H & T Group PLC
LSE:HAT

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H & T Group PLC Logo
H & T Group PLC
LSE:HAT
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Price: 345 GBX -0.86% Market Closed
Market Cap: 151.8m GBX
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Intrinsic Value

The intrinsic value of one HAT stock under the Base Case scenario is 694.76 GBX. Compared to the current market price of 345 GBX, H & T Group PLC is Undervalued by 50%.

The Intrinsic Value is calculated as the average of DCF and Relative values:

HAT Intrinsic Value
694.76 GBX
Undervaluation 50%
Intrinsic Value
Price
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Base Case
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Valuation Backtest
H & T Group PLC

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Backtest Conclusion
Very Attractive
Current Valuation
+45%
Avg Valuation
-12%
Worst Valuation
-49%
Best Valuation
+45%

Stock is trading at its lowest valuation over the past 5 years.

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Fundamental Analysis

Economic Moat
H & T Group PLC

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Financials
Annual
Quarterly
TTM
Annual
Quarterly
TTM

Balance Sheet Decomposition
H & T Group PLC

Current Assets 205.2m
Cash & Short-Term Investments 15.9m
Receivables 140m
Other Current Assets 49.4m
Non-Current Assets 70m
PP&E 34.3m
Intangibles 35.7m
Current Liabilities 12.9m
Accounts Payable 9.2m
Other Current Liabilities 3.7m
Non-Current Liabilities 81.8m
Long-Term Debt 80.9m
Other Non-Current Liabilities 916k
Efficiency

Earnings Waterfall
H & T Group PLC

Revenue
239.9m GBP
Cost of Revenue
-138.4m GBP
Gross Profit
101.5m GBP
Operating Expenses
-54.6m GBP
Operating Income
46.9m GBP
Other Expenses
-25.2m GBP
Net Income
21.7m GBP

Free Cash Flow Analysis
H & T Group PLC

Last Value
3-Years Average
FCF Margin
Conversion Rate
Fundamental Scores

HAT Profitability Score
Profitability Due Diligence

H & T Group PLC's profitability score is 54/100. The higher the profitability score, the more profitable the company is.

Exceptional 3-Years Revenue Growth
Positive Gross Profit
Positive Revenue Growth Forecast
ROIC is Increasing
54/100
Profitability
Score

H & T Group PLC's profitability score is 54/100. The higher the profitability score, the more profitable the company is.

HAT Solvency Score
Solvency Due Diligence

H & T Group PLC's solvency score is 65/100. The higher the solvency score, the more solvent the company is.

Short-Term Solvency
High Altman Z-Score
Long-Term Solvency
Low D/E
65/100
Solvency
Score

H & T Group PLC's solvency score is 65/100. The higher the solvency score, the more solvent the company is.

Wall St
Price Targets

HAT Price Targets Summary
H & T Group PLC

Wall Street analysts forecast HAT stock price to rise over the next 12 months.

According to Wall Street analysts, the average 1-year price target for HAT is 513.06 GBX with a low forecast of 479.75 GBX and a high forecast of 557.55 GBX.

Lowest
Price Target
479.75 GBX
39% Upside
Average
Price Target
513.06 GBX
49% Upside
Highest
Price Target
557.55 GBX
62% Upside
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Dividends

Dividend Yield
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Dividend Per Share
N/A
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Growth 10Y
Dividend Safety Score
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0
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100
Shareholder Yield

Current shareholder yield for HAT is .

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Profile

H & T Group PLC Logo
H & T Group PLC

Country

United Kingdom

Industry

Financial Services

Market Cap

151.8m GBP

Dividend Yield

5.07%

Description

H&T Group Plc engages in the business of pawn broking, gold purchasing, retail of jewellery, cheque cashing, unsecured lending and other related services. The company is headquartered in Sutton, Surrey. The company went IPO on 2006-05-08. The principal activities of the Company and its subsidiaries include pawnbroking, gold purchasing, retail of jewelry, cheque cashing, unsecured lending and other related services operated through Harvey & Thompson Limited. The firm operates through six segments: pawnbroking, gold purchasing, retail, pawnbroking scrap, personal loans and other services. Its Pawnbroking is engaged in providing secured loans against collateral (the pledge). Its Gold Purchasing segment is engaged in buying jewelry directly from customers through its stores. Its Retail segment is engaged in retail sales of gold and jewelry, and the retail sales are forfeited items from the pawnbroking pledge book or refurbished items from its gold purchasing operations. Its Pawnbroking scrap segment consists of gold scrap sales of its inventory assets other than those reported within gold purchasing.

Contact

SURREY
Sutton
Times House, Throwley Way
+440800838973.0
www.handt.co.uk

IPO

2006-05-08

Employees

952

Officers

CEO & Executive Director
Mr. Christopher D. Gillespie
CFO & Executive Director
Ms. Diane Elizabeth Giddy
HR Director
Frances Marlow

See Also

Discover More
What is the Intrinsic Value of one HAT stock?

The intrinsic value of one HAT stock under the Base Case scenario is 694.76 GBX.

Is HAT stock undervalued or overvalued?

Compared to the current market price of 345 GBX, H & T Group PLC is Undervalued by 50%.

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