Credit Acceptance Corp
NASDAQ:CACC

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Credit Acceptance Corp
NASDAQ:CACC
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Price: 454.5 USD -0.77% Market Closed
Market Cap: 5.5B USD
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Profitability Summary

Credit Acceptance Corp's profitability score is 60/100. We take all the information about a company's profitability (such as its margins, capital efficiency, free cash flow generating ability, and more) and consolidate it into one single number - the profitability score. The higher the profitability score, the more profitable the company is.

60/100
Profitability
Score

We take all the information about a company's profitability (such as its margins, capital efficiency, free cash flow generating ability, and more) and consolidate it into one single number - the profitability score. The higher the profitability score, the more profitable the company is.

60/100
Profitability
Score
60/100
Profitability
Score
High Profitability Stocks
Financial Services Industry

Past Growth

To be successful and remain in business, both growth and profitability are important and necessary. Net Income growth is often seen as a sign of a company's efficiency from an operational standpoint, but is influenced heavily by a company's goals and challenges and should therefore be assessed in conjunction with other metrics like revenue and operating income growth.

Margins

Profit margins represent what percentage of sales has turned into profits. Simply put, the percentage figure indicates how many cents of profit the company has generated for each dollar of sale.

Profit margins help investors assess if a company's management is generating enough profit from its sales and whether operating costs and overhead costs are being contained.

Earnings Waterfall
Credit Acceptance Corp

Revenue
2.1B USD
Operating Expenses
-1.4B USD
Operating Income
664.7m USD
Other Expenses
-475.1m USD
Net Income
189.6m USD

Margins Comparison
Credit Acceptance Corp Competitors

Country US
Market Cap 5.5B USD
Operating Margin
32%
Net Margin
9%
Country US
Market Cap 201.9B USD
Operating Margin
17%
Net Margin
14%
Country US
Market Cap 70.5B USD
Operating Margin
0%
Net Margin
11%
Country IN
Market Cap 4.3T INR
Operating Margin
43%
Net Margin
25%
Country US
Market Cap 43.9B USD
Operating Margin
0%
Net Margin
18%
Country US
Market Cap 25.2B USD
Operating Margin
0%
Net Margin
16%
Country KZ
Market Cap 21.5B USD
Operating Margin
0%
Net Margin
56%
Country IN
Market Cap 1.1T INR
Operating Margin
39%
Net Margin
21%
Country US
Market Cap 12.9B USD
Operating Margin
0%
Net Margin
5%
Country IN
Market Cap 1.1T INR
Operating Margin
29%
Net Margin
17%
Country US
Market Cap 11.3B EUR
Operating Margin
52%
Net Margin
40%

Return on Capital

Return on capital ratios give a sense of how well a company is using its capital (equity, assets, capital employed, etc.) to generate profits (operating income, net income, etc.). In simple words, these ratios show how much income is generated for each dollar of capital invested.

Return on Capital Comparison
Credit Acceptance Corp Competitors

Country Company Market Cap ROE ROA ROCE ROIC
US
Credit Acceptance Corp
NASDAQ:CACC
5.5B USD
11%
2%
9%
7%
US
American Express Co
NYSE:AXP
201.9B USD
34%
4%
11%
5%
US
Capital One Financial Corp
NYSE:COF
70.5B USD
7%
1%
0%
0%
IN
Bajaj Finance Ltd
NSE:BAJFINANCE
4.3T INR
21%
4%
9%
5%
US
Discover Financial Services
NYSE:DFS
43.9B USD
20%
2%
0%
0%
US
Synchrony Financial
NYSE:SYF
25.2B USD
21%
3%
0%
0%
KZ
Kaspi.kz AO
NASDAQ:KSPI
21.5B USD
89%
14%
0%
0%
IN
Shriram Finance Ltd
NSE:SHRIRAMFIN
1.1T INR
16%
3%
7%
5%
US
SoFi Technologies Inc
NASDAQ:SOFI
12.9B USD
2%
0%
0%
0%
IN
Cholamandalam Investment and Finance Company Ltd
NSE:CHOLAFIN
1.1T INR
22%
3%
5%
3%
US
Santander Consumer USA Holdings Inc
F:77S
11.3B EUR
47%
6%
8%
6%
Country US
Market Cap 5.5B USD
ROE
11%
ROA
2%
ROCE
9%
ROIC
7%
Country US
Market Cap 201.9B USD
ROE
34%
ROA
4%
ROCE
11%
ROIC
5%
Country US
Market Cap 70.5B USD
ROE
7%
ROA
1%
ROCE
0%
ROIC
0%
Country IN
Market Cap 4.3T INR
ROE
21%
ROA
4%
ROCE
9%
ROIC
5%
Country US
Market Cap 43.9B USD
ROE
20%
ROA
2%
ROCE
0%
ROIC
0%
Country US
Market Cap 25.2B USD
ROE
21%
ROA
3%
ROCE
0%
ROIC
0%
Country KZ
Market Cap 21.5B USD
ROE
89%
ROA
14%
ROCE
0%
ROIC
0%
Country IN
Market Cap 1.1T INR
ROE
16%
ROA
3%
ROCE
7%
ROIC
5%
Country US
Market Cap 12.9B USD
ROE
2%
ROA
0%
ROCE
0%
ROIC
0%
Country IN
Market Cap 1.1T INR
ROE
22%
ROA
3%
ROCE
5%
ROIC
3%
Country US
Market Cap 11.3B EUR
ROE
47%
ROA
6%
ROCE
8%
ROIC
6%

Free Cash Flow

Free cash flow (FCF) is the money a company has left over after paying its operating expenses and capital expenditures. The more free cash flow a company has, the more it can allocate to dividends, paying down debt, and growth opportunities.

If a company has a decreasing free cash flow, that is not necessarily bad if the company is investing in its growth.

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