Arrow Financial Corp
NASDAQ:AROW

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Arrow Financial Corp
NASDAQ:AROW
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Price: 33.45 USD 2.29% Market Closed
Market Cap: 560m USD
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Cash Flow Statement

Cash Flow Statement
Arrow Financial Corp

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Cash Flow Statement
Currency: USD
Jun-2014 Sep-2014 Dec-2014 Mar-2015 Jun-2015 Sep-2015 Dec-2015 Mar-2016 Jun-2016 Sep-2016 Dec-2016 Mar-2017 Jun-2017 Sep-2017 Dec-2017 Mar-2018 Jun-2018 Sep-2018 Dec-2018 Mar-2019 Jun-2019 Sep-2019 Dec-2019 Mar-2020 Jun-2020 Sep-2020 Dec-2020 Mar-2021 Jun-2021 Sep-2021 Dec-2021 Mar-2022 Jun-2022 Sep-2022 Dec-2022 Mar-2023 Jun-2023 Sep-2023 Dec-2023 Mar-2024 Jun-2024
Operating Cash Flow
Net Income
22
23
23
24
25
24
25
25
26
27
27
27
27
28
29
31
34
36
36
36
36
37
37
37
37
38
41
46
50
52
50
49
48
47
49
45
39
34
30
29
32
Depreciation & Amortization
8
8
7
7
6
6
6
6
6
6
6
6
6
6
5
5
5
5
5
5
5
5
6
6
6
6
7
7
7
8
8
8
8
8
8
7
7
7
7
6
6
Change in Deffered Taxes
0
(0)
(0)
0
0
1
1
1
0
(1)
(0)
(0)
0
0
(2)
(2)
(2)
(2)
(0)
(0)
(0)
(0)
0
(0)
(1)
(1)
(2)
(1)
(1)
(0)
1
0
1
0
(1)
0
(1)
(1)
2
1
2
Stock-Based Compensation
1
1
1
1
1
1
1
1
1
1
2
1
1
1
1
1
1
1
1
1
1
1
1
1
1
1
1
1
1
1
1
1
1
1
1
1
1
1
1
1
1
Other Non-Cash Items
0
0
0
0
0
0
(3)
(3)
(3)
(3)
1
1
1
1
0
1
1
1
0
0
1
1
1
1
1
0
(0)
0
0
0
1
0
1
1
0
0
0
0
(2)
(2)
(2)
Cash Taxes Paid
9
9
10
10
10
11
9
9
11
11
12
12
11
11
11
12
11
11
10
10
10
10
10
10
10
11
11
11
13
14
15
15
14
13
13
14
10
10
7
7
7
Cash Interest Paid
11
6
6
5
5
5
5
5
5
5
5
6
6
7
7
7
8
10
12
15
18
20
21
21
20
17
14
10
8
7
5
5
5
7
6
12
22
32
52
63
70
Change in Working Capital
1
1
0
0
(1)
(3)
(0)
1
1
5
1
1
4
2
4
5
3
6
1
(1)
1
(1)
(1)
3
(5)
(4)
(3)
(3)
10
10
9
7
2
5
4
4
9
7
(16)
(16)
(23)
Cash from Operating Activities
32
N/A
32
0%
31
-4%
32
+3%
30
-4%
29
-4%
29
-1%
31
+7%
30
-2%
34
+13%
35
+2%
34
-1%
38
+12%
36
-6%
38
+5%
40
+6%
40
+0%
45
+12%
42
-7%
40
-4%
42
+4%
41
-2%
44
+7%
46
+5%
39
-16%
39
+0%
42
+9%
49
+17%
67
+35%
70
+6%
68
-3%
65
-5%
59
-9%
61
+3%
60
-2%
56
-6%
55
-3%
48
-12%
21
-57%
18
-14%
14
-19%
Investing Cash Flow
Capital Expenditures
(1)
(1)
(1)
(2)
(2)
(2)
(2)
(2)
(1)
(1)
(1)
(1)
(2)
(2)
(3)
(3)
(3)
(4)
(5)
(7)
(8)
(9)
(8)
(7)
(5)
(5)
