First Financial Bankshares Inc
NASDAQ:FFIN

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First Financial Bankshares Inc
NASDAQ:FFIN
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Price: 35.75 USD 0.17% Market Closed
Market Cap: 5.1B USD

Net Margin
First Financial Bankshares Inc

40.6%
Current
42%
Average
23.3%
Industry

Net Margin measures how much net income is generated as a percentage of revenues received. It helps investors assess if a company's management is generating enough profit from its sales and whether operating costs and overhead costs are being contained.

Net Margin
40.6%
=
Net Income
223.5m
/
Revenue
550.7m

Net Margin Across Competitors

First Financial Bankshares Inc
Glance View

Market Cap
5.1B USD
Industry
Banking

In the heart of Texas, First Financial Bankshares Inc. stands as a robust figure in the banking and financial services sector. With its roots tracing back to 1890, this institution has weathered the Texas storms and sun alike, building a reputation for resilience and community-centric banking. Headquartered in Abilene, Texas, First Financial Bankshares embodies a decentralized banking model, featuring numerous regional branches and subsidiaries designed to cater to the unique needs of distinct communities. This regional focus is not just a superficial commitment but a core operational strategy, enabling each branch to make decisions semi-autonomously to better serve local demographics. By marrying the strength of a large financial institution with the personalized service of smaller community banks, First Financial Bankshares ensures a blend of technical financial prowess and customer intimacy. The company primarily makes money through a diverse portfolio of services that include commercial and consumer banking, mortgage lending, trust and wealth management, and insurance services. Its business model capitalizes on an extensive network of branches spread across various economically vibrant regions in Texas, drawing income through interest from loans, service charges, and financial consultancy fees. First Financial Bankshares is particularly adept at managing its lending portfolio, which is broad and includes both consumer and commercial loans, ensuring a balance that reduces risk and maximizes returns. The simplicity of its operations belies an intricate understanding of regional economics, allowing the bank to structure its offerings efficiently to capture market share and foster sustainable growth. Such an approach has led to consistent financial performance, underpinned by careful risk management and a keen eye for local market opportunities.

FFIN Intrinsic Value
27.18 USD
Overvaluation 24%
Intrinsic Value
Price
What is Net Margin?

Net Margin measures how much net income is generated as a percentage of revenues received. It helps investors assess if a company's management is generating enough profit from its sales and whether operating costs and overhead costs are being contained.

Net Margin
40.6%
=
Net Income
223.5m
/
Revenue
550.7m
What is the Net Margin of First Financial Bankshares Inc?

Based on First Financial Bankshares Inc's most recent financial statements, the company has Net Margin of 40.6%.

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