G

Gruppo MutuiOnline SpA
MIL:MOL

Watchlist Manager
Gruppo MutuiOnline SpA
MIL:MOL
Watchlist
Price: 38.45 EUR 3.92% Market Closed
Market Cap: 1.4B EUR
Have any thoughts about
Gruppo MutuiOnline SpA?
Write Note

Intrinsic Value

The intrinsic value of one MOL stock under the Base Case scenario is 35.96 EUR. Compared to the current market price of 38.45 EUR, Gruppo MutuiOnline SpA is Overvalued by 6%.

The Intrinsic Value is calculated as the average of DCF and Relative values:

MOL Intrinsic Value
35.96 EUR
Overvaluation 6%
Intrinsic Value
Price
G
Worst Case
Base Case
Best Case

Valuation Backtest
Gruppo MutuiOnline SpA

Backtest Intrinsic Value
Dive into the past to invest in the future

Uncover deeper insights with the Valuation Backtest. Learn how current stock valuations stack up against historical averages to gauge true investment potential.

Start backtest now and learn if your stock is truly undervalued or overvalued!

Run Backtest
Backtest Conclusion
Very Attractive
Current Valuation
+45%
Avg Valuation
-12%
Worst Valuation
-49%
Best Valuation
+45%

Stock is trading at its lowest valuation over the past 5 years.

Backtest Example
Register to View Results
Register to View Results

To access the results of this valuation backtest, please register an account with us. Registration is quick and gives you instant access to insights on 3 stocks per week for free.

Backtest Unavailable

The backtest for MOL cannot be conducted due to limitations such as insufficient data or other constraints. Please select a different stock or adjust your settings.

Backtest In Progress...
Backtest In Progress...
How do you feel about MOL?
Bearish
Neutral
Bullish

Fundamental Analysis

Economic Moat
Gruppo MutuiOnline SpA

Company Quality
No Indicators Selected
Select Indicators

Select up to 3 indicators:

Insider Trading
0-3
Months
0-6
Months
0-12
Months
0-36
Months
No Periods Selected
Select Periods

Select up to 2 periods:

Investment Journal
AI Assistant
AI Assistant
Ask me anything about Gruppo MutuiOnline SpA

Provide an overview of the primary business activities
of Gruppo MutuiOnline SpA.

What unique competitive advantages
does Gruppo MutuiOnline SpA hold over its rivals?

What risks and challenges
does Gruppo MutuiOnline SpA face in the near future?

Summarize the latest earnings call
of Gruppo MutuiOnline SpA.

Is it considered overvalued or undervalued
based on the latest financial data?

Show all valuation multiples
for Gruppo MutuiOnline SpA.

Provide P/S
for Gruppo MutuiOnline SpA.

Provide P/E
for Gruppo MutuiOnline SpA.

Provide P/OCF
for Gruppo MutuiOnline SpA.

Provide P/FCFE
for Gruppo MutuiOnline SpA.

Provide P/B
for Gruppo MutuiOnline SpA.

Provide EV/S
for Gruppo MutuiOnline SpA.

Provide EV/GP
for Gruppo MutuiOnline SpA.

Provide EV/EBITDA
for Gruppo MutuiOnline SpA.

Provide EV/EBIT
for Gruppo MutuiOnline SpA.

Provide EV/OCF
for Gruppo MutuiOnline SpA.

Provide EV/FCFF
for Gruppo MutuiOnline SpA.

Provide EV/IC
for Gruppo MutuiOnline SpA.

Show me price targets
for Gruppo MutuiOnline SpA made by professional analysts.

What are the Revenue projections
for Gruppo MutuiOnline SpA?

How accurate were the past Revenue estimates
for Gruppo MutuiOnline SpA?

What are the Net Income projections
for Gruppo MutuiOnline SpA?

How accurate were the past Net Income estimates
for Gruppo MutuiOnline SpA?