(5)
(5)
(5)
(5)
(7)
(9)
(11)
(14)
(14)
(14)
(13)
(10)
(7)
(6)
(5)
Other Items
(59)
(59)
(66)
(85)
(192)
(207)
(228)
(199)
(190)
(135)
(156)
(178)
(189)
(193)
(146)
(145)
(138)
(208)
(223)
(187)
(140)
(137)
(184)
(209)
(327)
(285)
(182)
(304)
(143)
(167)
(267)
(238)
(375)
(421)
(379)
(259)
(172)
(121)
(76)
(109)
(81)
Cash from Investing Activities
(60)
N/A
(61)
0%
(68)
-12%
(87)
-28%
(194)
-124%
(208)
-7%
(230)
-10%
(201)
+12%
(191)
+5%
(136)
+29%
(158)
-16%
(179)
-13%
(191)
-7%
(194)
-2%
(149)
+23%
(148)
+1%
(141)
+4%
(211)
-49%
(228)
-8%
(193)
+15%
(148)
+23%
(147)
+1%
(192)
-31%
(216)
-12%
(332)
-54%
(290)
+13%
(187)
+35%
(309)
-65%
(148)
+52%
(172)
-16%
(275)
-60%
(247)
+10%
(386)
-56%
(436)
-13%
(393)
+10%
(273)
+31%
(185)
+32%
(130)
+30%
(83)
+37%
(115)
-39%
(86)
+25%
Financing Cash Flow
Net Issuance of Common Stock
1
(0)
(1)
0
(0)
0
1
1
2
2
3
2
2
0
0
1
2
2
2
2
1
2
2
1
1
1
1
3
3
1
1
(1)
(1)
0
0
1
1
1
(3)
(9)
(9)
Net Issuance of Debt
(14)
4
(4)
2
(17)
5
45
29
119
14
13
69
(21)
105
29
43
19
1
(10)
(17)
(9)
10
(4)
(1)
(4)
1
(34)
(51)
(45)
(72)
(18)
(7)
(3)
(2)
(0)
(0)
(0)
(0)
(0)
(0)
(0)
Cash Paid for Dividends
(12)
(12)
(12)
(12)
(13)
(13)
(13)
(13)
(13)
(13)
(13)
(13)
(13)
(13)
(14)
(14)
(14)
(14)
(14)
(15)
(15)
(15)
(15)
(15)
(15)
(16)
(16)
(16)
(16)
(16)
(16)
(17)
(17)
(17)
(17)
(18)
(18)
(18)
(18)
(18)
(18)
Other
61
30
51
101
186
192
173
101
71
131
127
92
188
45
111
113
89
189
219
143
131
109
151
261
502
622
504
638
364
336
316
242
88
170
(42)
(51)
103
21
161
203
125
Cash from Financing Activities
35
N/A
21
-40%
33
+58%
91
+171%
157
+73%
184
+17%
205
+11%
119
-42%
179
+50%
135
-25%
129
-4%
149
+15%
155
+4%
137
-12%
126
-8%
143
+13%
96
-33%
178
+86%
197
+11%
114
-42%
108
-5%
106
-3%
134
+27%
247
+84%
484
+96%
609
+26%
456
-25%
573
+26%
307
-47%
249
-19%
283
+14%
218
-23%
66
-70%
150
+127%
(60)
N/A
(68)
-13%
87
N/A
3
-96%
140
+4 154%
176
+26%
98
-44%
Change in Cash
Net Change in Cash
7
N/A
(7)
N/A
(4)
+50%
36
N/A
(7)
N/A
5
N/A
5
-5%
(51)
N/A
18
N/A
32
+80%
6
-81%
4
-35%
3
-27%
(21)
N/A
15
N/A
35
+129%
(5)
N/A
12
N/A
11
-2%
(39)
N/A
2
N/A
0
N/A
(14)
N/A
77
N/A
191
+147%
358
+88%
311
-13%
314
+1%
225
-28%
148
-34%
77
-48%
35
-54%
(261)
N/A
(225)
+14%
(393)
-75%
(284)
+28%
(44)
+85%
(79)
-80%
78
N/A
79
+1%
27
-66%

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