International Personal Finance PLC
LSE:IPF
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International Personal Finance PLC
Balance Sheet
Balance Sheet Decomposition
International Personal Finance PLC
| Current Assets | 736.6m |
| Cash & Short-Term Investments | 86.5m |
| Receivables | 645m |
| Other Current Assets | 5.1m |
| Non-Current Assets | 460.2m |
| PP&E | 33.7m |
| Intangibles | 56.5m |
| Other Non-Current Assets | 370m |
| Current Liabilities | 205.8m |
| Accounts Payable | 123.3m |
| Other Current Liabilities | 82.5m |
| Non-Current Liabilities | 510.6m |
| Long-Term Debt | 503.5m |
| Other Non-Current Liabilities | 7.1m |
Balance Sheet
International Personal Finance PLC
| Dec-2014 | Dec-2015 | Dec-2016 | Dec-2017 | Dec-2018 | Dec-2019 | Dec-2020 | Dec-2021 | Dec-2022 | Dec-2023 | ||
|---|---|---|---|---|---|---|---|---|---|---|---|
| Assets | |||||||||||
| Cash & Cash Equivalents |
69
|
40
|
43
|
27
|
47
|
37
|
116
|
42
|
51
|
43
|
|
| Cash |
69
|
40
|
43
|
27
|
47
|
37
|
116
|
42
|
51
|
43
|
|
| Total Receivables |
765
|
810
|
953
|
1 073
|
776
|
733
|
536
|
575
|
666
|
699
|
|
| Accounts Receivables |
761
|
802
|
940
|
1 057
|
764
|
728
|
533
|
567
|
657
|
690
|
|
| Other Receivables |
5
|
8
|
13
|
16
|
11
|
4
|
4
|
8
|
9
|
10
|
|
| Other Current Assets |
17
|
20
|
26
|
19
|
11
|
13
|
8
|
8
|
13
|
13
|
|
| Total Current Assets |
851
|
870
|
1 023
|
1 120
|
833
|
783
|
661
|
625
|
730
|
754
|
|
| PP&E Net |
28
|
24
|
23
|
23
|
20
|
39
|
33
|
32
|
37
|
38
|
|
| PP&E Gross |
28
|
24
|
23
|
23
|
20
|
39
|
33
|
32
|
37
|
38
|
|
| Accumulated Depreciation |
57
|
63
|
74
|
82
|
87
|
90
|
91
|
89
|
92
|
92
|
|
| Intangible Assets |
10
|
26
|
33
|
33
|
38
|
43
|
30
|
25
|
28
|
32
|
|
| Goodwill |
0
|
20
|
23
|
24
|
25
|
23
|
24
|
23
|
24
|
24
|
|
| Note Receivable |
0
|
0
|
0
|
0
|
229
|
245
|
137
|
150
|
212
|
203
|
|
| Long-Term Investments |
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
|
| Other Long-Term Assets |
74
|
82
|
112
|
142
|
179
|
189
|
139
|
145
|
141
|
138
|
|
| Other Assets |
0
|
20
|
23
|
24
|
25
|
23
|
24
|
23
|
24
|
24
|
|
| Total Assets |
963
N/A
|
1 022
+6%
|
1 214
+19%
|
1 343
+11%
|
1 323
-1%
|
1 323
+0%
|
1 024
-23%
|
999
-2%
|
1 171
+17%
|
1 189
+2%
|
|
| Liabilities | |||||||||||
| Accounts Payable |
8
|
8
|
11
|
15
|
17
|
10
|
8
|
11
|
16
|
150
|
|
| Accrued Liabilities |
58
|
53
|
69
|
90
|
80
|
64
|
40
|
58
|
54
|
57
|
|
| Short-Term Debt |
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
|
| Current Portion of Long-Term Debt |
74
|
22
|
22
|
80
|
29
|
121
|
8
|
10
|
79
|
61
|
|
| Other Current Liabilities |
56
|
68
|
64
|
54
|
84
|
96
|
81
|
65
|
81
|
71
|
|
| Total Current Liabilities |
195
|
152
|
167
|
238
|
210
|
292
|
136
|
144
|
229
|
205
|
|
| Long-Term Debt |
405
|
535
|
600
|
598
|
670
|
575
|
504
|
481
|
491
|
475
|
|
| Deferred Income Tax |
0
|
9
|
8
|
10
|
10
|
20
|
14
|
8
|
6
|
7
|
|
| Other Liabilities |
1
|
0
|
9
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
|
| Total Liabilities |
601
N/A
|
695
+16%
|
784
+13%
|
846
+8%
|
890
+5%
|
886
0%
|
653
-26%
|
632
-3%
|
726
+15%
|
687
-5%
|
|
| Equity | |||||||||||
| Common Stock |
24
|
23
|
23
|
23
|
23
|
23
|
23
|
23
|
23
|
23
|
|
| Retained Earnings |
413
|
419
|
447
|
462
|
404
|
450
|
386
|
421
|
456
|
483
|
|
| Treasury Stock |
43
|
59
|
51
|
48
|
45
|
46
|
45
|
47
|
43
|
37
|
|
| Other Equity |
32
|
57
|
10
|
59
|
51
|
9
|
6
|
31
|
9
|
32
|
|
| Total Equity |
362
N/A
|
327
-10%
|
430
+31%
|
497
+16%
|
433
-13%
|
436
+1%
|
371
-15%
|
367
-1%
|
445
+21%
|
502
+13%
|
|
| Total Liabilities & Equity |
963
N/A
|
1 022
+6%
|
1 214
+19%
|
1 343
+11%
|
1 323
-1%
|
1 323
+0%
|
1 024
-23%
|
999
-2%
|
1 171
+17%
|
1 189
+2%
|
|
| Shares Outstanding | |||||||||||
| Common Shares Outstanding |
232
|
220
|
222
|
223
|
223
|
222
|
223
|
222
|
223
|
224
|
|
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