Firstcash Holdings Inc
NASDAQ:FCFS

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Firstcash Holdings Inc
NASDAQ:FCFS
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Price: 113.115 USD 0.64%
Market Cap: 5.1B USD

Firstcash Holdings Inc
Retained Earnings

Last Value
3-Years 3-Y CAGR
5-Years 5-Y CAGR
10-Years 10-Y CAGR
Quarterly
Annual
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Firstcash Holdings Inc
Retained Earnings Peer Comparison

Competitors Analysis
Latest Figures & CAGR of Competitors

Company Retained Earnings CAGR 3Y CAGR 5Y CAGR 10Y
Firstcash Holdings Inc
NASDAQ:FCFS
Retained Earnings
$1.3B
CAGR 3-Years
17%
CAGR 5-Years
14%
CAGR 10-Years
9%
Synchrony Financial
NYSE:SYF
Retained Earnings
$21B
CAGR 3-Years
16%
CAGR 5-Years
13%
CAGR 10-Years
44%
Discover Financial Services
NYSE:DFS
Retained Earnings
$32.5B
CAGR 3-Years
11%
CAGR 5-Years
9%
CAGR 10-Years
11%
American Express Co
NYSE:AXP
Retained Earnings
$21.5B
CAGR 3-Years
13%
CAGR 5-Years
9%
CAGR 10-Years
9%
Capital One Financial Corp
NYSE:COF
Retained Earnings
$63.7B
CAGR 3-Years
9%
CAGR 5-Years
10%
CAGR 10-Years
11%
SoFi Technologies Inc
NASDAQ:SOFI
Retained Earnings
-$1.8B
CAGR 3-Years
-37%
CAGR 5-Years
N/A
CAGR 10-Years
N/A

Firstcash Holdings Inc
Glance View

Market Cap
5.1B USD
Industry
Financial Services

FirstCash Holdings Inc. emerged as a formidable player in the financial services sector by specializing in pawn loans and related retail operations. Their journey began with a simple yet effective business model: extending short-term collateral-based loans, primarily to consumers underserved by traditional banking institutions. The essence of pawn transactions is straightforward: customers bring in personal items such as jewelry, electronics, or tools to secure a loan based on the perceived value of those items. Unlike typical lenders, FirstCash doesn't scrutinize credit scores; instead, they focus on the asset's worth. If the borrower repays the loan, their item is returned; if not, FirstCash can resell the item through their extensive retail network, ensuring that they maintain liquidity and revenue streams. This dual approach—lending and retail—creates a unique dynamic for FirstCash. Their stores, scattered across diverse markets in the United States and Latin America, serve as neighborhood hubs where financial needs meet consumer goods demand. When an item remains unsold, it's not just held as dormant inventory; it's positioned for resale at a competitive price, often attracting bargain hunters. This model not only diversifies their revenue channels but also offers a hedge against economic shifts. By operating in markets where access to traditional credit is often limited, FirstCash capitalizes on the growing need for flexible, accessible financial solutions. Their ability to adapt to regulatory changes and economic landscapes underscores a resilient, profit-driven approach that keeps them at the forefront of their industry.

FCFS Intrinsic Value
158.228 USD
Undervaluation 29%
Intrinsic Value
Price

See Also

What is Firstcash Holdings Inc's Retained Earnings?
Retained Earnings
1.3B USD

Based on the financial report for Sep 30, 2024, Firstcash Holdings Inc's Retained Earnings amounts to 1.3B USD.

What is Firstcash Holdings Inc's Retained Earnings growth rate?
Retained Earnings CAGR 10Y
9%

Over the last year, the Retained Earnings growth was 15%. The average annual Retained Earnings growth rates for Firstcash Holdings Inc have been 17% over the past three years , 14% over the past five years , and 9% over the past ten years .

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