Ameris Bancorp
NASDAQ:ABCB

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Ameris Bancorp
NASDAQ:ABCB
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Price: 52.88 USD 0.9%
Market Cap: 3.7B USD

Net Margin
Ameris Bancorp

31.4%
Current
30%
Average
23.4%
Industry

Net Margin measures how much net income is generated as a percentage of revenues received. It helps investors assess if a company's management is generating enough profit from its sales and whether operating costs and overhead costs are being contained.

Net Margin
31.4%
=
Net Income
358.7m
/
Revenue
1.1B

Net Margin Across Competitors

Ameris Bancorp
Glance View

Market Cap
3.7B USD
Industry
Banking

Ameris Bancorp, founded with a deep-rooted commitment to community banking, operates out of its headquarters in Atlanta, Georgia, weaving itself into the economic fabric of the Southeastern United States. Tracing its origins back to a single bank in Moultrie, Georgia, Ameris has grown into a significant financial institution, leveraging its strategic acquisitions and organic growth to expand across a variety of states including Alabama, Florida, and the Carolinas. At its core, Ameris Bancorp focuses on traditional banking services that cater to individuals and businesses alike. It offers a broad range of products including commercial and retail banking, loans, mortgages, and deposit services. The company prides itself on providing personalized, relationship-driven customer service, which has been a cornerstone of its expansion strategy and success in both urban and rural markets. Ameris Bancorp's profitability largely hinges on its ability to manage interest rate margins effectively, a crucial aspect of its banking model. By accepting customer deposits, the bank gains access to capital that can be utilized for lending purposes. This classic banking structure allows Ameris to earn interest by providing diverse lending solutions such as personal and business loans, including small business loans and real estate financing. The difference between the interest paid on deposits and the interest earned on loans is where Ameris finds its financial growth and sustenance. Additionally, the bank develops fee-based revenue through services like wealth management and cashier transactions, adding another layer of income diversity. Through prudent risk management and a focus on customer relationships, Ameris Bancorp crafts its growth narrative, steering its journey forward amidst the evolving banking landscape.

ABCB Intrinsic Value
69.92 USD
Undervaluation 24%
Intrinsic Value
Price
What is Net Margin?

Net Margin measures how much net income is generated as a percentage of revenues received. It helps investors assess if a company's management is generating enough profit from its sales and whether operating costs and overhead costs are being contained.

Net Margin
31.4%
=
Net Income
358.7m
/
Revenue
1.1B
What is the Net Margin of Ameris Bancorp?

Based on Ameris Bancorp's most recent financial statements, the company has Net Margin of 31.4%.

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