OSB Group PLC
LSE:OSB

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OSB Group PLC
LSE:OSB
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Price: 395.8 GBX 0.71%
Market Cap: 1.5B GBX
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OSB Group PLC
Retained Earnings

Last Value
3-Years 3-Y CAGR
5-Years 5-Y CAGR
10-Years 10-Y CAGR
Quarterly
Annual
|

OSB Group PLC
Retained Earnings Peer Comparison

Competitors Analysis
Latest Figures & CAGR of Competitors

Company Retained Earnings CAGR 3Y CAGR 5Y CAGR 10Y
OSB Group PLC
LSE:OSB
Retained Earnings
ÂŁ2B
CAGR 3-Years
6%
CAGR 5-Years
34%
CAGR 10-Years
52%
Mortgage Advice Bureau (Holdings) PLC
LSE:MAB1
Retained Earnings
ÂŁ14.7m
CAGR 3-Years
-17%
CAGR 5-Years
-2%
CAGR 10-Years
N/A
Lendinvest PLC
LSE:LINV
Retained Earnings
-ÂŁ2.4m
CAGR 3-Years
N/A
CAGR 5-Years
N/A
CAGR 10-Years
N/A
Paragon Banking Group PLC
LSE:PAG
Retained Earnings
ÂŁ1.2B
CAGR 3-Years
8%
CAGR 5-Years
7%
CAGR 10-Years
7%
No Stocks Found

OSB Group PLC
Glance View

Market Cap
1.5B GBX
Industry
Financial Services

OSB Group PLC emerged as a notable player in the financial services arena, primarily focusing on its niche expertise in providing specialist lending solutions. Born from the merger of OneSavings Bank and Charter Court Financial Services in 2019, OSB Group consolidated their strengths to carve out a profitable space in the highly competitive UK banking sector. The company specializes in buy-to-let mortgages and residential property loans, strategically targeting segments often overlooked by larger mainstream banks. By understanding the unique needs of professional landlords and individuals with non-standard credit profiles, OSB Group tailors its lending products to cater to these underserved markets, thereby creating a robust portfolio that drives its interest income. In addition to specialist lending, OSB Group complements its business model through its retail savings division, which attracts customers with competitive interest rates on savings accounts and bonds. This approach allows OSB Group to maintain a healthy flow of retail deposits, providing a solid foundation for its lending operations. The synergy between its bespoke lending strategies and retail deposit base is evident in the company's consistent financial performance, where prudent risk management and strong underwriting standards play a pivotal role. By efficiently leveraging these dual pillars, OSB Group continues to generate sustainable returns for its shareholders while adeptly navigating the regulatory and economic landscapes inherent in the banking industry.

OSB Intrinsic Value
1 001.8 GBX
Undervaluation 60%
Intrinsic Value
Price

See Also

What is OSB Group PLC's Retained Earnings?
Retained Earnings
2B GBP

Based on the financial report for Jun 30, 2024, OSB Group PLC's Retained Earnings amounts to 2B GBP.

What is OSB Group PLC's Retained Earnings growth rate?
Retained Earnings CAGR 10Y
52%

Over the last year, the Retained Earnings growth was 12%. The average annual Retained Earnings growth rates for OSB Group PLC have been 6% over the past three years , 34% over the past five years , and 52% over the past ten years .

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