Commerce Bancshares Inc
NASDAQ:CBSH

Watchlist Manager
Commerce Bancshares Inc Logo
Commerce Bancshares Inc
NASDAQ:CBSH
Watchlist
Price: 73.7 USD 2.63% Market Closed
Market Cap: 9.5B USD
Have any thoughts about
Commerce Bancshares Inc?
Write Note

Intrinsic Value

The intrinsic value of one CBSH stock under the Base Case scenario is 62.38 USD. Compared to the current market price of 73.7 USD, Commerce Bancshares Inc is Overvalued by 15%.

The Intrinsic Value is calculated as the average of DCF and Relative values:

CBSH Intrinsic Value
62.38 USD
Overvaluation 15%
Intrinsic Value
Price
Worst Case
Base Case
Best Case

Valuation Backtest
Commerce Bancshares Inc

Backtest Intrinsic Value
Dive into the past to invest in the future

Uncover deeper insights with the Valuation Backtest. Learn how current stock valuations stack up against historical averages to gauge true investment potential.

Start backtest now and learn if your stock is truly undervalued or overvalued!

Run Backtest
Backtest Conclusion
Very Attractive
Current Valuation
+45%
Avg Valuation
-12%
Worst Valuation
-49%
Best Valuation
+45%

Stock is trading at its lowest valuation over the past 5 years.

Backtest Example
Register to View Results
Register to View Results

To access the results of this valuation backtest, please register an account with us. Registration is quick and gives you instant access to insights on 3 stocks per week for free.

Backtest Unavailable

The backtest for CBSH cannot be conducted due to limitations such as insufficient data or other constraints. Please select a different stock or adjust your settings.

Backtest In Progress...
Backtest In Progress...
How do you feel about CBSH?
Bearish
Neutral
Bullish

Fundamental Analysis

Economic Moat
Commerce Bancshares Inc

Company Quality
No Indicators Selected
Select Indicators

Select up to 3 indicators:

Insider Trading
0-3
Months
0-6
Months
0-12
Months
0-36
Months
No Periods Selected
Select Periods

Select up to 2 periods:

Investment Journal
AI Assistant
AI Assistant
Ask me anything about Commerce Bancshares Inc

Provide an overview of the primary business activities
of Commerce Bancshares Inc.

What unique competitive advantages
does Commerce Bancshares Inc hold over its rivals?

What risks and challenges
does Commerce Bancshares Inc face in the near future?

Has there been any significant insider trading activity
in Commerce Bancshares Inc recently?

Is it considered overvalued or undervalued
based on the latest financial data?

Show all valuation multiples
for Commerce Bancshares Inc.

Provide P/S
for Commerce Bancshares Inc.

Provide P/E
for Commerce Bancshares Inc.

Provide P/B
for Commerce Bancshares Inc.

Show me price targets
for Commerce Bancshares Inc made by professional analysts.

What are the Revenue projections
for Commerce Bancshares Inc?

How accurate were the past Revenue estimates
for Commerce Bancshares Inc?

What are the Net Income projections
for Commerce Bancshares Inc?

How accurate were the past Net Income estimates
for Commerce Bancshares Inc?

What are the EPS projections
for Commerce Bancshares Inc?

How accurate were the past EPS estimates
for Commerce Bancshares Inc?

What are the EBIT projections
for Commerce Bancshares Inc?

How accurate were the past EBIT estimates
for Commerce Bancshares Inc?

Compare the revenue forecasts
for Commerce Bancshares Inc with those of its competitors based on recent analyst estimates.

Compare the intrinsic valuations
of Commerce Bancshares Inc and its key competitors using the latest financial data.

Compare historical revenue growth rates
of Commerce Bancshares Inc against its competitors.

Analyze the profit margins
(gross, operating, and net) of Commerce Bancshares Inc compared to its peers.

Compare the P/E ratios
of Commerce Bancshares Inc against its peers.

Discuss the investment returns and shareholder value creation
comparing Commerce Bancshares Inc with its peers.

Analyze the financial leverage
of Commerce Bancshares Inc compared to its main competitors.

Show all profitability ratios
for Commerce Bancshares Inc.

Provide ROE
for Commerce Bancshares Inc.

Provide ROA
for Commerce Bancshares Inc.

Provide Net Interest Margin
for Commerce Bancshares Inc.

Provide Net Margin
for Commerce Bancshares Inc.

Show all solvency ratios
for Commerce Bancshares Inc.

Loans/Deposits Ratio
for Commerce Bancshares Inc.

What is the historical Revenue growth
over the last 5 years for Commerce Bancshares Inc?

What is the historical Net Income growth
over the last 5 years for Commerce Bancshares Inc?

What is the current Free Cash Flow
of Commerce Bancshares Inc?

