PayPoint plc
LSE:PAY

Watchlist Manager
PayPoint plc Logo
PayPoint plc
LSE:PAY
Watchlist
Price: 810 GBX 3.18% Market Closed
Market Cap: 582.8m GBX
Have any thoughts about
PayPoint plc?
Write Note

Intrinsic Value

The intrinsic value of one PAY stock under the Base Case scenario is 1 115.27 GBX. Compared to the current market price of 810 GBX, PayPoint plc is Undervalued by 27%.

The Intrinsic Value is calculated as the average of DCF and Relative values:

PAY Intrinsic Value
1 115.27 GBX
Undervaluation 27%
Intrinsic Value
Price
Worst Case
Base Case
Best Case

Valuation Backtest
PayPoint plc

Backtest Intrinsic Value
Dive into the past to invest in the future

Uncover deeper insights with the Valuation Backtest. Learn how current stock valuations stack up against historical averages to gauge true investment potential.

Start backtest now and learn if your stock is truly undervalued or overvalued!

Run Backtest
Backtest Conclusion
Very Attractive
Current Valuation
+45%
Avg Valuation
-12%
Worst Valuation
-49%
Best Valuation
+45%

Stock is trading at its lowest valuation over the past 5 years.

Backtest Example
Register to View Results
Register to View Results

To access the results of this valuation backtest, please register an account with us. Registration is quick and gives you instant access to insights on 3 stocks per week for free.

Backtest Unavailable

The backtest for PAY cannot be conducted due to limitations such as insufficient data or other constraints. Please select a different stock or adjust your settings.

Backtest In Progress...
Backtest In Progress...
How do you feel about PAY?
Bearish
Neutral
Bullish

Fundamental Analysis

Economic Moat
PayPoint plc

Company Quality
No Indicators Selected
Select Indicators

Select up to 3 indicators:

Insider Trading
0-3
Months
0-6
Months
0-12
Months
0-36
Months
No Periods Selected
Select Periods

Select up to 2 periods:

Investment Journal
AI Assistant
AI Assistant
Ask me anything about PayPoint plc

Provide an overview of the primary business activities
of PayPoint plc.

What unique competitive advantages
does PayPoint plc hold over its rivals?

What risks and challenges
does PayPoint plc face in the near future?

Summarize the latest earnings call
of PayPoint plc.

Is it considered overvalued or undervalued
based on the latest financial data?

Show all valuation multiples
for PayPoint plc.

Provide P/S
for PayPoint plc.

Provide P/E
for PayPoint plc.

Provide P/OCF
for PayPoint plc.

Provide P/FCFE
for PayPoint plc.

Provide P/B
for PayPoint plc.

Provide EV/S
for PayPoint plc.

Provide EV/GP
for PayPoint plc.

Provide EV/EBITDA
for PayPoint plc.

Provide EV/EBIT
for PayPoint plc.

Provide EV/OCF
for PayPoint plc.

Provide EV/FCFF
for PayPoint plc.

Provide EV/IC
for PayPoint plc.

Show me price targets
for PayPoint plc made by professional analysts.

What are the Revenue projections
for PayPoint plc?

How accurate were the past Revenue estimates
for PayPoint plc?

What are the Net Income projections
for PayPoint plc?

How accurate were the past Net Income estimates
for PayPoint plc?

What are the EPS projections
for PayPoint plc?

How accurate were the past EPS estimates
for PayPoint plc?

What are the EBIT projections
for PayPoint plc?

How accurate were the past EBIT estimates
for PayPoint plc?

Compare the revenue forecasts
for PayPoint plc with those of its competitors based on recent analyst estimates.

Compare the intrinsic valuations
of PayPoint plc and its key competitors using the latest financial data.

Compare historical revenue growth rates
of PayPoint plc against its competitors.

Analyze the profit margins
(gross, operating, and net) of PayPoint plc compared to its peers.

Compare the P/E ratios
of PayPoint plc against its peers.

Discuss the investment returns and shareholder value creation
comparing PayPoint plc with its peers.

Analyze the financial leverage
of PayPoint plc compared to its main competitors.

Show all profitability ratios
for PayPoint plc.

Provide ROE
for PayPoint plc.

Provide ROA
for PayPoint plc.

Provide ROIC
for PayPoint plc.

Provide ROCE
for PayPoint plc.

Provide Gross Margin
for PayPoint plc.

Provide Operating Margin
for PayPoint plc.

Provide Net Margin
for PayPoint plc.

Provide FCF Margin
for PayPoint plc.

Show all solvency ratios
for PayPoint plc.

Provide D/E Ratio
for PayPoint plc.

Provide D/A Ratio
for PayPoint plc.

Provide Interest Coverage Ratio
for PayPoint plc.

Provide Altman Z-Score Ratio
for PayPoint plc.

Provide Quick Ratio
for PayPoint plc.

Provide Current Ratio
for PayPoint plc.

Provide Cash Ratio
for PayPoint plc.

What is the historical Revenue growth
over the last 5 years for PayPoint plc?

What is the historical Net Income growth
over the last 5 years for PayPoint plc?

What is the current Free Cash Flow
of PayPoint plc?

Discuss the annual earnings per share (EPS)
trend over the past five years for PayPoint plc.

