First Bancorp (North Carolina)
NASDAQ:FBNC

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First Bancorp (North Carolina)
NASDAQ:FBNC
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Price: 43.97 USD -2.66% Market Closed
Market Cap: 1.8B USD
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Net Margin
First Bancorp (North Carolina)

26.8%
Current
30%
Average
22.9%
Industry

Net Margin measures how much net income is generated as a percentage of revenues received. It helps investors assess if a company's management is generating enough profit from its sales and whether operating costs and overhead costs are being contained.

Net Margin
26.8%
=
Net Income
126.8m
/
Revenue
473.7m

Net Margin Across Competitors

Country US
Market Cap 1.8B USD
Net Margin
27%
Country US
Market Cap 76.9B USD
Net Margin
22%
Country US
Market Cap 58.1B USD
Net Margin
-14%
Country US
Market Cap 31.5B USD
Net Margin
25%
Country US
Market Cap 30.3B USD
Net Margin
26%
Country US
Market Cap 29B USD
Net Margin
24%
Country CN
Market Cap 178.2B CNY
Net Margin
32%
Country US
Market Cap 23.9B USD
Net Margin
21%
Country US
Market Cap 21.7B USD
Net Margin
23%
Country CN
Market Cap 158.6B CNY
Net Margin
38%
Country US
Market Cap 19.5B USD
Net Margin
15%
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First Bancorp (North Carolina)
Glance View

Market Cap
1.8B USD
Industry
Banking

First Bancorp, headquartered in Southern Pines, North Carolina, weaves its existence into the fabric of community-focused financial services. As a holding company, it oversees First Bank, establishing its presence through a network of branches concentrated in the Carolinas. This regional banking institution has evolved over the years by adeptly weaving modern banking solutions with personalized customer service. Its product offerings extend from traditional savings and checking accounts to more complex financial instruments like loans and investment services. The bank thrives on its ability to provide tailored financial products to small businesses and individuals—earning it the trust of its customer base and solidifying its footprint across the region. This bank's revenue streams are a testament to its steady operating model. Primarily, it earns through interest income—comprising the interest collected on loans to individuals and enterprises, which is significantly higher than the interest paid on customer deposits. By maintaining a balanced loan portfolio spread across commercial, residential, and consumer loans, First Bancorp strategically reduces risk while sustaining profitability. Furthermore, the bank augments its income through fees derived from various services, including asset management and wealth advisory, alongside charges associated with account maintenance and transactional operations. The blend of interest income and fee-based services forms the backbone of its financial success, allowing First Bancorp to pursue growth strategies within its local communities while navigating the broader economic landscape.

FBNC Intrinsic Value
43.72 USD
Overvaluation 1%
Intrinsic Value
Price

See Also

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What is Net Margin?

Net Margin measures how much net income is generated as a percentage of revenues received. It helps investors assess if a company's management is generating enough profit from its sales and whether operating costs and overhead costs are being contained.

Net Margin
26.8%
=
Net Income
126.8m
/
Revenue
473.7m
What is the Net Margin of First Bancorp (North Carolina)?

Based on First Bancorp (North Carolina)'s most recent financial statements, the company has Net Margin of 26.8%.