Banca IFIS SpA
MIL:IF

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Banca IFIS SpA Logo
Banca IFIS SpA
MIL:IF
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Price: 20.82 EUR -0.1% Market Closed
Market Cap: 1.1B EUR
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Intrinsic Value

The intrinsic value of one IF stock under the Base Case scenario is 36.34 EUR. Compared to the current market price of 20.82 EUR, Banca IFIS SpA is Undervalued by 43%.

The Intrinsic Value is calculated as the average of DCF and Relative values:

IF Intrinsic Value
36.34 EUR
Undervaluation 43%
Intrinsic Value
Price
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Banca IFIS SpA

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Backtest Conclusion
Very Attractive
Current Valuation
+45%
Avg Valuation
-12%
Worst Valuation
-49%
Best Valuation
+45%

Stock is trading at its lowest valuation over the past 5 years.

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Fundamental Analysis

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Financials
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Balance Sheet Decomposition
Banca IFIS SpA

Net Loans 10.1B
Investments 1.2B
PP&E 162.4m
Intangibles 81m
Other Assets 1.6B
Total Deposits 6.4B
Short Term Debt 1.2B
Long Term Debt 3.1B
Other Liabilities 539m
Earnings Calls

Banca IFIS reported a robust net income of EUR 47 million for Q1 2024, up 33% QoQ and 3% YoY. The bank maintained resilient revenues in commercial banking, NPLs, and proprietary finance, successfully offsetting increased funding costs. Revenues hit EUR 185 million, with commercial banking contributing EUR 89 million and NPL revenue at EUR 74 million. The bank repaid EUR 1.25 billion TLTRO and held EUR 2.5 billion available cash, maintaining a CET1 ratio of 14.98%. Banca IFIS confirmed guidance for a full-year net profit of EUR 160 million and plans to distribute EUR 110 million in dividends if targets are met.

What is Earnings Call?

Wall St
Price Targets

IF Price Targets Summary
Banca IFIS SpA

Wall Street analysts forecast IF stock price to rise over the next 12 months.

According to Wall Street analysts, the average 1-year price target for IF is 24.21 EUR with a low forecast of 23.13 EUR and a high forecast of 26.25 EUR.

Lowest
Price Target
23.13 EUR
11% Upside
Average
Price Target
24.21 EUR
16% Upside
Highest
Price Target
26.25 EUR
26% Upside
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Dividends

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Dividend Per Share
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Shareholder Yield

Current shareholder yield for IF is .

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Profile

Banca IFIS SpA Logo
Banca IFIS SpA

Country

Italy

Industry

Financial Services

Market Cap

1.1B EUR

Dividend Yield

15.85%

Description

Banca IFIS SpA is an independent banking company, which engages in the provision of financial solutions for enterprises. The company is headquartered in Venice, Venezia and currently employs 1,849 full-time employees. The company went IPO on 2004-11-01. The Bank is primarily engaged in the sector of trade receivables, non-performing loans and tax receivables. The Bank operates through five divisions: Banca IFIS, which is active in the supporting of trade receivables of small and medium sized enterprises operating in the Italian market; Banca IFIS International, which provides services to companies operating or based abroad; Banca IFIS Pharma, which supports trade receivables of local health services suppliers; Toscana Finanza, which is engaged in the activities of the business unit operating in the non-performing loans sector, and Fast Finance, which is mainly involved in the tax receivables sector. In addition, the Bank provides invetment banking services through GE Capital Interbanca SpA. The company is active in Italy and abroad, including Poland, Romania, Hungary and India, among others. The company operates through Interbanca Group and Cap.Ital.Fin.

Contact

VENEZIA
Venice
Via E. Gatta, 11, Mestre
+390415027511.0
www.bancaifis.it

IPO

2004-11-01

Employees

1 849

Officers

CEO & Director
Engineer Frederik Herman Geertman
Chief Financial Officer
Mr. Roberto Ferrari
Co-General Manager & COO
Mr. Fabio Lanza
Investor Relations & Corporate Development Director
Mr. Andrea Martino Da Rio
Group Legal and Corporate Affairs Director
Ms. Lucia Martinoli
Head of Compliance
Mr. Francesco Peluso
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Chief of Chairman Staff and Chief Comm, Marketing, Public Affairs & Sust Officer
Ms. Rosalba Benedetto
Human Resources Director
Mr. Mauro Baracchi
Chief Lending Officer
Mr. Alberto Staccione
Co-General Manager & Chief Commercial Officer
Mr. Raffaele Zingone
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See Also

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What is the Intrinsic Value of one IF stock?

The intrinsic value of one IF stock under the Base Case scenario is 36.34 EUR.

Is IF stock undervalued or overvalued?

Compared to the current market price of 20.82 EUR, Banca IFIS SpA is Undervalued by 43%.

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