Hiscox Ltd
LSE:HSX

Watchlist Manager
Hiscox Ltd Logo
Hiscox Ltd
LSE:HSX
Watchlist
Price: 1 041 GBX 0.48% Market Closed
Market Cap: 3.5B GBX
Have any thoughts about
Hiscox Ltd?
Write Note

Intrinsic Value

The intrinsic value of one HSX stock under the Base Case scenario is 2 236.5 GBX. Compared to the current market price of 1 041 GBX, Hiscox Ltd is Undervalued by 53%.

The Intrinsic Value is calculated as the average of DCF and Relative values:

HSX Intrinsic Value
2 236.5 GBX
Undervaluation 53%
Intrinsic Value
Price
Worst Case
Base Case
Best Case

Valuation Backtest
Hiscox Ltd

Backtest Intrinsic Value
Dive into the past to invest in the future

Uncover deeper insights with the Valuation Backtest. Learn how current stock valuations stack up against historical averages to gauge true investment potential.

Start backtest now and learn if your stock is truly undervalued or overvalued!

Run Backtest
Backtest Conclusion
Very Attractive
Current Valuation
+45%
Avg Valuation
-12%
Worst Valuation
-49%
Best Valuation
+45%

Stock is trading at its lowest valuation over the past 5 years.

Backtest Example
Register to View Results
Register to View Results

To access the results of this valuation backtest, please register an account with us. Registration is quick and gives you instant access to insights on 3 stocks per week for free.

Backtest Unavailable

The backtest for HSX cannot be conducted due to limitations such as insufficient data or other constraints. Please select a different stock or adjust your settings.

Backtest In Progress...
Backtest In Progress...
How do you feel about HSX?
Bearish
Neutral
Bullish

Fundamental Analysis

Economic Moat
Hiscox Ltd

Company Quality
No Indicators Selected
Select Indicators

Select up to 3 indicators:

Insider Trading
0-3
Months
0-6
Months
0-12
Months
0-36
Months
No Periods Selected
Select Periods

Select up to 2 periods:

Investment Journal
AI Assistant
AI Assistant
Ask me anything about Hiscox Ltd

Provide an overview of the primary business activities
of Hiscox Ltd.

What unique competitive advantages
does Hiscox Ltd hold over its rivals?

What risks and challenges
does Hiscox Ltd face in the near future?

Has there been any significant insider trading activity
in Hiscox Ltd recently?

Summarize the latest earnings call
of Hiscox Ltd.

Is it considered overvalued or undervalued
based on the latest financial data?

Show all valuation multiples
for Hiscox Ltd.

Provide P/S
for Hiscox Ltd.

Provide P/E
for Hiscox Ltd.

Provide P/B
for Hiscox Ltd.

Show me price targets
for Hiscox Ltd made by professional analysts.

What are the Revenue projections
for Hiscox Ltd?

How accurate were the past Revenue estimates
for Hiscox Ltd?

What are the Net Income projections
for Hiscox Ltd?

How accurate were the past Net Income estimates
for Hiscox Ltd?

What are the EPS projections
for Hiscox Ltd?

How accurate were the past EPS estimates
for Hiscox Ltd?

What are the EBIT projections
for Hiscox Ltd?

How accurate were the past EBIT estimates
for Hiscox Ltd?

Compare the revenue forecasts
for Hiscox Ltd with those of its competitors based on recent analyst estimates.

Compare the intrinsic valuations
of Hiscox Ltd and its key competitors using the latest financial data.

Compare historical revenue growth rates
of Hiscox Ltd against its competitors.

Analyze the profit margins
(gross, operating, and net) of Hiscox Ltd compared to its peers.

Compare the P/E ratios
of Hiscox Ltd against its peers.

Discuss the investment returns and shareholder value creation
comparing Hiscox Ltd with its peers.

Analyze the financial leverage
of Hiscox Ltd compared to its main competitors.

Show all profitability ratios
for Hiscox Ltd.

Provide ROE
for Hiscox Ltd.

Provide ROA
for Hiscox Ltd.

Provide Net Margin
for Hiscox Ltd.

Show all solvency ratios
for Hiscox Ltd.

What is the historical Revenue growth
over the last 5 years for Hiscox Ltd?

What is the historical Net Income growth
over the last 5 years for Hiscox Ltd?

What is the current Free Cash Flow
of Hiscox Ltd?

Discuss the annual earnings per share (EPS)
trend over the past five years for Hiscox Ltd.