Discuss the annual earnings per share (EPS)
trend over the past five years for Commerce Bancshares Inc.

Business Breakdown

Commerce Bancshares Inc., founded in 1865 and headquartered in Kansas City, Missouri, stands out as a prominent financial institution known for its customer-centric approach and innovative banking solutions. The company specializes in commercial and retail banking services, investment banking, and wealth management, catering to a diverse clientele that ranges from individual consumers to large businesses. Its commitment to delivering personalized service is reflected in its branch network and digital banking platforms, which allow customers to manage their finances conveniently and securely. With a strong reputation for stability and growth, Commerce Bancshares has consistently demonstrated...

Read More
Financials
Annual
Quarterly
TTM
Annual
Quarterly
TTM

Balance Sheet Decomposition
Commerce Bancshares Inc

Net Loans 16.9B
Investments 12.8B
PP&E 470m
Intangibles 160.3m
Other Assets 1.2B
Total Deposits 25.2B
Short Term Debt 2.2B
Long Term Debt 10.2m
Other Liabilities 631.3m

Wall St
Price Targets

CBSH Price Targets Summary
Commerce Bancshares Inc

Wall Street analysts forecast CBSH stock price to drop over the next 12 months.

According to Wall Street analysts, the average 1-year price target for CBSH is 68.76 USD with a low forecast of 59.64 USD and a high forecast of 80 USD.

Lowest
Price Target
59.64 USD
19% Downside
Average
Price Target
68.76 USD
7% Downside
Highest
Price Target
80 USD
9% Upside
View Analyst Estimates
View Analyst Estimates
Want to learn more about Wall St estimates for CBSH?

Click here to dive deeper.

Dividends

Dividend Yield
Lowest
Average
Highest
Dividend Per Share
N/A
Growth 3Y
Growth 5Y
Growth 10Y
Dividend Safety Score
Very
Unsafe
Unsafe
Safe
Very
Safe
0
25
50
75
100
Previous Payment
-
Today
Next Payment
-
Today
Nov 24, 2024
Previous Payment
-
Next Payment
-
Ex-Dividend Date
-
Shareholder Yield

Current shareholder yield for CBSH is .

Shareholder yield represents the total return a company provides to its shareholders, calculated as the sum of dividend yield, buyback yield, and debt paydown yield. What is shareholder yield?

Shareholder Yield
Dividend Yield
Lowest
Average
Highest
Buyback Yield
Lowest
Average
Highest

Ownership

CBSH Insider Trading
Buy and sell transactions by insiders

Cumulative Transactions Amount
Period Sold Bought Net
3 Months
6 Months
9 Months
12 Months
Why is insider trading important?

CBSH News

Other Videos

Profile

Commerce Bancshares Inc Logo
Commerce Bancshares Inc

Country

United States of America

Industry

Banking

Market Cap

9.5B USD

Dividend Yield

1.47%

Description

Commerce Bancshares, Inc. operates as a bank holding company for Commerce Bank. The company is headquartered in Kansas City, Missouri and currently employs 4,387 full-time employees. The firm is engaged in providing a range of retail, mortgage banking, corporate, investment, trust, and asset management products and services to individuals and businesses. The company operates through three segments: Consumer, Commercial, and Wealth. The Consumer segment consists of various consumer loan and deposit products offered through its retail branch network of approximately 150 locations. The company also includes indirect and other consumer loan financing businesses, along with debit and credit card loan and fee businesses. The Commercial segment provides corporate lending, including small business banking product lines within the branch network, leasing, and international services, along with business and governmental deposit products and commercial cash management services. The Wealth segment provides trust and estate planning, advisory and discretionary investment management, and brokerage services.

Contact

MISSOURI
Kansas City
1000 Walnut, P.O. Box 419248
+18162342000.0
www.commercebank.com

IPO

1980-03-17

Employees

4 387

Officers

President, CEO & Director
Mr. John W. Kemper
Executive VP & CFO
Mr. Charles G. Kim
Executive Vice President
Mr. Robert S. Holmes
Executive VP and President & CEO of Commerce Trust Company
Mr. John Koeneman Handy
Executive Chairman
Mr. David W. Kemper
Senior VP & Chief Information Officer
Mr. David L. Roller
Show More
Director of Finance, Corporate Development & Investor Relations
Mr. Matthew Burkemper
Senior VP, General Counsel, Secretary & Executive Director of Corporate Risk Management
Ms. Margaret M. Rowe
Senior Vice President
Mr. Douglas D. Neff
Show Less

See Also

Discover More
What is the Intrinsic Value of one CBSH stock?

The intrinsic value of one CBSH stock under the Base Case scenario is 62.38 USD.

Is CBSH stock undervalued or overvalued?

Compared to the current market price of 73.7 USD, Commerce Bancshares Inc is Overvalued by 15%.

Back to Top