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First Interstate BancSystem Inc
NASDAQ:FIBK

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First Interstate BancSystem Inc
NASDAQ:FIBK
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Price: 34.39 USD 1.66% Market Closed
Market Cap: 3.6B USD
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Intrinsic Value

The intrinsic value of one FIBK stock under the Base Case scenario is 36.2 USD. Compared to the current market price of 34.39 USD, First Interstate BancSystem Inc is Undervalued by 5%.

The Intrinsic Value is calculated as the average of DCF and Relative values:

FIBK Intrinsic Value
36.2 USD
Undervaluation 5%
Intrinsic Value
Price
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Valuation Backtest
First Interstate BancSystem Inc

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Backtest Conclusion
Very Attractive
Current Valuation
+45%
Avg Valuation
-12%
Worst Valuation
-49%
Best Valuation
+45%

Stock is trading at its lowest valuation over the past 5 years.

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Fundamental Analysis

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Financials
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Balance Sheet Decomposition
First Interstate BancSystem Inc

Net Loans 18.1B
Investments 9.6B
PP&E 444.3m
Intangibles 1.2B
Other Assets 1.3B
Total Deposits 23.3B
Short Term Debt 3.4B
Long Term Debt 283.9m
Other Liabilities 451m
Earnings Calls

First Interstate BancSystem achieved a net income of $55.5 million, or $0.54 per share, in Q3, buoyed by a net interest margin rising to 2.97%, with expectations to exceed 3% in Q4. Noninterest income increased by approximately 3%. Though loan balances fell by $207.9 million, credit quality remained stable with classified loans declining. Deposit figures held flat, indicating resilience. The company anticipates continued margin expansion and disciplined expense management to boost profitability heading into 2025. Furthermore, for Q4, they project net charge-offs of 20-25 basis points, excluding certain large loans, as they proactively address challenges in their metro-office portfolio.

What is Earnings Call?

Wall St
Price Targets

FIBK Price Targets Summary
First Interstate BancSystem Inc

Wall Street analysts forecast FIBK stock price to drop over the next 12 months.

According to Wall Street analysts, the average 1-year price target for FIBK is 32.64 USD with a low forecast of 28.28 USD and a high forecast of 37.8 USD.

Lowest
Price Target
28.28 USD
18% Downside
Average
Price Target
32.64 USD
5% Downside
Highest
Price Target
37.8 USD
10% Upside
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Dividends

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Shareholder Yield

Current shareholder yield for FIBK is .

Shareholder yield represents the total return a company provides to its shareholders, calculated as the sum of dividend yield, buyback yield, and debt paydown yield. What is shareholder yield?

Shareholder Yield
Dividend Yield
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Buyback Yield
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Ownership

FIBK Insider Trading
Buy and sell transactions by insiders

Cumulative Transactions Amount
Period Sold Bought Net
3 Months
6 Months
9 Months
12 Months
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FIBK News

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Profile

First Interstate BancSystem Inc

Country

United States of America

Industry

Banking

Market Cap

3.6B USD

Dividend Yield

5.47%

Description

First Interstate BancSystem, Inc. is a financial holding company, which engages in the provision of community banking solutions. The company is headquartered in Billings, Montana and currently employs 2,358 full-time employees. The company went IPO on 2010-03-24. The Company, through its banking subsidiary, First Interstate Bank, delivers a range of banking products and services, including online and mobile banking, to individuals, businesses, municipalities and others throughout its market areas. The company provides a range of trust, employee benefit, investment management, insurance, agency, and custodial services to individuals, businesses, and non-profit organizations. These services include the administration of estates and personal trusts, management of investment accounts for individuals, employee benefit plans and charitable foundations, and insurance planning. The firm operates banking offices, including detached drive-up facilities, in communities across Arizona, Colorado, Idaho, Iowa, Kansas, Montana, Nebraska, Missouri, Minnesota, North Dakota, Oregon, South Dakota, Washington, and Wyoming.

Contact

MONTANA
Billings
P O Box 30918, 401 No 31st Street
+14062555000.0
www.fibk.com

IPO

2010-03-24

Employees

2 358

Officers

President, CEO & Director
Mr. Kevin P. Riley
Executive VP & CFO
Ms. Marcy D. Mutch
Executive VP & COO
Ms. Kristina R. Robbins
Executive VP, General Counsel & Corporate Secretary
Mr. Kirk D. Jensen Esq.
Executive VP & Chief Banking Officer
Ms. Lorrie F. Asker
Executive VP & Chief Information Officer
Ms. Lori A. Meyer
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Director of Marketing and Communications
Sara Becker
Executive VP & Chief Human Resources Officer
Ms. Rachel B. Turitto
Chief Credit Officer
Mr. Michael Lugli
Executive VP & Chief Risk Officer
Ms. Karlyn M. Knieriem
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See Also

Discover More
What is the Intrinsic Value of one FIBK stock?

The intrinsic value of one FIBK stock under the Base Case scenario is 36.2 USD.

Is FIBK stock undervalued or overvalued?

Compared to the current market price of 34.39 USD, First Interstate BancSystem Inc is Undervalued by 5%.

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