Affirm Holdings Inc
NASDAQ:AFRM

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Affirm Holdings Inc
NASDAQ:AFRM
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Price: 57.59 USD 0.01% Market Closed
Market Cap: 17.9B USD
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Profitability Summary

We take all the information about a company's profitability (such as its margins, capital efficiency, free cash flow generating ability, and more) and consolidate it into one single number - the profitability score. The higher the profitability score, the more profitable the company is.

Past Growth

To be successful and remain in business, both growth and profitability are important and necessary. Net Income growth is often seen as a sign of a company's efficiency from an operational standpoint, but is influenced heavily by a company's goals and challenges and should therefore be assessed in conjunction with other metrics like revenue and operating income growth.

Margins

Profit margins represent what percentage of sales has turned into profits. Simply put, the percentage figure indicates how many cents of profit the company has generated for each dollar of sale.

Profit margins help investors assess if a company's management is generating enough profit from its sales and whether operating costs and overhead costs are being contained.

Earnings Waterfall
Affirm Holdings Inc

Revenue
2.3B USD
Operating Expenses
-2.5B USD
Operating Income
-185.4m USD
Other Expenses
-260.8m USD
Net Income
-446.2m USD

Margins Comparison
Affirm Holdings Inc Competitors

Country Company Market Cap Operating
Margin
Net
Margin
US
Affirm Holdings Inc
NASDAQ:AFRM
18.1B USD
-8%
-19%
US
Visa Inc
NYSE:V
593B USD
67%
54%
US
Mastercard Inc
NYSE:MA
486.8B USD
59%
45%
US
Automatic Data Processing Inc
NASDAQ:ADP
125.5B USD
26%
20%
US
Fiserv Inc
NYSE:FI
122B USD
28%
15%
US
PayPal Holdings Inc
NASDAQ:PYPL
86.9B USD
18%
14%
US
Paychex Inc
NASDAQ:PAYX
53.3B USD
41%
32%
US
Block Inc
NYSE:SQ
53.8B USD
6%
5%
US
Fidelity National Information Services Inc
NYSE:FIS
47.6B USD
17%
14%
NL
Adyen NV
AEX:ADYEN
39.4B EUR
37%
41%
ES
Amadeus IT Group SA
MAD:AMS
29.1B EUR
29%
21%
Country US
Market Cap 18.1B USD
Operating Margin
-8%
Net Margin
-19%
Country US
Market Cap 593B USD
Operating Margin
67%
Net Margin
54%
Country US
Market Cap 486.8B USD
Operating Margin
59%
Net Margin
45%
Country US
Market Cap 125.5B USD
Operating Margin
26%
Net Margin
20%
Country US
Market Cap 122B USD
Operating Margin
28%
Net Margin
15%
Country US
Market Cap 86.9B USD
Operating Margin
18%
Net Margin
14%
Country US
Market Cap 53.3B USD
Operating Margin
41%
Net Margin
32%
Country US
Market Cap 53.8B USD
Operating Margin
6%
Net Margin
5%
Country US
Market Cap 47.6B USD
Operating Margin
17%
Net Margin
14%
Country NL
Market Cap 39.4B EUR
Operating Margin
37%
Net Margin
41%
Country ES
Market Cap 29.1B EUR
Operating Margin
29%
Net Margin
21%

Return on Capital

Return on capital ratios give a sense of how well a company is using its capital (equity, assets, capital employed, etc.) to generate profits (operating income, net income, etc.). In simple words, these ratios show how much income is generated for each dollar of capital invested.

Return on Capital Comparison
Affirm Holdings Inc Competitors

Country Company Market Cap ROE ROA ROCE ROIC
US
Affirm Holdings Inc
NASDAQ:AFRM
18.1B USD
-17%
-5%
-2%
-2%
US
Visa Inc
NYSE:V
593B USD
48%
21%
34%
27%
US
Mastercard Inc
NYSE:MA
486.8B USD
179%
28%
58%
40%
US
Automatic Data Processing Inc
NASDAQ:ADP
125.5B USD
87%
8%
56%
9%
US
Fiserv Inc
NYSE:FI
122B USD
11%
4%
10%
6%
US
PayPal Holdings Inc
NASDAQ:PYPL
86.9B USD
22%
6%
17%
16%
US
Paychex Inc
NASDAQ:PAYX
53.3B USD
46%
15%
44%
17%
US
Block Inc
NYSE:SQ
53.8B USD
6%
3%
6%
5%
US
Fidelity National Information Services Inc
NYSE:FIS
47.6B USD
8%
3%
5%
3%
NL
Adyen NV
AEX:ADYEN
39.4B EUR
26%
9%
22%
47%
ES
Amadeus IT Group SA
MAD:AMS
29.1B EUR
26%
11%
20%
15%
Country US
Market Cap 18.1B USD
ROE
-17%
ROA
-5%
ROCE
-2%
ROIC
-2%
Country US
Market Cap 593B USD
ROE
48%
ROA
21%
ROCE
34%
ROIC
27%
Country US
Market Cap 486.8B USD
ROE
179%
ROA
28%
ROCE
58%
ROIC
40%
Country US
Market Cap 125.5B USD
ROE
87%
ROA
8%
ROCE
56%
ROIC
9%
Country US
Market Cap 122B USD
ROE
11%
ROA
4%
ROCE
10%
ROIC
6%
Country US
Market Cap 86.9B USD
ROE
22%
ROA
6%
ROCE
17%
ROIC
16%
Country US
Market Cap 53.3B USD
ROE
46%
ROA
15%
ROCE
44%
ROIC
17%
Country US
Market Cap 53.8B USD
ROE
6%
ROA
3%
ROCE
6%
ROIC
5%
Country US
Market Cap 47.6B USD
ROE
8%
ROA
3%
ROCE
5%
ROIC
3%
Country NL
Market Cap 39.4B EUR
ROE
26%
ROA
9%
ROCE
22%
ROIC
47%
Country ES
Market Cap 29.1B EUR
ROE
26%
ROA
11%
ROCE
20%
ROIC
15%

Free Cash Flow

Free cash flow (FCF) is the money a company has left over after paying its operating expenses and capital expenditures. The more free cash flow a company has, the more it can allocate to dividends, paying down debt, and growth opportunities.

If a company has a decreasing free cash flow, that is not necessarily bad if the company is investing in its growth.

See Also

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