
Finwise Bancorp
NASDAQ:FINW

Profitability Summary
Finwise Bancorp's profitability score is 47/100. We take all the information about a company's profitability (such as its margins, capital efficiency, free cash flow generating ability, and more) and consolidate it into one single number - the profitability score. The higher the profitability score, the more profitable the company is.

Score
We take all the information about a company's profitability (such as its margins, capital efficiency, free cash flow generating ability, and more) and consolidate it into one single number - the profitability score. The higher the profitability score, the more profitable the company is.
We take all the information about a company's profitability (such as its margins, capital efficiency, free cash flow generating ability, and more) and consolidate it into one single number - the profitability score. The higher the profitability score, the more profitable the company is.

Score

Score
Margins
Profit margins represent what percentage of sales has turned into profits. Simply put, the percentage figure indicates how many cents of profit the company has generated for each dollar of sale.
Profit margins help investors assess if a company's management is generating enough profit from its sales and whether operating costs and overhead costs are being contained.
Earnings Waterfall
Finwise Bancorp
Revenue
|
0
USD
|
Operating Expenses
|
0
USD
|
Operating Income
|
0
USD
|
Other Expenses
|
12.4m
USD
|
Net Income
|
12.4m
USD
|
Margins Comparison
Finwise Bancorp Competitors
Country | Company | Market Cap |
Operating Margin |
Net Margin |
||
---|---|---|---|---|---|---|
US |
![]() |
Finwise Bancorp
NASDAQ:FINW
|
209.3m USD | N/A | N/A | |
US |
![]() |
PNC Financial Services Group Inc
NYSE:PNC
|
63.3B USD |
0%
|
26%
|
|
US |
![]() |
Truist Financial Corp
NYSE:TFC
|
49.7B USD |
0%
|
34%
|
|
US |
![]() |
M&T Bank Corp
NYSE:MTB
|
27.5B USD |
0%
|
27%
|
|
CN |
![]() |
Bank of Jiangsu Co Ltd
SSE:600919
|
182.8B CNY |
0%
|
36%
|
|
US |
![]() |
First Citizens BancShares Inc (Delaware)
NASDAQ:FCNCA
|
24.6B USD |
0%
|
28%
|
|
US |
![]() |
Fifth Third Bancorp
NASDAQ:FITB
|
23.8B USD |
0%
|
25%
|
|
CN |
![]() |
Bank of Ningbo Co Ltd
SZSE:002142
|
164B CNY |
0%
|
37%
|
|
US |
![]() |
Huntington Bancshares Inc
NASDAQ:HBAN
|
21.1B USD |
0%
|
25%
|
|
US |
![]() |
Regions Financial Corp
NYSE:RF
|
18.5B USD |
0%
|
27%
|
|
JP |
![]() |
Resona Holdings Inc
TSE:8308
|
2.4T JPY |
0%
|
22%
|
Return on Capital
Return on capital ratios give a sense of how well a company is using its capital (equity, assets, capital employed, etc.) to generate profits (operating income, net income, etc.). In simple words, these ratios show how much income is generated for each dollar of capital invested.




Return on Capital Comparison
Finwise Bancorp Competitors
Country | Company | Market Cap | ROE | ROA | ROCE | ROIC | ||
---|---|---|---|---|---|---|---|---|
US |
![]() |
Finwise Bancorp
NASDAQ:FINW
|
209.3m USD |
8%
|
2%
|
0%
|
0%
|
|
US |
![]() |
PNC Financial Services Group Inc
NYSE:PNC
|
63.3B USD |
11%
|
1%
|
0%
|
0%
|
|
US |
![]() |
Truist Financial Corp
NYSE:TFC
|
49.7B USD |
7%
|
1%
|
0%
|
0%
|
|
US |
![]() |
M&T Bank Corp
NYSE:MTB
|
27.5B USD |
9%
|
1%
|
0%
|
0%
|
|
CN |
![]() |
Bank of Jiangsu Co Ltd
SSE:600919
|
182.8B CNY |
11%
|
1%
|
0%
|
0%
|
|
US |
![]() |
First Citizens BancShares Inc (Delaware)
NASDAQ:FCNCA
|
24.6B USD |
12%
|
1%
|
0%
|
0%
|
|
US |
![]() |
Fifth Third Bancorp
NASDAQ:FITB
|
23.8B USD |
11%
|
1%
|
0%
|
0%
|
|
CN |
![]() |
Bank of Ningbo Co Ltd
SZSE:002142
|
164B CNY |
12%
|
1%
|
0%
|
0%
|
|
US |
![]() |
Huntington Bancshares Inc
NASDAQ:HBAN
|
21.1B USD |
10%
|
1%
|
0%
|
0%
|
|
US |
![]() |
Regions Financial Corp
NYSE:RF
|
18.5B USD |
11%
|
1%
|
0%
|
0%
|
|
JP |
![]() |
Resona Holdings Inc
TSE:8308
|
2.4T JPY |
8%
|
0%
|
0%
|
0%
|
Free Cash Flow
Free cash flow (FCF) is the money a company has left over after paying its operating expenses and capital expenditures. The more free cash flow a company has, the more it can allocate to dividends, paying down debt, and growth opportunities.
If a company has a decreasing free cash flow, that is not necessarily bad if the company is investing in its growth.


