H & T Group PLC
LSE:HAT

Watchlist Manager
H & T Group PLC Logo
H & T Group PLC
LSE:HAT
Watchlist
Price: 377 GBX Market Closed
Market Cap: 165.8m GBX
Have any thoughts about
H & T Group PLC?
Write Note

Intrinsic Value

The intrinsic value of one HAT stock under the Base Case scenario is 690.1 GBX. Compared to the current market price of 377 GBX, H & T Group PLC is Undervalued by 45%.

The Intrinsic Value is calculated as the average of DCF and Relative values:

HAT Intrinsic Value
690.1 GBX
Undervaluation 45%
Intrinsic Value
Price
Worst Case
Base Case
Best Case

Valuation Backtest
H & T Group PLC

Backtest Intrinsic Value
Dive into the past to invest in the future

Uncover deeper insights with the Valuation Backtest. Learn how current stock valuations stack up against historical averages to gauge true investment potential.

Start backtest now and learn if your stock is truly undervalued or overvalued!

Run Backtest
Backtest Conclusion
Very Attractive
Current Valuation
+45%
Avg Valuation
-12%
Worst Valuation
-49%
Best Valuation
+45%

Stock is trading at its lowest valuation over the past 5 years.

Backtest Example
Register to View Results
Register to View Results

To access the results of this valuation backtest, please register an account with us. Registration is quick and gives you instant access to insights on 3 stocks per week for free.

Backtest Unavailable

The backtest for HAT cannot be conducted due to limitations such as insufficient data or other constraints. Please select a different stock or adjust your settings.

Backtest In Progress...
Backtest In Progress...
How do you feel about HAT?
Bearish
Neutral
Bullish

Fundamental Analysis

Risks & Rewards

 

 

 

 

View All Risks & Rewards
Company Quality
No Indicators Selected
Select Indicators

Select up to 3 indicators:

Insider Trading
0-3
Months
0-6
Months
0-12
Months
0-36
Months
No Periods Selected
Select Periods

Select up to 2 periods:

Notes
AI Assistant
AI Assistant
Ask me anything about H & T Group PLC

Provide an overview of the primary business activities
of H & T Group PLC.

What unique competitive advantages
does H & T Group PLC hold over its rivals?

What risks and challenges
does H & T Group PLC face in the near future?

Is it considered overvalued or undervalued
based on the latest financial data?

Show all valuation multiples
for H & T Group PLC.

Provide P/S
for H & T Group PLC.

Provide P/E
for H & T Group PLC.

Provide P/OCF
for H & T Group PLC.

Provide P/FCFE
for H & T Group PLC.

Provide P/B
for H & T Group PLC.

Provide EV/S
for H & T Group PLC.

Provide EV/GP
for H & T Group PLC.

Provide EV/EBITDA
for H & T Group PLC.

Provide EV/EBIT
for H & T Group PLC.

Provide EV/OCF
for H & T Group PLC.

Provide EV/FCFF
for H & T Group PLC.

Provide EV/IC
for H & T Group PLC.

Show me price targets
for H & T Group PLC made by professional analysts.

What are the Revenue projections
for H & T Group PLC?

How accurate were the past Revenue estimates
for H & T Group PLC?

What are the Net Income projections
for H & T Group PLC?

How accurate were the past Net Income estimates
for H & T Group PLC?

What are the EPS projections
for H & T Group PLC?

How accurate were the past EPS estimates
for H & T Group PLC?

What are the EBIT projections
for H & T Group PLC?

How accurate were the past EBIT estimates
for H & T Group PLC?

Compare the revenue forecasts
for H & T Group PLC with those of its competitors based on recent analyst estimates.

Compare the intrinsic valuations
of H & T Group PLC and its key competitors using the latest financial data.

Compare historical revenue growth rates
of H & T Group PLC against its competitors.

Analyze the profit margins
(gross, operating, and net) of H & T Group PLC compared to its peers.

Compare the P/E ratios
of H & T Group PLC against its peers.

Discuss the investment returns and shareholder value creation
comparing H & T Group PLC with its peers.

Analyze the financial leverage
of H & T Group PLC compared to its main competitors.

Show all profitability ratios
for H & T Group PLC.

Provide ROE
for H & T Group PLC.

Provide ROA
for H & T Group PLC.

Provide ROIC
for H & T Group PLC.

Provide ROCE
for H & T Group PLC.

Provide Gross Margin
for H & T Group PLC.

Provide Operating Margin
for H & T Group PLC.

Provide Net Margin
for H & T Group PLC.

Provide FCF Margin
for H & T Group PLC.

Show all solvency ratios
for H & T Group PLC.

Provide D/E Ratio
for H & T Group PLC.

Provide D/A Ratio
for H & T Group PLC.

Provide Interest Coverage Ratio
for H & T Group PLC.

Provide Altman Z-Score Ratio
for H & T Group PLC.

Provide Quick Ratio
for H & T Group PLC.

Provide Current Ratio
for H & T Group PLC.

Provide Cash Ratio
for H & T Group PLC.

What is the historical Revenue growth
over the last 5 years for H & T Group PLC?