What are the EPS projections
for Gruppo MutuiOnline SpA?

How accurate were the past EPS estimates
for Gruppo MutuiOnline SpA?

What are the EBIT projections
for Gruppo MutuiOnline SpA?

How accurate were the past EBIT estimates
for Gruppo MutuiOnline SpA?

Compare the revenue forecasts
for Gruppo MutuiOnline SpA with those of its competitors based on recent analyst estimates.

Compare the intrinsic valuations
of Gruppo MutuiOnline SpA and its key competitors using the latest financial data.

Compare historical revenue growth rates
of Gruppo MutuiOnline SpA against its competitors.

Analyze the profit margins
(gross, operating, and net) of Gruppo MutuiOnline SpA compared to its peers.

Compare the P/E ratios
of Gruppo MutuiOnline SpA against its peers.

Discuss the investment returns and shareholder value creation
comparing Gruppo MutuiOnline SpA with its peers.

Analyze the financial leverage
of Gruppo MutuiOnline SpA compared to its main competitors.

Show all profitability ratios
for Gruppo MutuiOnline SpA.

Provide ROE
for Gruppo MutuiOnline SpA.

Provide ROA
for Gruppo MutuiOnline SpA.

Provide ROIC
for Gruppo MutuiOnline SpA.

Provide ROCE
for Gruppo MutuiOnline SpA.

Provide Gross Margin
for Gruppo MutuiOnline SpA.

Provide Operating Margin
for Gruppo MutuiOnline SpA.

Provide Net Margin
for Gruppo MutuiOnline SpA.

Provide FCF Margin
for Gruppo MutuiOnline SpA.

Show all solvency ratios
for Gruppo MutuiOnline SpA.

Provide D/E Ratio
for Gruppo MutuiOnline SpA.

Provide D/A Ratio
for Gruppo MutuiOnline SpA.

Provide Interest Coverage Ratio
for Gruppo MutuiOnline SpA.

Provide Altman Z-Score Ratio
for Gruppo MutuiOnline SpA.

Provide Quick Ratio
for Gruppo MutuiOnline SpA.

Provide Current Ratio
for Gruppo MutuiOnline SpA.

Provide Cash Ratio
for Gruppo MutuiOnline SpA.

What is the historical Revenue growth
over the last 5 years for Gruppo MutuiOnline SpA?

What is the historical Net Income growth
over the last 5 years for Gruppo MutuiOnline SpA?

What is the current Free Cash Flow
of Gruppo MutuiOnline SpA?

Discuss the annual earnings per share (EPS)
trend over the past five years for Gruppo MutuiOnline SpA.

Financials
Annual
Quarterly
TTM
Annual
Quarterly
TTM

Balance Sheet Decomposition
Gruppo MutuiOnline SpA

Current Assets 312.1m
Cash & Short-Term Investments 127.7m
Receivables 181.7m
Other Current Assets 2.6m
Non-Current Assets 627.3m
Long-Term Investments 126.2m
PP&E 36.2m
Intangibles 457.3m
Other Non-Current Assets 7.6m
Current Liabilities 281.7m
Accounts Payable 56.9m
Accrued Liabilities 52.6m
Short-Term Debt 5.7m
Other Current Liabilities 166.4m
Non-Current Liabilities 343.4m
Long-Term Debt 274.5m
Other Non-Current Liabilities 68.9m
Efficiency

Earnings Waterfall
Gruppo MutuiOnline SpA

Revenue
637.1m EUR
Cost of Revenue
20.1m EUR
Gross Profit
657.2m EUR
Operating Expenses
-565.4m EUR
Operating Income
91.7m EUR
Other Expenses
-34m EUR
Net Income
57.8m EUR

Free Cash Flow Analysis
Gruppo MutuiOnline SpA

Last Value
3-Years Average
FCF Margin
Conversion Rate
Fundamental Scores

MOL Profitability Score
Profitability Due Diligence

Gruppo MutuiOnline SpA's profitability score is 59/100. The higher the profitability score, the more profitable the company is.