Financials
Annual
Quarterly
TTM
Annual
Quarterly
TTM

Balance Sheet Decomposition
PayPoint plc

Current Assets 296.6m
Cash & Short-Term Investments 165m
Receivables 123.9m
Other Current Assets 7.7m
Non-Current Assets 222.5m
Long-Term Investments 251k
PP&E 33.3m
Intangibles 184.5m
Other Non-Current Assets 4.5m
Current Liabilities 301m
Accounts Payable 281.9m
Other Current Liabilities 19.2m
Non-Current Liabilities 96.9m
Long-Term Debt 81.5m
Other Non-Current Liabilities 15.5m
Efficiency

Earnings Waterfall
PayPoint plc

Revenue
306.4m GBP
Cost of Revenue
-159m GBP
Gross Profit
147.4m GBP
Operating Expenses
-86.7m GBP
Operating Income
60.7m GBP
Other Expenses
-25m GBP
Net Income
35.7m GBP

Free Cash Flow Analysis
PayPoint plc

Last Value
3-Years Average
FCF Margin
Conversion Rate
Fundamental Scores

PAY Profitability Score
Profitability Due Diligence

PayPoint plc's profitability score is 80/100. The higher the profitability score, the more profitable the company is.

Exceptional 3-Year Average ROE
Exceptional 3-Year Average ROIC
Positive Gross Profit
Positive Free Cash Flow
80/100
Profitability
Score

PayPoint plc's profitability score is 80/100. The higher the profitability score, the more profitable the company is.

PAY Solvency Score
Solvency Due Diligence

PayPoint plc's solvency score is 49/100. The higher the solvency score, the more solvent the company is.

Negative Net Debt
Low D/E
Long-Term Solvency
Short-Term Solvency
49/100
Solvency
Score

PayPoint plc's solvency score is 49/100. The higher the solvency score, the more solvent the company is.

Wall St
Price Targets

PAY Price Targets Summary
PayPoint plc

Wall Street analysts forecast PAY stock price to rise over the next 12 months.

According to Wall Street analysts, the average 1-year price target for PAY is 868.02 GBX with a low forecast of 515.1 GBX and a high forecast of 1 155 GBX.

Lowest
Price Target
515.1 GBX
36% Downside
Average
Price Target
868.02 GBX
7% Upside
Highest
Price Target
1 155 GBX
43% Upside
View Analyst Estimates
View Analyst Estimates
Want to learn more about Wall St estimates for PAY?

Click here to dive deeper.

Dividends

Dividend Yield
Lowest
Average
Highest
Dividend Per Share
N/A
Growth 3Y
Growth 5Y
Growth 10Y
Dividend Safety Score
Very
Unsafe
Unsafe
Safe
Very
Safe
0
25
50
75
100
Previous Payment
-
Today
Next Payment
-
Today
Nov 24, 2024
Previous Payment
-
Next Payment
-
Ex-Dividend Date
-
Shareholder Yield

Current shareholder yield for PAY is .

Shareholder yield represents the total return a company provides to its shareholders, calculated as the sum of dividend yield, buyback yield, and debt paydown yield. What is shareholder yield?

Shareholder Yield
Dividend Yield
Lowest
Average
Highest
Buyback Yield
Lowest
Average
Highest
Debt Paydown Yield
Lowest
Average
Highest

Profile

PayPoint plc Logo
PayPoint plc

Country

United Kingdom

Industry

Technology

Market Cap

588.8m GBP

Dividend Yield

4.72%

Description

PayPoint Plc engages in the provision of electronic payment collection solutions. The company is headquartered in Welwyn Garden City, Hertfordshire and currently employs 709 full-time employees. The company went IPO on 2004-09-21. The Company’s retail services platform, PayPoint One, offers services related to the convenience store needs. The company also provides card payments services to businesses across the food services, garage, and hospitality sectors. Its technology helps companies to serve customers, improve business and their operations. The firm provides payments technologies without the need for capital investment. Its omnichannel solution, MultiPay, is a one-stop shop for digital and other customer payments, via any channel and on any device. Its solutions help consumers to control their household finances, make payments and access services like cash withdrawals, eMoney and parcel collections and drop-offs.

Contact

HERTFORDSHIRE
Welwyn Garden City
Unit 1, The Boulevard
+441707600300.0
www.paypoint.com

IPO

2004-09-21

Employees

709

Officers

CEO, Member of Executive Board & Executive Director
Mr. Nicholas Wiles
CFO, Member of Executive Board & Executive Director
Mr. Rob Harding
Chief Marketing & Corporate Affairs Officer and Member of Executive Board
Mr. Steve O'Neill
Chief People Officer & Member of Executive Board
Ms. Katy Wilde
General Counsel, Head of Compliance & Legal and Member of Executive Board
Ms. Tanya Murphy
Customer Experience Director & Member of Executive Board
Mr. Ben Ford
Show More
MD of Card Services & Member of Executive Board
Mr. Mark Latham
CTO & Member of Executive Board
Mr. Simon Coles
Sales & Customer Life Cycle Director and Member of Executive Board
Ms. Anna Holness
Corporate Finance Director & Member of Executive Board
Mr. Chris Paul
Show Less

See Also

Discover More
What is the Intrinsic Value of one PAY stock?

The intrinsic value of one PAY stock under the Base Case scenario is 1 115.27 GBX.

Is PAY stock undervalued or overvalued?

Compared to the current market price of 810 GBX, PayPoint plc is Undervalued by 27%.

Back to Top