What is the historical Net Income growth
over the last 5 years for H & T Group PLC?

What is the current Free Cash Flow
of H & T Group PLC?

Discuss the annual earnings per share (EPS)
trend over the past five years for H & T Group PLC.

Financials
Annual
Quarterly
TTM
Annual
Quarterly
TTM

Balance Sheet Decomposition
H & T Group PLC

Current Assets 205.2m
Cash & Short-Term Investments 15.9m
Receivables 140m
Other Current Assets 49.4m
Non-Current Assets 70m
PP&E 34.3m
Intangibles 35.7m
Current Liabilities 12.9m
Accounts Payable 9.2m
Other Current Liabilities 3.7m
Non-Current Liabilities 81.8m
Long-Term Debt 80.9m
Other Non-Current Liabilities 916k
Efficiency

Earnings Waterfall
H & T Group PLC

Revenue
239.9m GBP
Cost of Revenue
-138.4m GBP
Gross Profit
101.5m GBP
Operating Expenses
-54.6m GBP
Operating Income
46.9m GBP
Other Expenses
-25.2m GBP
Net Income
21.7m GBP

Free Cash Flow Analysis
H & T Group PLC

Last Value
3-Years Average
FCF Margin
Conversion Rate
Fundamental Scores

HAT Profitability Score
Profitability Due Diligence

H & T Group PLC's profitability score is 54/100. The higher the profitability score, the more profitable the company is.

Exceptional 3-Years Revenue Growth
Positive Gross Profit
Positive Revenue Growth Forecast
ROIC is Increasing
54/100
Profitability
Score

H & T Group PLC's profitability score is 54/100. The higher the profitability score, the more profitable the company is.

HAT Solvency Score
Solvency Due Diligence

H & T Group PLC's solvency score is 65/100. The higher the solvency score, the more solvent the company is.

Short-Term Solvency
High Altman Z-Score
Long-Term Solvency
Low D/E
65/100
Solvency
Score

H & T Group PLC's solvency score is 65/100. The higher the solvency score, the more solvent the company is.

Wall St
Price Targets

HAT Price Targets Summary
H & T Group PLC

Wall Street analysts forecast HAT stock price to rise over the next 12 months.

According to Wall Street analysts, the average 1-year price target for HAT is 525.81 GBX with a low forecast of 505 GBX and a high forecast of 557.55 GBX.

Lowest
Price Target
505 GBX
34% Upside
Average
Price Target
525.81 GBX
39% Upside
Highest
Price Target
557.55 GBX
48% Upside
View Analyst Estimates
View Analyst Estimates
Want to learn more about Wall St estimates for HAT?

Click here to dive deeper.

Dividends

Dividend Yield
Lowest
Average
Highest
Dividend Per Share
N/A
Growth 3Y
Growth 5Y
Growth 10Y
Dividend Safety Score
Very
Unsafe
Unsafe
Safe
Very
Safe
0
25
50
75
100
Shareholder Yield

Current shareholder yield for HAT is .

Shareholder yield represents the total return a company provides to its shareholders, calculated as the sum of dividend yield, buyback yield, and debt paydown yield. What is shareholder yield?

Shareholder Yield
Dividend Yield
Lowest
Average
Highest
Buyback Yield
Lowest
Average
Highest
Debt Paydown Yield
Lowest
Average
Highest

Profile

H & T Group PLC Logo
H & T Group PLC

Country

United Kingdom

Industry

Financial Services

Market Cap

163.2m GBP

Dividend Yield

4.64%

Description

H&T Group Plc engages in the business of pawn broking, gold purchasing, retail of jewellery, cheque cashing, unsecured lending and other related services. The company is headquartered in Sutton, Surrey. The company went IPO on 2006-05-08. The principal activities of the Company and its subsidiaries include pawnbroking, gold purchasing, retail of jewelry, cheque cashing, unsecured lending and other related services operated through Harvey & Thompson Limited. The firm operates through six segments: pawnbroking, gold purchasing, retail, pawnbroking scrap, personal loans and other services. Its Pawnbroking is engaged in providing secured loans against collateral (the pledge). Its Gold Purchasing segment is engaged in buying jewelry directly from customers through its stores. Its Retail segment is engaged in retail sales of gold and jewelry, and the retail sales are forfeited items from the pawnbroking pledge book or refurbished items from its gold purchasing operations. Its Pawnbroking scrap segment consists of gold scrap sales of its inventory assets other than those reported within gold purchasing.

Contact

SURREY
Sutton
Times House, Throwley Way
+440800838973.0
www.handt.co.uk

IPO

2006-05-08

Employees

952

Officers

CEO & Executive Director
Mr. Christopher D. Gillespie
CFO & Executive Director
Ms. Diane Elizabeth Giddy
HR Director
Frances Marlow

See Also

Discover More
What is the Intrinsic Value of one HAT stock?

The intrinsic value of one HAT stock under the Base Case scenario is 690.1 GBX.

Is HAT stock undervalued or overvalued?

Compared to the current market price of 377 GBX, H & T Group PLC is Undervalued by 45%.

Back to Top