
First Citizens BancShares Inc (Delaware)
NASDAQ:FCNCA

Net Margin
First Citizens BancShares Inc (Delaware)
Net Margin measures how much net income is generated as a percentage of revenues received. It helps investors assess if a company's management is generating enough profit from its sales and whether operating costs and overhead costs are being contained.
Net Margin Across Competitors
Country | Company | Market Cap |
Net Margin |
||
---|---|---|---|---|---|
US |
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First Citizens BancShares Inc (Delaware)
NASDAQ:FCNCA
|
23.7B USD |
26%
|
|
US |
![]() |
PNC Financial Services Group Inc
NYSE:PNC
|
63.2B USD |
26%
|
|
US |
![]() |
Truist Financial Corp
NYSE:TFC
|
50.2B USD |
34%
|
|
US |
![]() |
M&T Bank Corp
NYSE:MTB
|
27.4B USD |
27%
|
|
CN |
![]() |
Bank of Jiangsu Co Ltd
SSE:600919
|
185.9B CNY |
36%
|
|
US |
![]() |
Fifth Third Bancorp
NASDAQ:FITB
|
23.9B USD |
25%
|
|
CN |
![]() |
Bank of Ningbo Co Ltd
SZSE:002142
|
164.8B CNY |
37%
|
|
US |
![]() |
Huntington Bancshares Inc
NASDAQ:HBAN
|
21.2B USD |
25%
|
|
US |
![]() |
Regions Financial Corp
NYSE:RF
|
18.4B USD |
27%
|
|
JP |
![]() |
Resona Holdings Inc
TSE:8308
|
2.5T JPY |
22%
|
|
US |
![]() |
KeyCorp
NYSE:KEY
|
16.6B USD |
-2%
|
First Citizens BancShares Inc (Delaware)
Glance View
First Citizens BancShares Inc, Delaware, is an intriguing testament to how a traditional banking institution can marry a rich heritage with modern strategic dynamism. Founded in 1898 as the Bank of Smithfield in North Carolina, First Citizens has grown into a formidable player in the American banking landscape. Headquartered in Raleigh, it operates with the enduring ethos of stability and community focus that its founding family, the Holdings, ingrained into its very fabric. The company is known for its conservative and savvy management style, which emphasizes prudent lending practices and a commitment to customer service. This approach has bolstered its reputation for reliability, particularly during financial downturns when many competitors falter. The company primarily generates its revenue through a diversified suite of financial products and services, including personal and commercial banking, wealth management, and mortgage lending. It earns interest income from loans—ranging from personal mortgages to business lines of credit—while simultaneously managing a robust portfolio of deposits and investment securities. First Citizens also capitalizes on fee income by offering various services such as wealth management and insurance products, each adding layers of resilience to their revenue stream. With an eye on technological advancement, the bank has modernized its operations, adopting digital solutions to enhance customer experience and streamline operational efficiency. This dual focus on heritage and innovation positions First Citizens as a trusted financial partner, adeptly balancing tradition with the demands of the modern financial landscape.

See Also
Net Margin measures how much net income is generated as a percentage of revenues received. It helps investors assess if a company's management is generating enough profit from its sales and whether operating costs and overhead costs are being contained.
Based on First Citizens BancShares Inc (Delaware)'s most recent financial statements, the company has Net Margin of 25.7%.