Popular Inc
NASDAQ:BPOP

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Popular Inc
NASDAQ:BPOP
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Price: 98.96 USD 0.94% Market Closed
Market Cap: 7.1B USD
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Intrinsic Value

The intrinsic value of one BPOP stock under the Base Case scenario is 131.2 USD. Compared to the current market price of 98.96 USD, Popular Inc is Undervalued by 25%.

The Intrinsic Value is calculated as the average of DCF and Relative values:

BPOP Intrinsic Value
131.2 USD
Undervaluation 25%
Intrinsic Value
Price
Worst Case
Base Case
Best Case

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Popular Inc

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Backtest Conclusion
Very Attractive
Current Valuation
+45%
Avg Valuation
-12%
Worst Valuation
-49%
Best Valuation
+45%

Stock is trading at its lowest valuation over the past 5 years.

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Fundamental Analysis

Economic Moat
Popular Inc

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Business Breakdown

Popular Inc., a prominent financial services company based in Puerto Rico, operates as the parent of Banco Popular, one of the largest banks in the Caribbean. Established in 1893, the company has built a strong reputation by providing a diverse range of banking services, including retail banking, commercial lending, and investment management. Over the years, Popular Inc. has strategically expanded its reach beyond Puerto Rico to the U.S. mainland, particularly targeting Hispanic communities. This diversification strategy has bolstered its financial position, enabling it to provide tailored solutions while tapping into growing demographic trends in the U.S. market. With a keen eye on fiscal p...

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Financials
Annual
Quarterly
TTM
Annual
Quarterly
TTM

Balance Sheet Decomposition
Popular Inc

Net Loans 35.4B
Investments 31.9B
PP&E 624.4m
Intangibles 920.8m
Other Assets 2.4B
Total Deposits 63.7B
Short Term Debt 55.4m
Long Term Debt 918.4m
Other Liabilities 890.3m
Earnings Calls

In Q3, Popular, Inc. reported net income of $155 million, down $23 million from the previous quarter, primarily due to increased credit loss provisions. Loan growth was robust, increasing by $603 million, with strong performances in commercial lending and mortgages. However, deposits fell by approximately $1 billion, affecting net interest income, which slightly rose by $4 million. The net interest margin expanded to 3.24%, with expectations for further growth in Q4. The company anticipates a year-over-year NII increase of 6-7% for 2024, while targeting a 12% return on tangible common equity by Q4 2025.

What is Earnings Call?

Wall St
Price Targets

BPOP Price Targets Summary
Popular Inc

Wall Street analysts forecast BPOP stock price to rise over the next 12 months.

According to Wall Street analysts, the average 1-year price target for BPOP is 105.51 USD with a low forecast of 96.96 USD and a high forecast of 117.6 USD.

Lowest
Price Target
96.96 USD
2% Downside
Average
Price Target
105.51 USD
7% Upside
Highest
Price Target
117.6 USD
19% Upside
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Dividends

Dividend Yield
Lowest
Average
Highest
Dividend Per Share
N/A
Growth 3Y
Growth 5Y
Growth 10Y
Dividend Safety Score
Very
Unsafe
Unsafe
Safe
Very
Safe
0
25
50
75
100
Shareholder Yield

Current shareholder yield for BPOP is .

Shareholder yield represents the total return a company provides to its shareholders, calculated as the sum of dividend yield, buyback yield, and debt paydown yield. What is shareholder yield?

Shareholder Yield
Dividend Yield
Lowest
Average
Highest
Buyback Yield
Lowest
Average
Highest

Ownership

BPOP Insider Trading
Buy and sell transactions by insiders

Cumulative Transactions Amount
Period Sold Bought Net
3 Months
6 Months
9 Months
12 Months
Why is insider trading important?

Profile

Popular Inc Logo
Popular Inc

Country

Puerto Rico

Industry

Banking

Market Cap

7.1B USD

Dividend Yield

2.51%

Description

Popular, Inc. operates as a holding company. The firm operates in two segments: Banco Popular de Puerto Rico (BPPR), which includes its Puerto Rico business, and Banco Popular North America (BPNA), which includes its the United States mainland business. The firm has operations in Puerto Rico, the United States and the Caribbean. The firm's BPPR segment provides retail, mortgage and commercial banking services through its banking subsidiary, Banco Popular de Puerto Rico, as well as auto and equipment leasing and financing, investment banking, broker-dealer and insurance services through specialized subsidiaries. The firm's BPNA segment consists of Popular North America, Inc. (PNA) functioning as the holding company for its operations in the United States. The company also operates PNA's subsidiary, E-LOAN, Inc. The banking operations of BPNA in the United States mainland are based in New York, Florida and New Jersey, conducted under the name of Popular Community Bank.

Contact

SAN JUAN
209 Ave. Ponce de Leon
+17877243650.0
www.popular.com

IPO

1980-03-17

Employees

8 500

Officers

CEO & Director
Mr. Ignacio Alvarez Esq.
President, COO & Corporate Secretary
Mr. Javier D. Ferrer-Fernández J.D.
Executive VP & Chief Risk Officer of Corporate Risk Management Group
Mr. Lidio V. Soriano CPA
Executive VP & COO of Popular Bank
Mr. Manuel A. Chinea
Executive VP & CFO
Mr. Jorge Jose GarcĂ­a
Corporate Comptroller & Chief Accounting Officer
Ms. Denissa M. Rodriguez Adorno
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Executive VP and Chief Information & Digital Strategy Officer of Innovation, Technology & Ops. Group
Ms. Camille Burckhart
Executive VP & Chief Administration Officer - Administration Group
Mr. Eduardo J. Negron
Senior VP & Investor Relations Officer
Mr. Paul J. Cardillo
Executive VP, Chief Legal Officer, Corporate Secretary & General Counsel
Mr. Jose R. Coleman-Tio Esq.
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See Also

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What is the Intrinsic Value of one BPOP stock?

The intrinsic value of one BPOP stock under the Base Case scenario is 131.2 USD.

Is BPOP stock undervalued or overvalued?

Compared to the current market price of 98.96 USD, Popular Inc is Undervalued by 25%.

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