Financials
Annual
Quarterly
TTM
Annual
Quarterly
TTM

Balance Sheet Decomposition
Hiscox Ltd

Cash & Short-Term Investments 1.4B
PP&E 122.3m
Long-Term Investments 6.7B
Other Assets 3.2B
Insurance Policy Liabilities 6.8B
Long Term Debt 661.9m
Other Liabilities 501.2m
Earnings Calls

In a narrative of steadfast performance, the company reported an uplifting retail growth of 5.5% and is maintaining full-year guidance in line with that trend. Europe showcases robust double-digit increase, particularly a 11.1% year-to-date upsurge, while the U.S. market is gathering momentum, with DPD growth escalating from 6.8% in Q1 to 9.2% in Q3. Exciting initiatives in U.S. broker business contribute to healthy signs of growth, despite challenges in the cyber sector. The U.K. market's rebranding efforts and broker platform are indicating fruitful outcomes although real growth impacts will emerge later. The company sees an optimistic 5% to 15% growth range, excluding certain factors. Recovery in U.S. partnerships, though modest, and a robust pipeline signal continued growth. Additionally, with Re & ILS rates increasing over 30% and surplus capital healthy around 200%, the financial position remains strong. Investors can bank on a stable trajectory with a strategy firmly hinged on disciplined capital deployment and sustained profitable growth.

What is Earnings Call?

Wall St
Price Targets

HSX Price Targets Summary
Hiscox Ltd

Wall Street analysts forecast HSX stock price to rise over the next 12 months.

According to Wall Street analysts, the average 1-year price target for HSX is 1 311.33 GBX with a low forecast of 1 161.5 GBX and a high forecast of 1 590.75 GBX.

Lowest
Price Target
1 161.5 GBX
12% Upside
Average
Price Target
1 311.33 GBX
26% Upside
Highest
Price Target
1 590.75 GBX
53% Upside
View Analyst Estimates
View Analyst Estimates
Want to learn more about Wall St estimates for HSX?

Click here to dive deeper.

Dividends

Dividend Yield
Lowest
Average
Highest
Dividend Per Share
N/A
Growth 3Y
Growth 5Y
Growth 10Y
Dividend Safety Score
Very
Unsafe
Unsafe
Safe
Very
Safe
0
25
50
75
100
Shareholder Yield

Current shareholder yield for HSX is .

Shareholder yield represents the total return a company provides to its shareholders, calculated as the sum of dividend yield, buyback yield, and debt paydown yield. What is shareholder yield?

Shareholder Yield
Dividend Yield
Lowest
Average
Highest
Buyback Yield
Lowest
Average
Highest

Ownership

HSX Insider Trading
Buy and sell transactions by insiders

Cumulative Transactions Amount
Period Sold Bought Net
3 Months
6 Months
9 Months
12 Months
Why is insider trading important?

Profile

Hiscox Ltd Logo
Hiscox Ltd

Country

Bermuda

Industry

Insurance

Market Cap

3.6B GBP

Dividend Yield

3.67%

Description

Hiscox Ltd. engages in the insurance and reinsurance businesses. The firm is a holding company for subsidiaries involved in the business of insurance and reinsurance in Bermuda, the United States, the United Kingdom, Guernsey, Europe and Asia. Its segments include Hiscox Retail, Hiscox London Market and Hiscox Re & ILS. Its Hiscox Retail segment includes the results of the Company’s retail business divisions in the United Kingdom, Europe, the United States of America and Asia. The Hiscox United Kingdom and Hiscox Europe division underwrite personal and commercial lines of business. The Hiscox USA division comprises commercial, property and specialty business. Its Hiscox London Market segment consists of the internationally traded insurance business, including lines in property, marine and energy, casualty and other specialty insurance lines. Its Hiscox Re & ILS segment is the reinsurance division of the Company, combining the underwriting platforms in Bermuda and London.

Contact

Hamilton
4th Floor, Wessex House, 45 Reid Street
+14412788300.0
www.hiscoxgroup.com

IPO

2006-11-15

Employees

3 000

Officers

Group CEO & Executive Director
Mr. Hamayou Akbar Hussain
Group CFO & Executive Director
Mr. Paul David Cooper
Group Chief Underwriting Officer & Executive Director
Ms. Joanne Riddick Musselle
Group Chief Operations & Technology Officer
Mr. Stephane Flaquet
Group Chief Investment & Treasury Officer
Mr. Todd Isaac
Group Chief Information Officer
Mr. Chris Loake
Show More
Group Head of Investor Relations
Dr. Yana O'Sullivan
Group General Counsel & Company Secretary
Mr. Marc Wetherhill
Group Communications Director
Ms. Kylie O'Connor
Chief Marketing Officer
Ms. Regine Fiddler
Show Less

See Also

Discover More
What is the Intrinsic Value of one HSX stock?

The intrinsic value of one HSX stock under the Base Case scenario is 2 236.5 GBX.

Is HSX stock undervalued or overvalued?

Compared to the current market price of 1 041 GBX, Hiscox Ltd is Undervalued by 53%.

Back to Top