Funding Circle Holdings PLC
LSE:FCH

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Funding Circle Holdings PLC Logo
Funding Circle Holdings PLC
LSE:FCH
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Price: 131.5 GBX Market Closed
Market Cap: 409m GBX
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Intrinsic Value

The intrinsic value of one FCH stock under the Base Case scenario is 161.47 GBX. Compared to the current market price of 131.5 GBX, Funding Circle Holdings PLC is Undervalued by 19%.

The Intrinsic Value is calculated as the average of DCF and Relative values:

FCH Intrinsic Value
161.47 GBX
Undervaluation 19%
Intrinsic Value
Price
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Base Case
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Valuation Backtest
Funding Circle Holdings PLC

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Backtest Conclusion
Very Attractive
Current Valuation
+45%
Avg Valuation
-12%
Worst Valuation
-49%
Best Valuation
+45%

Stock is trading at its lowest valuation over the past 5 years.

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Fundamental Analysis

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0-3
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0-6
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0-12
Months
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Financials
Annual
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TTM
Annual
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TTM

Balance Sheet Decomposition
Funding Circle Holdings PLC

Current Assets 296m
Cash & Short-Term Investments 192.1m
Receivables 17.1m
Other Current Assets 86.8m
Non-Current Assets 54.9m
Long-Term Investments 21.8m
PP&E 10.2m
Intangibles 22.9m
Current Liabilities 114.9m
Accounts Payable 22.7m
Other Current Liabilities 92.2m
Non-Current Liabilities 7m
Long-Term Debt 6.4m
Other Non-Current Liabilities 600k
Efficiency

Earnings Waterfall
Funding Circle Holdings PLC

Revenue
172.6m GBP
Operating Expenses
-184.5m GBP
Operating Income
-11.9m GBP
Other Expenses
-20.8m GBP
Net Income
-32.7m GBP

Free Cash Flow Analysis
Funding Circle Holdings PLC

Last Value
3-Years Average
FCF Margin
Conversion Rate
Fundamental Scores

FCH Profitability Score
Profitability Due Diligence

Funding Circle Holdings PLC's profitability score is 33/100. The higher the profitability score, the more profitable the company is.

Exceptional 1-Year Revenue Growth
Positive Revenue Growth Forecast
Negative Operating Income
Negative Free Cash Flow
33/100
Profitability
Score

Funding Circle Holdings PLC's profitability score is 33/100. The higher the profitability score, the more profitable the company is.

FCH Solvency Score
Solvency Due Diligence

Funding Circle Holdings PLC's solvency score is 67/100. The higher the solvency score, the more solvent the company is.

Negative Net Debt
Low D/E
Long-Term Solvency
Short-Term Solvency
67/100
Solvency
Score

Funding Circle Holdings PLC's solvency score is 67/100. The higher the solvency score, the more solvent the company is.

Wall St
Price Targets

FCH Price Targets Summary
Funding Circle Holdings PLC

Wall Street analysts forecast FCH stock price to rise over the next 12 months.

According to Wall Street analysts, the average 1-year price target for FCH is 166.6 GBX with a low forecast of 151.5 GBX and a high forecast of 189 GBX.

Lowest
Price Target
151.5 GBX
15% Upside
Average
Price Target
166.6 GBX
27% Upside
Highest
Price Target
189 GBX
44% Upside
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Dividends

Funding Circle Holdings PLC
does not pay dividends
Shareholder Yield

Current shareholder yield for FCH is .

Shareholder yield represents the total return a company provides to its shareholders, calculated as the sum of dividend yield, buyback yield, and debt paydown yield. What is shareholder yield?

Shareholder Yield
Dividend Yield
No dividends
Buyback Yield
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Debt Paydown Yield
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Average
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Ownership

FCH Insider Trading
Buy and sell transactions by insiders

Cumulative Transactions Amount
Period Sold Bought Net
3 Months
6 Months
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12 Months
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Profile

Funding Circle Holdings PLC Logo
Funding Circle Holdings PLC

Country

United Kingdom

Industry

Financial Services

Market Cap

409m GBP

Dividend Yield

0%

Description

Funding Circle Holdings Ltd. engages in the provision of loan platform for small and medium enterprise. The firm provides an online marketplace that allows entrepreneurs to access funding from investors and allows them to borrow business loans for small and medium-sized enterprises. The Company’s online marketplace provides both secured and unsecured loans to operate businesses, get working capital, buy assets, and develop business properties. The firm provides its services through its subsidiary Funding Circle Limited. The Company’s geographic segments consist of the United Kingdom, the United States and Developing Markets. The Developing Markets segment includes the Group's businesses in Germany and the Netherlands. The Company’s a range of investors are utilizing technology and distribution platform to lend more than £13 billion to approximately 120,000 businesses globally.

Contact

London
71 Queen Victoria Street
+442036672265.0
corporate.fundingcircle.com

IPO

2018-09-28

Employees

804

Officers

CEO & Executive Director
Ms. Lisa Jane Jacobs

See Also

Discover More
What is the Intrinsic Value of one FCH stock?

The intrinsic value of one FCH stock under the Base Case scenario is 161.47 GBX.

Is FCH stock undervalued or overvalued?

Compared to the current market price of 131.5 GBX, Funding Circle Holdings PLC is Undervalued by 19%.

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