ACI Worldwide Inc
NASDAQ:ACIW

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ACI Worldwide Inc Logo
ACI Worldwide Inc
NASDAQ:ACIW
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Price: 55.72 USD 1.81% Market Closed
Market Cap: 5.8B USD
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Intrinsic Value

The intrinsic value of one ACIW stock under the Base Case scenario is 41.8 USD. Compared to the current market price of 55.72 USD, ACI Worldwide Inc is Overvalued by 25%.

The Intrinsic Value is calculated as the average of DCF and Relative values:

ACIW Intrinsic Value
41.8 USD
Overvaluation 25%
Intrinsic Value
Price
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ACI Worldwide Inc

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Backtest Conclusion
Very Attractive
Current Valuation
+45%
Avg Valuation
-12%
Worst Valuation
-49%
Best Valuation
+45%

Stock is trading at its lowest valuation over the past 5 years.

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Fundamental Analysis

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Balance Sheet Decomposition
ACI Worldwide Inc

Current Assets 1.1B
Cash & Short-Term Investments 177.9m
Receivables 424.5m
Other Current Assets 483.2m
Non-Current Assets 2B
Long-Term Investments 19.6m
PP&E 60.6m
Intangibles 1.5B
Other Non-Current Assets 438.5m
Current Liabilities 697.3m
Accounts Payable 47.9m
Accrued Liabilities 54.9m
Other Current Liabilities 594.5m
Non-Current Liabilities 1.1B
Long-Term Debt 959.4m
Other Non-Current Liabilities 106.7m
Efficiency

Earnings Waterfall
ACI Worldwide Inc

Revenue
1.6B USD
Cost of Revenue
-773.4m USD
Gross Profit
844.4m USD
Operating Expenses
-485.3m USD
Operating Income
359.2m USD
Other Expenses
-132m USD
Net Income
227.2m USD

Free Cash Flow Analysis
ACI Worldwide Inc

Last Value
3-Years Average
FCF Margin
Conversion Rate
Earnings Calls

In the third quarter of 2024, ACI Worldwide achieved a remarkable 24% yearly revenue growth, reaching $452 million, largely driven by a 72% increase in real-time payments. The bank segment saw a 43% revenue rise, while the merchant segment grew by 38%. ACI's strong pipeline allows it to confidently raise its 2024 revenue guidance to between $1.567 billion and $1.601 billion, with adjusted EBITDA expected between $433 million and $448 million. With over 99% of projected 2024 revenue already secured, the company anticipates continued robust growth into 2025, facilitated by a well-positioned sales strategy and ongoing investments in its payments hub technology.

What is Earnings Call?
Fundamental Scores

ACIW Profitability Score
Profitability Due Diligence

ACI Worldwide Inc's profitability score is 58/100. The higher the profitability score, the more profitable the company is.

Positive Gross Profit
Positive Free Cash Flow
ROE is Increasing
Positive 3-Years Revenue Growth
58/100
Profitability
Score

ACI Worldwide Inc's profitability score is 58/100. The higher the profitability score, the more profitable the company is.

ACIW Solvency Score
Solvency Due Diligence

ACI Worldwide Inc's solvency score is 48/100. The higher the solvency score, the more solvent the company is.

High Altman Z-Score
Low D/E
Long-Term Solvency
Short-Term Solvency
48/100
Solvency
Score

ACI Worldwide Inc's solvency score is 48/100. The higher the solvency score, the more solvent the company is.

Wall St
Price Targets

ACIW Price Targets Summary
ACI Worldwide Inc

Wall Street analysts forecast ACIW stock price to rise over the next 12 months.

According to Wall Street analysts, the average 1-year price target for ACIW is 65.48 USD with a low forecast of 60.6 USD and a high forecast of 71.4 USD.

Lowest
Price Target
60.6 USD
9% Upside
Average
Price Target
65.48 USD
18% Upside
Highest
Price Target
71.4 USD
28% Upside
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Dividends

ACI Worldwide Inc
does not pay dividends
Shareholder Yield

Current shareholder yield for ACIW is .

Shareholder yield represents the total return a company provides to its shareholders, calculated as the sum of dividend yield, buyback yield, and debt paydown yield. What is shareholder yield?

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Ownership

ACIW Insider Trading
Buy and sell transactions by insiders

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Period Sold Bought Net
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ACIW News

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Profile

ACI Worldwide Inc Logo
ACI Worldwide Inc

Country

United States of America

Industry

Technology

Market Cap

5.8B USD

Dividend Yield

0%

Description

ACI Worldwide, Inc. engages in the development, marketing, installation, and support of software products and solutions primarily focused on facilitating real-time electronic payments. The company is headquartered in Naples Florida, Florida and currently employs 3,610 full-time employees. Its segments include ACI On Demand serves the needs of banks, merchants, and billers. These on-demand solutions are maintained and delivered through the cloud via its global data centers and is available in either a single-tenant environment for software as a service (SaaS) offering, or in a multi-tenant environment for platform as a service (PaaS) offerings; and ACI On Premise serves customers who manage their software on site or through a third-party public cloud environment. Its solutions include ACI Acquiring, ACI Issuing, ACI Enterprise Payments Platform, ACI Low Value Real-Time Payments, ACI High Value Real-Time Payments, ACI Omni Commerce, ACI Secure eCommerce, ACI Fraud Management, ACI Digital Business Banking, and ACI Speedpay. The firm offers implementation, product support, technical, and education services.

Contact

FLORIDA
Naples Florida
Suite 300, 3520 Kraft Road
+12394034600.0
www.aciworldwide.com

IPO

1993-11-02

Employees

3 610

Officers

CEO, President & Director
Mr. Thomas Woodrow Warsop III
Executive VP, CFO & Chief Accounting Officer
Mr. Scott W. Behrens
Executive VP and Chief Technology & Operations Officer
Mr. Abraham Kuruvilla
Executive VP of Demand Merchant Solutions & Chief Product Officer
Ms. Debbie L. Guerra
Executive VP & Chief Revenue Officer
Mr. Alessandro da Silva
Executive VP, Chief Legal and Risk Officer, General Counsel & Secretary
Mr. Dennis P. Byrnes
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Head of Communications & Corporate Affairs
Nick Karoglou
Chief Human Resources Officer
Ms. Praveena Nathawat
Chief Development Officer
Mr. Craig A. Maki
Head of Strategy & Finance
Mr. John Kraft
Show Less

See Also

Discover More
What is the Intrinsic Value of one ACIW stock?

The intrinsic value of one ACIW stock under the Base Case scenario is 41.8 USD.

Is ACIW stock undervalued or overvalued?

Compared to the current market price of 55.72 USD, ACI Worldwide Inc is Overvalued by 25%.

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