Banco BPM SpA
MIL:BAMI

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Banco BPM SpA
MIL:BAMI
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Price: 6.644 EUR -1.28% Market Closed
Market Cap: 10B EUR
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Intrinsic Value

The intrinsic value of one BAMI stock under the Base Case scenario is 9.619 EUR. Compared to the current market price of 6.644 EUR, Banco BPM SpA is Undervalued by 31%.

The Intrinsic Value is calculated as the average of DCF and Relative values:

BAMI Intrinsic Value
9.619 EUR
Undervaluation 31%
Intrinsic Value
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Banco BPM SpA

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Backtest Conclusion
Very Attractive
Current Valuation
+45%
Avg Valuation
-12%
Worst Valuation
-49%
Best Valuation
+45%

Stock is trading at its lowest valuation over the past 5 years.

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Fundamental Analysis

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Business Breakdown

Banco BPM SpA, one of Italy’s largest banks, emerged from the merger of Banco Popolare and Banca Popolare di Milano in 2017, creating a powerful financial institution that serves a diverse array of clients. With a strong focus on retail banking, corporate services, and wealth management, Banco BPM has established itself as a pivotal player in the Italian financial landscape. The bank operates through a robust network of branches and digital banking solutions, offering a comprehensive suite of products designed to meet the varying needs of individuals and businesses alike. Its strategic positioning not only enables it to capture a significant market share but also enhances its resilience in a...

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Financials
Annual
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TTM
Annual
Quarterly
TTM

Balance Sheet Decomposition
Banco BPM SpA

Net Loans 128.7B
Investments 43.8B
PP&E 2.8B
Intangibles 1.2B
Other Assets 21.2B
Total Deposits 107.6B
Short Term Debt 6.3B
Long Term Debt 23.4B
Other Liabilities 46.8B
Earnings Calls

Banco BPM began 2024 with impressive results, achieving a net income of EUR 370 million—up 40% year-over-year and 15% quarter-over-quarter, surpassing full-year 2024 guidance. Key performance indicators include an 11% year-over-year increase in core revenues and a 47% cost-income ratio. The bank also recorded a notable reduction in cost of risk to 31 basis points and a common equity Tier 1 ratio increase from 14.2% to 14.7%. The institution expects further improvements in interest income as it leverages a favorable interest rate environment and strategic cost reductions. Future projections remain positive, driven by ongoing product factory integrations and robust asset quality management.

What is Earnings Call?

Wall St
Price Targets

BAMI Price Targets Summary
Banco BPM SpA

Wall Street analysts forecast BAMI stock price to rise over the next 12 months.

According to Wall Street analysts, the average 1-year price target for BAMI is 7.702 EUR with a low forecast of 6.868 EUR and a high forecast of 8.925 EUR.

Lowest
Price Target
6.868 EUR
3% Upside
Average
Price Target
7.702 EUR
16% Upside
Highest
Price Target
8.925 EUR
34% Upside
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Dividends

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Shareholder Yield

Current shareholder yield for BAMI is .

Shareholder yield represents the total return a company provides to its shareholders, calculated as the sum of dividend yield, buyback yield, and debt paydown yield. What is shareholder yield?

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Profile

Banco BPM SpA Logo
Banco BPM SpA

Country

Italy

Industry

Banking

Market Cap

10B EUR

Dividend Yield

14.45%

Description

Banco BPM SpA operates as a national commercial bank. The company is headquartered in Verona, Verona and currently employs 19,435 full-time employees. The company went IPO on 2017-01-02. The firm is a multi-channel bank, which provides a number of banking products and services. Its range of services include shares placement, establishment and management of specialized investment funds, corporate and individual current account, investor services, general financing operations, life and non-life insurance products, as well as Automated Teller Machines (ATM) services, e-purse services and Short Message Service (SMS). The Bank’s portfolio comprises products and services for individuals and business clients. The company is active particularly in productive regions, such as Lombardy, Veneto and Piedmont. The Bank operates through Banca Popolare di Milano, Banca Popolare di Verona, Banca Popolare di Novara, Banca Popolare di Lodi and Credito Bergamasco, among others.

Contact

VERONA
Verona
Piazza Nogara, 2
+390458675048.0
www.bancobpmspa.it

IPO

2017-01-02

Employees

19 435

Officers

CEO & Director
Mr. Giuseppe Castagna
Co-GM & CFO
Mr. Edoardo Maria Ginevra
Co-GM & Chief Business Officer
Mr. Domenico De Angelis
Head of Operations & Real Estate
Giovanni Sordello
Head of Investments
Mr. Alberto Gasparri
Executive in charge of drafting of corporate accounting documents
Gianpietro Val
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Investor Relations Manager
Arne Riscassi
Head of Legal & Regulatory Affairs
Ms. Antonia Cosenz
Head of Communication
Matteo Cidda
Head of Human Resources
Mr. Roberto Speziotto
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See Also

Discover More
What is the Intrinsic Value of one BAMI stock?

The intrinsic value of one BAMI stock under the Base Case scenario is 9.619 EUR.

Is BAMI stock undervalued or overvalued?

Compared to the current market price of 6.644 EUR, Banco BPM SpA is Undervalued by 31%.

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