Positive Gross Profit
Exceptional 3-Year Average ROE
Positive Free Cash Flow
Positive 3-Years Revenue Growth
59/100
Profitability
Score

Gruppo MutuiOnline SpA's profitability score is 59/100. The higher the profitability score, the more profitable the company is.

MOL Solvency Score
Solvency Due Diligence

Gruppo MutuiOnline SpA's solvency score is 47/100. The higher the solvency score, the more solvent the company is.

Long-Term Solvency
Low D/E
Average Altman Z-Score
Short-Term Solvency
47/100
Solvency
Score

Gruppo MutuiOnline SpA's solvency score is 47/100. The higher the solvency score, the more solvent the company is.

Wall St
Price Targets

MOL Price Targets Summary
Gruppo MutuiOnline SpA

Wall Street analysts forecast MOL stock price to rise over the next 12 months.

According to Wall Street analysts, the average 1-year price target for MOL is 43.86 EUR with a low forecast of 40.4 EUR and a high forecast of 50.4 EUR.

Lowest
Price Target
40.4 EUR
5% Upside
Average
Price Target
43.86 EUR
14% Upside
Highest
Price Target
50.4 EUR
31% Upside
View Analyst Estimates
View Analyst Estimates
Want to learn more about Wall St estimates for MOL?

Click here to dive deeper.

Dividends

Dividend Yield
Lowest
Average
Highest
Dividend Per Share
N/A
Growth 3Y
Growth 5Y
Growth 10Y
Dividend Safety Score
Very
Unsafe
Unsafe
Safe
Very
Safe
0
25
50
75
100
Shareholder Yield

Current shareholder yield for MOL is .

Shareholder yield represents the total return a company provides to its shareholders, calculated as the sum of dividend yield, buyback yield, and debt paydown yield. What is shareholder yield?

Shareholder Yield
Dividend Yield
Lowest
Average
Highest
Buyback Yield
Lowest
Average
Highest
Debt Paydown Yield
Lowest
Average
Highest

Profile

Gruppo MutuiOnline SpA

Country

Italy

Industry

Financial Services

Market Cap

1.4B EUR

Dividend Yield

0.31%

Description

Gruppo MutuiOnline SpA is a holding company, which engages in the distribution of retail credit and insurance products. The company is headquartered in Milan, Milano. The company went IPO on 2007-06-06. The company is involved in the distribution of retail credit and insurance products through remote channels, as well as in the provision of credit-related business process outsourcing services for retail lenders. The firm structures its business in two divisions: Broking Division and Business Process Outsourcing (BPO) Division. The Broking Division includes mortgage and consumer loans distribution, credit intermediation and property insurance products brokerage. Through the BPO Division, the Company provides services for lenders, such as remote loan sales and packaging; mortgage underwriting and closing services; services for the valuation of real estates, and employee loans processing. The company operates throught subsidiaries, such as Money360.it SpA and 7Pixel Srl.

Contact

MILANO
Milan
Via Desenzano, 2
+390283443601.0
www.gruppomol.it

IPO

2007-06-06

Employees

1 944

Officers

Executive Chairman
Dr. Marco Pescarmona
CEO & Executive Director
Mr. Alessandro Carlo Alvaro Fracassi
Secretary of the Board
Mr. Marco Bernardino Maria Zampetti
CFO and Head of Administration & Control
Dr. Francesco Masciandaro
Head of Internal Audit
Walter Baraggia
General Manager
Mr. Alessio Santarelli

See Also

Discover More
What is the Intrinsic Value of one MOL stock?

The intrinsic value of one MOL stock under the Base Case scenario is 35.96 EUR.

Is MOL stock undervalued or overvalued?

Compared to the current market price of 38.45 EUR, Gruppo MutuiOnline SpA is Overvalued by 6%.

Back to Top