PayPoint plc
LSE:PAY

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PayPoint plc Logo
PayPoint plc
LSE:PAY
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Price: 817 GBX -0.24% Market Closed
Market Cap: 587.8m GBX
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Intrinsic Value

The intrinsic value of one PAY stock under the Base Case scenario is 1 110.89 GBX. Compared to the current market price of 817 GBX, PayPoint plc is Undervalued by 26%.

The Intrinsic Value is calculated as the average of DCF and Relative values:

PAY Intrinsic Value
1 110.89 GBX
Undervaluation 26%
Intrinsic Value
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PayPoint plc

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Backtest Conclusion
Very Attractive
Current Valuation
+45%
Avg Valuation
-12%
Worst Valuation
-49%
Best Valuation
+45%

Stock is trading at its lowest valuation over the past 5 years.

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Fundamental Analysis

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Financials
Annual
Quarterly
TTM
Annual
Quarterly
TTM

Balance Sheet Decomposition
PayPoint plc

Current Assets 296.6m
Cash & Short-Term Investments 165m
Receivables 123.9m
Other Current Assets 7.7m
Non-Current Assets 222.5m
Long-Term Investments 251k
PP&E 33.3m
Intangibles 184.5m
Other Non-Current Assets 4.5m
Current Liabilities 301m
Accounts Payable 281.9m
Other Current Liabilities 19.2m
Non-Current Liabilities 96.9m
Long-Term Debt 81.5m
Other Non-Current Liabilities 15.5m
Efficiency

Earnings Waterfall
PayPoint plc

Revenue
306.4m GBP
Cost of Revenue
-159m GBP
Gross Profit
147.4m GBP
Operating Expenses
-86.7m GBP
Operating Income
60.7m GBP
Other Expenses
-25m GBP
Net Income
35.7m GBP

Free Cash Flow Analysis
PayPoint plc

Last Value
3-Years Average
FCF Margin
Conversion Rate
Fundamental Scores

PAY Profitability Score
Profitability Due Diligence

PayPoint plc's profitability score is 80/100. The higher the profitability score, the more profitable the company is.

Exceptional 3-Year Average ROE
Exceptional 3-Year Average ROIC
Positive Gross Profit
Positive Free Cash Flow
80/100
Profitability
Score

PayPoint plc's profitability score is 80/100. The higher the profitability score, the more profitable the company is.

PAY Solvency Score
Solvency Due Diligence

PayPoint plc's solvency score is 49/100. The higher the solvency score, the more solvent the company is.

Negative Net Debt
Low D/E
Long-Term Solvency
Short-Term Solvency
49/100
Solvency
Score

PayPoint plc's solvency score is 49/100. The higher the solvency score, the more solvent the company is.

Wall St
Price Targets

PAY Price Targets Summary
PayPoint plc

Wall Street analysts forecast PAY stock price to drop over the next 12 months.

According to Wall Street analysts, the average 1-year price target for PAY is 815.49 GBX with a low forecast of 515.1 GBX and a high forecast of 1 155 GBX.

Lowest
Price Target
515.1 GBX
37% Downside
Average
Price Target
815.49 GBX
0% Downside
Highest
Price Target
1 155 GBX
41% Upside
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Dividends

Dividend Yield
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Dividend Per Share
N/A
Growth 3Y
Growth 5Y
Growth 10Y
Dividend Safety Score
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Safe
0
25
50
75
100
Shareholder Yield

Current shareholder yield for PAY is .

Shareholder yield represents the total return a company provides to its shareholders, calculated as the sum of dividend yield, buyback yield, and debt paydown yield. What is shareholder yield?

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Profile

PayPoint plc Logo
PayPoint plc

Country

United Kingdom

Industry

Technology

Market Cap

592.5m GBP

Dividend Yield

4.68%

Description

PayPoint Plc engages in the provision of electronic payment collection solutions. The company is headquartered in Welwyn Garden City, Hertfordshire and currently employs 709 full-time employees. The company went IPO on 2004-09-21. The Company’s retail services platform, PayPoint One, offers services related to the convenience store needs. The company also provides card payments services to businesses across the food services, garage, and hospitality sectors. Its technology helps companies to serve customers, improve business and their operations. The firm provides payments technologies without the need for capital investment. Its omnichannel solution, MultiPay, is a one-stop shop for digital and other customer payments, via any channel and on any device. Its solutions help consumers to control their household finances, make payments and access services like cash withdrawals, eMoney and parcel collections and drop-offs.

Contact

HERTFORDSHIRE
Welwyn Garden City
Unit 1, The Boulevard
+441707600300.0
www.paypoint.com

IPO

2004-09-21

Employees

709

Officers

CEO, Member of Executive Board & Executive Director
Mr. Nicholas Wiles
CFO, Member of Executive Board & Executive Director
Mr. Rob Harding
Chief Marketing & Corporate Affairs Officer and Member of Executive Board
Mr. Steve O'Neill
Chief People Officer & Member of Executive Board
Ms. Katy Wilde
General Counsel, Head of Compliance & Legal and Member of Executive Board
Ms. Tanya Murphy
Customer Experience Director & Member of Executive Board
Mr. Ben Ford
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MD of Card Services & Member of Executive Board
Mr. Mark Latham
CTO & Member of Executive Board
Mr. Simon Coles
Sales & Customer Life Cycle Director and Member of Executive Board
Ms. Anna Holness
Corporate Finance Director & Member of Executive Board
Mr. Chris Paul
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See Also

Discover More
What is the Intrinsic Value of one PAY stock?

The intrinsic value of one PAY stock under the Base Case scenario is 1 110.89 GBX.

Is PAY stock undervalued or overvalued?

Compared to the current market price of 817 GBX, PayPoint plc is Undervalued by 26%.

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