Firstcash Holdings Inc
NASDAQ:FCFS

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Firstcash Holdings Inc
NASDAQ:FCFS
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Price: 113.005 USD 0.54%
Market Cap: 5.1B USD

Firstcash Holdings Inc
Total Receivables

Last Value
3-Years 3-Y CAGR
5-Years 5-Y CAGR
10-Years 10-Y CAGR
Quarterly
Annual
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Firstcash Holdings Inc
Total Receivables Peer Comparison

Competitors Analysis
Latest Figures & CAGR of Competitors

Company Total Receivables CAGR 3Y CAGR 5Y CAGR 10Y
Firstcash Holdings Inc
NASDAQ:FCFS
Total Receivables
$716m
CAGR 3-Years
22%
CAGR 5-Years
10%
CAGR 10-Years
16%
Synchrony Financial
NYSE:SYF
Total Receivables
N/A
CAGR 3-Years
N/A
CAGR 5-Years
N/A
CAGR 10-Years
N/A
Discover Financial Services
NYSE:DFS
Total Receivables
N/A
CAGR 3-Years
N/A
CAGR 5-Years
N/A
CAGR 10-Years
N/A
American Express Co
NYSE:AXP
Total Receivables
$58.9B
CAGR 3-Years
7%
CAGR 5-Years
0%
CAGR 10-Years
2%
Capital One Financial Corp
NYSE:COF
Total Receivables
N/A
CAGR 3-Years
N/A
CAGR 5-Years
N/A
CAGR 10-Years
N/A
SoFi Technologies Inc
NASDAQ:SOFI
Total Receivables
N/A
CAGR 3-Years
N/A
CAGR 5-Years
N/A
CAGR 10-Years
N/A

Firstcash Holdings Inc
Glance View

Market Cap
5.1B USD
Industry
Financial Services

FirstCash Holdings Inc. emerged as a formidable player in the financial services sector by specializing in pawn loans and related retail operations. Their journey began with a simple yet effective business model: extending short-term collateral-based loans, primarily to consumers underserved by traditional banking institutions. The essence of pawn transactions is straightforward: customers bring in personal items such as jewelry, electronics, or tools to secure a loan based on the perceived value of those items. Unlike typical lenders, FirstCash doesn't scrutinize credit scores; instead, they focus on the asset's worth. If the borrower repays the loan, their item is returned; if not, FirstCash can resell the item through their extensive retail network, ensuring that they maintain liquidity and revenue streams. This dual approach—lending and retail—creates a unique dynamic for FirstCash. Their stores, scattered across diverse markets in the United States and Latin America, serve as neighborhood hubs where financial needs meet consumer goods demand. When an item remains unsold, it's not just held as dormant inventory; it's positioned for resale at a competitive price, often attracting bargain hunters. This model not only diversifies their revenue channels but also offers a hedge against economic shifts. By operating in markets where access to traditional credit is often limited, FirstCash capitalizes on the growing need for flexible, accessible financial solutions. Their ability to adapt to regulatory changes and economic landscapes underscores a resilient, profit-driven approach that keeps them at the forefront of their industry.

FCFS Intrinsic Value
158.228 USD
Undervaluation 29%
Intrinsic Value
Price

See Also

What is Firstcash Holdings Inc's Total Receivables?
Total Receivables
716m USD

Based on the financial report for Sep 30, 2024, Firstcash Holdings Inc's Total Receivables amounts to 716m USD.

What is Firstcash Holdings Inc's Total Receivables growth rate?
Total Receivables CAGR 10Y
16%

Over the last year, the Total Receivables growth was 7%. The average annual Total Receivables growth rates for Firstcash Holdings Inc have been 22% over the past three years , 10% over the past five years , and 16% over the past ten years .

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