Paragon Banking Group PLC
LSE:PAG

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Paragon Banking Group PLC
LSE:PAG
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Price: 726.5 GBX -1.22%
Market Cap: 1.5B GBX
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Intrinsic Value

The intrinsic value of one PAG stock under the Base Case scenario is 1 911.14 GBX. Compared to the current market price of 726.5 GBX, Paragon Banking Group PLC is Undervalued by 62%.

The Intrinsic Value is calculated as the average of DCF and Relative values:

PAG Intrinsic Value
1 911.14 GBX
Undervaluation 62%
Intrinsic Value
Price
Worst Case
Base Case
Best Case

Valuation History
Paragon Banking Group PLC

Intrinsic Value History
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Backtest Conclusion
Very Attractive
Current Valuation
+45%
Avg Valuation
-12%
Worst Valuation
-49%
Best Valuation
+45%

Stock is trading at its lowest valuation over the past 5 years.

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Valuation History Unavailable

Historical valuation for PAG cannot be conducted due to limitations such as insufficient data or other constraints.

Valuation In Progress...
Valuation In Progress...
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Fundamental Analysis

726.5 GBX
-1.22%
-1.22%
Benchmark
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Paragon Banking Group PLC
UK
Financial Services
Market Cap
1.6B GBX
IPO
May 15, 1989
Employees
1 441
United Kingdom
Market Cap
1.6B GBX
Industry
Financial Services
IPO
May 15, 1989
Company Overview
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Financials
Annual
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TTM
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TTM

Balance Sheet Decomposition
Paragon Banking Group PLC

Current Assets 3.1B
Cash & Short-Term Investments 3B
Receivables 22.7m
Non-Current Assets 15.9B
Long-Term Investments 98.1m
PP&E 70.6m
Intangibles 169.6m
Other Non-Current Assets 15.6B
Current Liabilities 14.9B
Short-Term Debt 14.9B
Non-Current Liabilities 2.7B
Long-Term Debt 2.1B
Other Non-Current Liabilities 602.3m
Efficiency

Earnings Waterfall
Paragon Banking Group PLC

Revenue
1.2B GBP
Cost of Revenue
-561.8m GBP
Gross Profit
669m GBP
Operating Expenses
-198.1m GBP
Operating Income
470.9m GBP
Other Expenses
-273m GBP
Net Income
197.9m GBP

Free Cash Flow Analysis
Paragon Banking Group PLC

Last Value
3-Years Average
FCF Margin
Conversion Rate
Fundamental Scores

PAG Profitability Score
Profitability Due Diligence

Paragon Banking Group PLC's profitability score is 64/100. The higher the profitability score, the more profitable the company is.

Positive Free Cash Flow
Positive Gross Profit
Positive Operating Income
Exceptional 3-Years Revenue Growth
64/100
Profitability
Score

Paragon Banking Group PLC's profitability score is 64/100. The higher the profitability score, the more profitable the company is.

PAG Solvency Score
Solvency Due Diligence

Paragon Banking Group PLC's solvency score is 24/100. The higher the solvency score, the more solvent the company is.

Long-Term Solvency
Positive Net Debt
Short-Term Solvency
High D/E
24/100
Solvency
Score

Paragon Banking Group PLC's solvency score is 24/100. The higher the solvency score, the more solvent the company is.

Wall St
Price Targets

PAG Price Targets Summary
Paragon Banking Group PLC

Wall Street analysts forecast PAG stock price to rise over the next 12 months.

According to Wall Street analysts, the average 1-year price target for PAG is 856.71 GBX with a low forecast of 646.4 GBX and a high forecast of 1 018.5 GBX.

Lowest
Price Target
646.4 GBX
11% Downside
Average
Price Target
856.71 GBX
18% Upside
Highest
Price Target
1 018.5 GBX
40% Upside
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Dividends

Dividend Yield
Lowest
Average
Highest
Dividend Per Share
N/A
Growth 3Y
Growth 5Y
Growth 10Y
Dividend Safety Score
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Unsafe
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Safe
0
25
50
75
100
Previous Payment
-
Today
Next Payment
-
Today
Dec 23, 2024
Previous Payment
-
Next Payment
-
Ex-Dividend Date
-
Shareholder Yield

Current shareholder yield for PAG is .

Shareholder yield represents the total return a company provides to its shareholders, calculated as the sum of dividend yield, buyback yield, and debt paydown yield. What is shareholder yield?

Shareholder Yield
Dividend Yield
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Buyback Yield
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Debt Paydown Yield
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Ownership

PAG Insider Trading
Buy and sell transactions by insiders

Cumulative Transactions Amount
Period Sold Bought Net
3 Months
6 Months
9 Months
12 Months
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See Also

Discover More
What is the Intrinsic Value of one PAG stock?

The intrinsic value of one PAG stock under the Base Case scenario is 1 911.14 GBX.

Is PAG stock undervalued or overvalued?

Compared to the current market price of 726.5 GBX, Paragon Banking Group PLC is Undervalued by 62%.

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