Bper Banca SpA
MIL:BPE

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Bper Banca SpA Logo
Bper Banca SpA
MIL:BPE
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Price: 5.686 EUR -0.94% Market Closed
Market Cap: 8.1B EUR
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Intrinsic Value

The intrinsic value of one BPE stock under the Base Case scenario is 9.622 EUR. Compared to the current market price of 5.686 EUR, Bper Banca SpA is Undervalued by 41%.

The Intrinsic Value is calculated as the average of DCF and Relative values:

BPE Intrinsic Value
9.622 EUR
Undervaluation 41%
Intrinsic Value
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Valuation Backtest
Bper Banca SpA

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Backtest Conclusion
Very Attractive
Current Valuation
+45%
Avg Valuation
-12%
Worst Valuation
-49%
Best Valuation
+45%

Stock is trading at its lowest valuation over the past 5 years.

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Fundamental Analysis

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Bper Banca SpA

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Business Breakdown

Bper Banca SpA, a prominent player in the Italian banking sector, has a rich history that dates back to its founding in 1865. It emerged as a cooperative bank, embodying a commitment to local economic development and customer-centric services. Over the years, Bper has significantly expanded its footprint, now boasting a vast network of branches across Italy, coupled with a diverse portfolio of banking products that range from retail banking to corporate finance. This expansive reach not only enables it to serve millions of customers but also positions it favorably in the competitive landscape, allowing for steady growth and resilience against economic fluctuations. For investors, Bper Banca...

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Financials
Annual
Quarterly
TTM
Annual
Quarterly
TTM

Balance Sheet Decomposition
Bper Banca SpA

Net Loans 103.4B
Investments 17.6B
PP&E 2.5B
Intangibles 683.5m
Other Assets 15.8B
Total Deposits 94.7B
Short Term Debt 5.2B
Long Term Debt 19.3B
Other Liabilities 10.2B
Earnings Calls

BPER delivered a strong first quarter of 2024 with over EUR 300 million in recurring net profit and a return on tangible equity of 14.4%. Revenue growth was 2% year-on-year, with improved cost efficiency reflected in a cost-to-income ratio of 51.7%. Risk management metrics showed a net non-performing exposures (NPE) ratio of 1.2%. The bank's capital strength was emphasized by a CET1 ratio of 14.9%, and liquidity remained robust. Despite challenging economic conditions, BPER remains optimistic, sustaining goals ahead of the 2022-2025 plan. Full-year guidance for 2024 expects stable recurring net profit in line with 2023, maintaining strong profitability through strategic adjustments.

What is Earnings Call?

Wall St
Price Targets

BPE Price Targets Summary
Bper Banca SpA

Wall Street analysts forecast BPE stock price to rise over the next 12 months.

According to Wall Street analysts, the average 1-year price target for BPE is 7.227 EUR with a low forecast of 6.161 EUR and a high forecast of 8.19 EUR.

Lowest
Price Target
6.161 EUR
8% Upside
Average
Price Target
7.227 EUR
27% Upside
Highest
Price Target
8.19 EUR
44% Upside
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Dividends

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Dividend Per Share
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Growth 10Y
Dividend Safety Score
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Shareholder Yield

Current shareholder yield for BPE is .

Shareholder yield represents the total return a company provides to its shareholders, calculated as the sum of dividend yield, buyback yield, and debt paydown yield. What is shareholder yield?

Shareholder Yield
Dividend Yield
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Buyback Yield
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Profile

Bper Banca SpA Logo
Bper Banca SpA

Country

Italy

Industry

Banking

Market Cap

8B EUR

Dividend Yield

5.28%

Description

BPER Banca S.p.A. engages in the provision of banking services. The company is headquartered in Modena, Modena. The company went IPO on 2009-01-01. Its banking services are divided into seven segments. The Private segment serves individual and join accounts. The Retail segment offers sole traders, partnerships and limited corporations, among others. The Corporate segment encompasses public administration, as well as non financial and non-resident companies. The Large Corporate segment covers the banking services with corporate customers and partnerships. The Finance segment covers the treasury activities and management of the Group’s investment portfolio. The Corporate Center segment covers activities related to the governance of the Group, to strategic decisions and results thereof, as well as activities not directly connected to other areas of the business. The Other Activities division includes the non-banking Group entities.

Contact

MODENA
Modena
Via San Carlo, 8/20
+390592021111.0
www.bper.it

IPO

2009-01-01

Employees

18 076

Officers

CEO & Director
Dr. Gianni Franco Giacomo Papa
Chief Financial Officer
Mr. Simone Marcucci
Vice GM & COO
Mr. Elvio Sonnino
Chief Corporate & Investment Banking Officer
Mr. Marco Mandelli
Chief Information Officer
Massimiliano Baga
Chief Compliance Officer
Carla Gardani
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Chief General Counsel
Advocate Paolo Mazza
Chief Human Resource Officer
Andrea Merenda
Head of Equity Investments and Special Projects
Matteo Bigarelli
Chief AML Officer
Michele Pisani
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See Also

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What is the Intrinsic Value of one BPE stock?

The intrinsic value of one BPE stock under the Base Case scenario is 9.622 EUR.

Is BPE stock undervalued or overvalued?

Compared to the current market price of 5.686 EUR, Bper Banca SpA is Undervalued by 41%.

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