International Personal Finance PLC
LSE:IPF
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Intrinsic Value
The intrinsic value of one IPF stock under the Base Case scenario is 910.19 GBX. Compared to the current market price of 134 GBX, International Personal Finance PLC is Undervalued by 85%.
The Intrinsic Value is calculated as the average of DCF and Relative values:
Valuation Backtest
International Personal Finance PLC
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Fundamental Analysis
Economic Moat
International Personal Finance PLC
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Revenue & Expenses Breakdown
International Personal Finance PLC
Balance Sheet Decomposition
International Personal Finance PLC
Current Assets | 736.6m |
Cash & Short-Term Investments | 86.5m |
Receivables | 645m |
Other Current Assets | 5.1m |
Non-Current Assets | 460.2m |
PP&E | 33.7m |
Intangibles | 56.5m |
Other Non-Current Assets | 370m |
Current Liabilities | 205.8m |
Accounts Payable | 123.3m |
Other Current Liabilities | 82.5m |
Non-Current Liabilities | 510.6m |
Long-Term Debt | 503.5m |
Other Non-Current Liabilities | 7.1m |
Earnings Waterfall
International Personal Finance PLC
Revenue
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759.5m
GBP
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Cost of Revenue
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-72.1m
GBP
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Gross Profit
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687.4m
GBP
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Operating Expenses
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-592.4m
GBP
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Operating Income
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95m
GBP
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Other Expenses
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-46m
GBP
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Net Income
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49m
GBP
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Free Cash Flow Analysis
International Personal Finance PLC
GBP | |
Free Cash Flow | GBP |
IPF Profitability Score
Profitability Due Diligence
International Personal Finance PLC's profitability score is 54/100. The higher the profitability score, the more profitable the company is.
Score
International Personal Finance PLC's profitability score is 54/100. The higher the profitability score, the more profitable the company is.
IPF Solvency Score
Solvency Due Diligence
International Personal Finance PLC's solvency score is 40/100. The higher the solvency score, the more solvent the company is.
Score
International Personal Finance PLC's solvency score is 40/100. The higher the solvency score, the more solvent the company is.
Wall St
Price Targets
IPF Price Targets Summary
International Personal Finance PLC
According to Wall Street analysts, the average 1-year price target for IPF is 190.4 GBX with a low forecast of 166.65 GBX and a high forecast of 220.5 GBX.
Dividends
Current shareholder yield for IPF is .
Shareholder yield represents the total return a company provides to its shareholders, calculated as the sum of dividend yield, buyback yield, and debt paydown yield. What is shareholder yield?
Ownership
IPF Insider Trading
Buy and sell transactions by insiders
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Profile
Country
Industry
Market Cap
Dividend Yield
Description
International Personal Finance Plc provides home credit and the human face of finance. The company is headquartered in Leeds, West Yorkshire and currently employs 5,842 full-time employees. The company went IPO on 2007-10-08. The firm owns and operates a home credit business and a financial technology operator, IPF Digital. The Company’s home credit products and features include Home credit cash loans with agent service, money transfer loans direct to bank account, micro-business loans, home, medical and life insurances, provident-branded digital loans and weekly and monthly repayments. The Company’s digital business products and features include revolving credit line products, mobile wallet, instalment loans with terms up to three years, monthly repayments, and fast online application and credit decision.
Contact
IPO
Employees
Officers
The intrinsic value of one IPF stock under the Base Case scenario is 910.19 GBX.
Compared to the current market price of 134 GBX, International Personal Finance PLC is Undervalued by 85%.