Ramsdens Holdings PLC
LSE:RFX

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Ramsdens Holdings PLC Logo
Ramsdens Holdings PLC
LSE:RFX
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Price: 225 GBX Market Closed
Market Cap: 71.8m GBX
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Intrinsic Value

The intrinsic value of one RFX stock under the Base Case scenario is 337.08 GBX. Compared to the current market price of 225 GBX, Ramsdens Holdings PLC is Undervalued by 33%.

The Intrinsic Value is calculated as the average of DCF and Relative values:

RFX Intrinsic Value
337.08 GBX
Undervaluation 33%
Intrinsic Value
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Ramsdens Holdings PLC

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Backtest Conclusion
Very Attractive
Current Valuation
+45%
Avg Valuation
-12%
Worst Valuation
-49%
Best Valuation
+45%

Stock is trading at its lowest valuation over the past 5 years.

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Fundamental Analysis

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Financials
Annual
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Annual
Quarterly
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Balance Sheet Decomposition
Ramsdens Holdings PLC

Current Assets 56.8m
Cash & Short-Term Investments 13.6m
Receivables 15.8m
Other Current Assets 27.3m
Non-Current Assets 19.3m
PP&E 18.3m
Intangibles 993k
Current Liabilities 19.6m
Accounts Payable 6.2m
Short-Term Debt 9.9m
Other Current Liabilities 3.5m
Non-Current Liabilities 8.8m
Long-Term Debt 7.9m
Other Non-Current Liabilities 902k
Efficiency

Earnings Waterfall
Ramsdens Holdings PLC

Revenue
88.6m GBP
Cost of Revenue
-40.8m GBP
Gross Profit
47.8m GBP
Operating Expenses
-36.4m GBP
Operating Income
11.4m GBP
Other Expenses
-3.7m GBP
Net Income
7.8m GBP

Free Cash Flow Analysis
Ramsdens Holdings PLC

Last Value
3-Years Average
FCF Margin
Conversion Rate
Fundamental Scores

RFX Profitability Score
Profitability Due Diligence

Ramsdens Holdings PLC's profitability score is 61/100. The higher the profitability score, the more profitable the company is.

Positive Gross Profit
Exceptional 3-Years Revenue Growth
ROIC is Increasing
ROE is Increasing
61/100
Profitability
Score

Ramsdens Holdings PLC's profitability score is 61/100. The higher the profitability score, the more profitable the company is.

RFX Solvency Score
Solvency Due Diligence

Ramsdens Holdings PLC's solvency score is 71/100. The higher the solvency score, the more solvent the company is.

High Altman Z-Score
Short-Term Solvency
Low D/E
Long-Term Solvency
71/100
Solvency
Score

Ramsdens Holdings PLC's solvency score is 71/100. The higher the solvency score, the more solvent the company is.

Wall St
Price Targets

RFX Price Targets Summary
Ramsdens Holdings PLC

Wall Street analysts forecast RFX stock price to rise over the next 12 months.

According to Wall Street analysts, the average 1-year price target for RFX is 311.1 GBX with a low forecast of 308.05 GBX and a high forecast of 320.25 GBX.

Lowest
Price Target
308.05 GBX
37% Upside
Average
Price Target
311.1 GBX
38% Upside
Highest
Price Target
320.25 GBX
42% Upside
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Dividends

Dividend Yield
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Dividend Per Share
N/A
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Growth 10Y
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Shareholder Yield

Current shareholder yield for RFX is .

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Profile

Ramsdens Holdings PLC Logo
Ramsdens Holdings PLC

Country

United Kingdom

Industry

Financial Services

Market Cap

71.4m GBP

Dividend Yield

4.76%

Description

Ramsdens Holdings Plc engages in the provision of financial services. The company is headquartered in Middlesbrough, North Yorkshire and currently employs 692 full-time employees. The company went IPO on 2017-02-15. The firm operates through four segments: Foreign Currency Exchange (FX), Pawnbroking, Jewellery Retail and Purchases of Precious Metals. The firm offers FX services through its branch network, as well as a small and growing online presence. The company offers loans secured against jewelry items that the Company stores during the loan term. The firm retails new and second-hand jewelry online and through its managed store network. The company purchases unwanted jewelry items and scrap precious metal from customers, and the purchased items are retailed through the branch network or smelted in-house for sale in wholesale markets. The firm also provides services, which includes cheque cashing, Western Union money transfer, credit broking and receives franchise fees. Its services are delivered from approximately 157 stores (including four franchised outlets) across the United Kingdom.

Contact

NORTH YORKSHIRE
Middlesbrough
Unit 16, The Parkway Centre, Coulby Newham
+441642579957.0
www.ramsdensplc.com

IPO

2017-02-15

Employees

692

Officers

CEO & Executive Director
Mr. Peter Edward Kenyon
CFO & Executive Director
Mr. Martin Anthony Clyburn
Company Secretary
Mr. Kevin Nigel Brown F.C.A.
Director of Finance of PDMR
Mark Smith

See Also

Discover More
What is the Intrinsic Value of one RFX stock?

The intrinsic value of one RFX stock under the Base Case scenario is 337.08 GBX.

Is RFX stock undervalued or overvalued?

Compared to the current market price of 225 GBX, Ramsdens Holdings PLC is Undervalued by 33%.

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