ACI Worldwide Inc
NASDAQ:ACIW

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ACI Worldwide Inc Logo
ACI Worldwide Inc
NASDAQ:ACIW
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Price: 50.15 USD 1.33% Market Closed
Market Cap: 5.2B USD
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Intrinsic Value

The intrinsic value of one ACIW stock under the Base Case scenario is 42.33 USD. Compared to the current market price of 50.15 USD, ACI Worldwide Inc is Overvalued by 16%.

The Intrinsic Value is calculated as the average of DCF and Relative values:

ACIW Intrinsic Value
42.33 USD
Overvaluation 16%
Intrinsic Value
Price
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Base Case
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ACI Worldwide Inc

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Backtest Conclusion
Very Attractive
Current Valuation
+45%
Avg Valuation
-12%
Worst Valuation
-49%
Best Valuation
+45%

Stock is trading at its lowest valuation over the past 5 years.

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Fundamental Analysis

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Financials
Annual
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TTM
Annual
Quarterly
TTM

Balance Sheet Decomposition
ACI Worldwide Inc

Current Assets 1.4B
Cash & Short-Term Investments 157m
Receivables 369.2m
Other Current Assets 855.1m
Non-Current Assets 2B
Long-Term Investments 19.3m
PP&E 66.1m
Intangibles 1.5B
Other Non-Current Assets 393.3m
Current Liabilities 1B
Accounts Payable 48.8m
Accrued Liabilities 51.8m
Other Current Liabilities 943.5m
Non-Current Liabilities 1.1B
Long-Term Debt 973.1m
Other Non-Current Liabilities 110.7m
Efficiency

Earnings Waterfall
ACI Worldwide Inc

Revenue
1.5B USD
Cost of Revenue
-753.6m USD
Gross Profit
775.4m USD
Operating Expenses
-477.3m USD
Operating Income
298.2m USD
Other Expenses
-114.5m USD
Net Income
183.7m USD

Free Cash Flow Analysis
ACI Worldwide Inc

Last Value
3-Years Average
FCF Margin
Conversion Rate
Earnings Calls

ACI Worldwide's second quarter results exceeded expectations with a 16% revenue increase, driven by strong performance in the biller and bank segments. Biller revenue rose 13%, and bank revenue surged 22%, while merchant segment revenue increased by 4%. The company's adjusted EBITDA grew by 62%. New customer onboarding and high tax-related volumes boosted the biller segment. Bank segment growth was propelled by significant renewal contracts and expansions. Consequently, ACI has raised its full-year guidance, now expecting revenues between $1.557 billion to $1.591 billion and adjusted EBITDA between $423 million and $438 million.

What is Earnings Call?
Fundamental Scores

ACIW Profitability Score
Profitability Due Diligence

ACI Worldwide Inc's profitability score is 56/100. The higher the profitability score, the more profitable the company is.

Positive Gross Profit
Positive Free Cash Flow
ROE is Increasing
Positive Revenue Growth Forecast
56/100
Profitability
Score

ACI Worldwide Inc's profitability score is 56/100. The higher the profitability score, the more profitable the company is.

ACIW Solvency Score
Solvency Due Diligence

ACI Worldwide Inc's solvency score is 41/100. The higher the solvency score, the more solvent the company is.

Low D/E
Long-Term Solvency
Short-Term Solvency
Average Altman Z-Score
41/100
Solvency
Score

ACI Worldwide Inc's solvency score is 41/100. The higher the solvency score, the more solvent the company is.

Wall St
Price Targets

ACIW Price Targets Summary
ACI Worldwide Inc

Wall Street analysts forecast ACIW stock price to rise over the next 12 months.

According to Wall Street analysts, the average 1-year price target for ACIW is 57.73 USD with a low forecast of 53.53 USD and a high forecast of 64.05 USD.

Lowest
Price Target
53.53 USD
7% Upside
Average
Price Target
57.73 USD
15% Upside
Highest
Price Target
64.05 USD
28% Upside
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Dividends

ACI Worldwide Inc
does not pay dividends
Shareholder Yield

Current shareholder yield for ACIW is .

Shareholder yield represents the total return a company provides to its shareholders, calculated as the sum of dividend yield, buyback yield, and debt paydown yield. What is shareholder yield?

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Ownership

ACIW Insider Trading
Buy and sell transactions by insiders

Cumulative Transactions Amount
Period Sold Bought Net
3 Months
6 Months
9 Months
12 Months
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ACIW News

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Profile

ACI Worldwide Inc Logo
ACI Worldwide Inc

Country

United States of America

Industry

Technology

Market Cap

5.3B USD

Dividend Yield

0%

Description

ACI Worldwide, Inc. engages in the development, marketing, installation, and support of software products and solutions primarily focused on facilitating real-time electronic payments. The company is headquartered in Naples Florida, Florida and currently employs 3,610 full-time employees. Its segments include ACI On Demand serves the needs of banks, merchants, and billers. These on-demand solutions are maintained and delivered through the cloud via its global data centers and is available in either a single-tenant environment for software as a service (SaaS) offering, or in a multi-tenant environment for platform as a service (PaaS) offerings; and ACI On Premise serves customers who manage their software on site or through a third-party public cloud environment. Its solutions include ACI Acquiring, ACI Issuing, ACI Enterprise Payments Platform, ACI Low Value Real-Time Payments, ACI High Value Real-Time Payments, ACI Omni Commerce, ACI Secure eCommerce, ACI Fraud Management, ACI Digital Business Banking, and ACI Speedpay. The firm offers implementation, product support, technical, and education services.

Contact

FLORIDA
Naples Florida
Suite 300, 3520 Kraft Road
+12394034600.0
www.aciworldwide.com

IPO

1993-11-02

Employees

3 610

Officers

CEO, President & Director
Mr. Thomas Woodrow Warsop III
Executive VP, CFO & Chief Accounting Officer
Mr. Scott W. Behrens
Executive VP and Chief Technology & Operations Officer
Mr. Abraham Kuruvilla
Executive VP of Demand Merchant Solutions & Chief Product Officer
Ms. Debbie L. Guerra
Executive VP & Chief Revenue Officer
Mr. Alessandro da Silva
Executive VP, Chief Legal and Risk Officer, General Counsel & Secretary
Mr. Dennis P. Byrnes
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Head of Communications & Corporate Affairs
Nick Karoglou
Chief Human Resources Officer
Ms. Praveena Nathawat
Chief Development Officer
Mr. Craig A. Maki
Head of Strategy & Finance
Mr. John Kraft
Show Less

See Also

Discover More
What is the Intrinsic Value of one ACIW stock?

The intrinsic value of one ACIW stock under the Base Case scenario is 42.33 USD.

Is ACIW stock undervalued or overvalued?

Compared to the current market price of 50.15 USD, ACI Worldwide Inc is Overvalued by 16%.

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