First Citizens BancShares Inc (Delaware)
NASDAQ:FCNCA

Watchlist Manager
First Citizens BancShares Inc (Delaware) Logo
First Citizens BancShares Inc (Delaware)
NASDAQ:FCNCA
Watchlist
Price: 2 152.98 USD 1.18% Market Closed
Market Cap: 30.1B USD
Have any thoughts about
First Citizens BancShares Inc (Delaware)?
Write Note

Net Margin
First Citizens BancShares Inc (Delaware)

25.8%
Current
37%
Average
22.9%
Industry

Net Margin measures how much net income is generated as a percentage of revenues received. It helps investors assess if a company's management is generating enough profit from its sales and whether operating costs and overhead costs are being contained.

Net Margin
25.8%
=
Net Income
2.5B
/
Revenue
9.8B

Net Margin Across Competitors

Country US
Market Cap 30.5B USD
Net Margin
26%
Country US
Market Cap 77B USD
Net Margin
22%
Country US
Market Cap 58.4B USD
Net Margin
-14%
Country US
Market Cap 31.7B USD
Net Margin
25%
Country US
Market Cap 29.1B USD
Net Margin
24%
Country CN
Market Cap 177.1B CNY
Net Margin
32%
Country US
Market Cap 23.9B USD
Net Margin
21%
Country CN
Market Cap 161.9B CNY
Net Margin
38%
Country US
Market Cap 21.9B USD
Net Margin
23%
Country US
Market Cap 19.6B USD
Net Margin
15%
Country US
Market Cap 17.2B USD
Net Margin
0%
No Stocks Found

First Citizens BancShares Inc (Delaware)
Glance View

Market Cap
30.5B USD
Industry
Banking
Economic Moat
None

First Citizens BancShares Inc, Delaware, is an intriguing testament to how a traditional banking institution can marry a rich heritage with modern strategic dynamism. Founded in 1898 as the Bank of Smithfield in North Carolina, First Citizens has grown into a formidable player in the American banking landscape. Headquartered in Raleigh, it operates with the enduring ethos of stability and community focus that its founding family, the Holdings, ingrained into its very fabric. The company is known for its conservative and savvy management style, which emphasizes prudent lending practices and a commitment to customer service. This approach has bolstered its reputation for reliability, particularly during financial downturns when many competitors falter. The company primarily generates its revenue through a diversified suite of financial products and services, including personal and commercial banking, wealth management, and mortgage lending. It earns interest income from loans—ranging from personal mortgages to business lines of credit—while simultaneously managing a robust portfolio of deposits and investment securities. First Citizens also capitalizes on fee income by offering various services such as wealth management and insurance products, each adding layers of resilience to their revenue stream. With an eye on technological advancement, the bank has modernized its operations, adopting digital solutions to enhance customer experience and streamline operational efficiency. This dual focus on heritage and innovation positions First Citizens as a trusted financial partner, adeptly balancing tradition with the demands of the modern financial landscape.

FCNCA Intrinsic Value
2 387.61 USD
Undervaluation 10%
Intrinsic Value
Price

See Also

Discover More
What is Net Margin?

Net Margin measures how much net income is generated as a percentage of revenues received. It helps investors assess if a company's management is generating enough profit from its sales and whether operating costs and overhead costs are being contained.

Net Margin
25.8%
=
Net Income
2.5B
/
Revenue
9.8B
What is the Net Margin of First Citizens BancShares Inc (Delaware)?

Based on First Citizens BancShares Inc (Delaware)'s most recent financial statements, the company has Net Margin of 25.8%.