Lloyds Banking Group PLC
LSE:LLOY

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Lloyds Banking Group PLC
LSE:LLOY
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Price: 53.96 GBX -0.44% Market Closed
Market Cap: 32.7B GBX
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Lloyds Banking Group PLC
Net Interest Income

Last Value
3-Years 3-Y CAGR
5-Years 5-Y CAGR
10-Years 10-Y CAGR
Quarterly
Annual
TTM
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Lloyds Banking Group PLC
Net Interest Income Peer Comparison

Competitors Analysis
Latest Figures & CAGR of Competitors

Company Net Interest Income CAGR 3Y CAGR 5Y CAGR 10Y
Lloyds Banking Group PLC
LSE:LLOY
Net Interest Income
ÂŁ12.5B
CAGR 3-Years
14%
CAGR 5-Years
1%
CAGR 10-Years
3%
Natwest Group PLC
LSE:NWG
Net Interest Income
ÂŁ10.7B
CAGR 3-Years
-7%
CAGR 5-Years
5%
CAGR 10-Years
3%
Barclays PLC
LSE:BARC
Net Interest Income
ÂŁ12.5B
CAGR 3-Years
17%
CAGR 5-Years
6%
CAGR 10-Years
0%
HSBC Holdings PLC
LSE:HSBA
Net Interest Income
$52.3B
CAGR 3-Years
26%
CAGR 5-Years
11%
CAGR 10-Years
4%
Standard Chartered PLC
LSE:STAN
Net Interest Income
$10.5B
CAGR 3-Years
8%
CAGR 5-Years
8%
CAGR 10-Years
-1%
Virgin Money UK PLC
LSE:VMUK
Net Interest Income
ÂŁ1.4B
CAGR 3-Years
4%
CAGR 5-Years
3%
CAGR 10-Years
N/A
No Stocks Found

Lloyds Banking Group PLC
Glance View

Market Cap
33.7B GBX
Industry
Banking

Lloyds Banking Group PLC stands as one of the stalwarts of the British banking industry, with roots stretching back over 250 years. Its story is one of resilience and transformation, evolving from a modest Birmingham bank into one of the United Kingdom's foremost financial services conglomerates. Headquartered in London, Lloyds commands a formidable presence across the UK banking landscape, boasting a diverse portfolio that spans retail and commercial banking, insurance, and wealth management. At its core, Lloyds operates under several key brands, including Lloyds Bank, Halifax, and Bank of Scotland, each catering to unique customer segments while reinforcing the parent group’s extensive service reach. The mechanics of Lloyds' business model revolve around its ability to effectively manage deposits and provide loans, thereby capitalizing on the interest rate spread. By offering traditional banking services—savings accounts, mortgages, personal loans, and credit facilities—Lloyds generates substantial income, primarily from the margin between the interest charged on loans and the interest paid on deposits. Additionally, the group diversifies its revenue through fees charged for financial services, insurance premiums through its Scottish Widows brand, and investment products. This finely tuned balance of operations not only sustains Lloyds’ profitability but also anchors its role as a pivotal driver of economic activity in the UK.

LLOY Intrinsic Value
91.75 GBX
Undervaluation 41%
Intrinsic Value
Price

See Also

What is Lloyds Banking Group PLC's Net Interest Income?
Net Interest Income
12.5B GBP

Based on the financial report for Jun 30, 2024, Lloyds Banking Group PLC's Net Interest Income amounts to 12.5B GBP.

What is Lloyds Banking Group PLC's Net Interest Income growth rate?
Net Interest Income CAGR 10Y
3%

Over the last year, the Net Interest Income growth was -8%. The average annual Net Interest Income growth rates for Lloyds Banking Group PLC have been 14% over the past three years , 1% over the past five years , and 3% over the past ten years .

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