share
N/A
Growth 3Y
Growth 5Y
Growth 10Y
Dividend Safety Score
Very
Unsafe
Unsafe
Safe
Very
Safe
0
25
50
75
100
Shareholder Yield

Current shareholder yield for FMAO is .

Shareholder yield represents the total return a company provides to its shareholders, calculated as the sum of dividend yield, buyback yield, and debt paydown yield. What is shareholder yield?

Shareholder Yield
Dividend Yield
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Highest
Buyback Yield
Lowest
Average
Highest

Ownership

FMAO Insider Trading
Buy and sell transactions by insiders

Cumulative Transactions Amount
Period Sold Bought Net
3 Months
6 Months
9 Months
12 Months
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Profile

Farmers & Merchants Bancorp Inc Logo
Farmers & Merchants Bancorp Inc

Country

United States of America

Industry

Banking

Market Cap

452m USD

Dividend Yield

2.67%

Description

Farmers & Merchants Bancorp, Inc. operates as a bank holding company, which engages in the provision of commercial banking, retail banking, and financial services. The company is headquartered in Archbold, Ohio and currently employs 385 full-time employees. The company went IPO on 2004-11-23. The firm's primary subsidiary, The Farmers & Merchants State Bank (the Bank), is a community bank operating in Northwest Ohio and Northeast Indiana. Its other subsidiary, Farmers & Merchants Risk Management (Captive), is a captive insurance company. The Bank is engaged in commercial banking business. The Bank's activities include commercial, agricultural and residential mortgages as well as consumer and credit card lending activities. The Bank's main loan portfolio consists of loans made to customers in the farming industry for such things as farmland, farm equipment, livestock, and operating loans for seed, fertilizer, and feed. The Bank's other types of lending activities include loans for home improvements and loans for such items as autos, trucks, recreational vehicles and motorcycles. The Bank also provides checking account services, as well as savings and time deposit services, such as certificates of deposits.

Contact

OHIO
Archbold
307-11 N Defiance St
+14194462501.0
www.fm.bank

IPO

2004-11-23

Employees

385

Officers

President, CEO & Director
Mr. Lars B. Eller
Executive VP & CFO
Ms. Barbara J. Britenriker
Senior VP & Chief Accounting Officer
Ms. Katrina L. DeGroff
Senior VP & Chief Information Officer
Ms. Shalini Singhal
Senior VP & Chief Administrative Officer
Mr. Tim Carsey
VP and Compliance & CRA Manager
Ms. Marilyn K. Johnson
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VP of Sales & Retail Skills Development Manager
Deborah L. Shinabery
Senior VP & Chief Marketing Officer
Ms. Amy L. Cover
Senior VP & Chief People Officer
Ms. Alexis E. Smith
Senior VP & Regional President
Mr. Phillip P. Lucas
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See Also

Discover More
What is the Intrinsic Value of one FMAO stock?

The intrinsic value of one FMAO stock under the Base Case scenario is 27.93 USD.

Is FMAO stock undervalued or overvalued?

Compared to the current market price of 32.99 USD, Farmers & Merchants Bancorp Inc is Overvalued by 15%.

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