Funding Circle Holdings PLC
LSE:FCH

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Funding Circle Holdings PLC
LSE:FCH
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Price: 133.5 GBX 2.3% Market Closed
Market Cap: 412.2m GBX
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Relative Value

The Relative Value of one FCH stock under the Base Case scenario is 126.08 GBX. Compared to the current market price of 133.5 GBX, Funding Circle Holdings PLC is Overvalued by 6%.

Relative Value is the estimated value of a stock based on various valuation multiples like P/E and EV/EBIT ratios. It offers a quick snapshot of a stock's valuation in relation to its peers and historical norms.

FCH Relative Value
Base Case
126.08 GBX
Overvaluation 6%
Relative Value
Price
Worst Case
Base Case
Best Case

Valuation Multiples

2.4
P/S
P/S
Price to Sales
2.4
vs History
17
vs Industry
58
Median 3Y
1.1
Median 5Y
1.5
Industry
3.1
Forward
2.5
More Details
Negative
P/E
P/E
Price to Earnings
N/A
vs History
vs Industry
Median 3Y
-3.7
Median 5Y
-2.9
Industry
15.3
Forward
-41.1
More Details
Negative
P/OCF
P/OCF
Price to OCF
N/A
vs History
vs Industry
Median 3Y
-4.9
Median 5Y
-5.1
Industry
10.2
More Details
Negative
P/FCFE
P/FCFE
Price to FCFE
N/A
vs History
vs Industry
Median 3Y
-1.3
Median 5Y
-1.2
Industry
12.7
More Details
1.8
P/B
P/B
Price to Book Value
1.8
vs History
14
vs Industry
34
Median 3Y
0.7
Median 5Y
0.8
Industry
1.3
More Details
1.3
EV/S
EV/S
Enterprise Value to Sales
1.3
vs History
44
vs Industry
74
Median 3Y
0.4
Median 5Y
1.2
Industry
4.8
Forward
1.4
More Details
N/A
EV/GP
EV/GP
Enterprise Value to Gross Profit
N/A
vs History
vs Industry
85
Median 3Y
0
Median 5Y
0.3
Industry
7
More Details
68.6
EV/EBITDA
EV/EBITDA
Enterprise Value to EBITDA
68.6
vs History
3
vs Industry
69
Median 3Y
11.5
Median 5Y
2.9
Industry
14.2
Forward
12.7
More Details
Negative
EV/EBIT
EV/EBIT
Enterprise Value to EBIT
N/A
vs History
vs Industry
66
Median 3Y
1.5
Median 5Y
-3.7
Industry
14.6
Forward
80.5
More Details
Negative
EV/OCF
EV/OCF
Enterprise Value to OCF
N/A
vs History
vs Industry
53
Median 3Y
1.6
Median 5Y
0.7
Industry
12.4
More Details
Negative
EV/FCFF
EV/FCFF
Enterprise Value to FCFF
N/A
vs History
vs Industry
50
Median 3Y
1.6
Median 5Y
1.1
Industry
13.5
More Details
1.7
EV/IC
EV/IC
Enterprise Value to IC
1.7
vs History
3
vs Industry
18
Median 3Y
0.3
Median 5Y
0.9
Industry
0.9
More Details

Multiples Across Competitors

FCH Competitors Multiples
Funding Circle Holdings PLC Competitors

All Multiples
P/S
P/E
EV/EBITDA
EV/EBIT
All Countries
All Countries
Close
Market Cap P/S P/E EV/EBITDA EV/EBIT
UK
Funding Circle Holdings PLC
LSE:FCH
412.2m GBP 2.4 -12.6 68.6 -19
US
American Express Co
NYSE:AXP
214B USD 3 21.9 25.7 29.2
US
Capital One Financial Corp
NYSE:COF
69.6B USD 1.8 17.1 36.4 0
IN
Bajaj Finance Ltd
NSE:BAJFINANCE
4.2T INR 6.8 27.4 24.6 25.3
US
Discover Financial Services
NYSE:DFS
44.4B USD 2.1 11.6 163.7 0
US
Synchrony Financial
NYSE:SYF
26B USD 1.3 8.4 87.8 0
KZ
Kaspi.kz AO
NASDAQ:KSPI
18.7B USD 0 0 0 0
US
SoFi Technologies Inc
NASDAQ:SOFI
18B USD 7 97.6 104.1 0
IN
Shriram Finance Ltd
NSE:SHRIRAMFIN
1.1T INR 2.9 13.7 19 19.8
US
Santander Consumer USA Holdings Inc
F:77S
11.3B EUR 1.5 3.8 8.3 12
IN
Cholamandalam Investment and Finance Company Ltd
NSE:CHOLAFIN
999B INR 4.5 25.9 27.6 28.6
EV/EBIT Multiple
EBIT Growth EV/EBIT to Growth
UK
Funding Circle Holdings PLC
LSE:FCH
Average EV/EBIT: 23
Negative Multiple: -19 		N/A N/A
US
American Express Co
NYSE:AXP
29.2
89%
0.3
US
Capital One Financial Corp
NYSE:COF
Not Available N/A N/A
IN
Bajaj Finance Ltd
NSE:BAJFINANCE
25.3
101%
0.3
US
Discover Financial Services
NYSE:DFS
Not Available N/A N/A
US
Synchrony Financial
NYSE:SYF
Not Available N/A N/A
KZ
K
Kaspi.kz AO
NASDAQ:KSPI
Not Available N/A N/A
US
SoFi Technologies Inc
NASDAQ:SOFI
Not Available N/A N/A
IN
Shriram Finance Ltd
NSE:SHRIRAMFIN
19.8
N/A N/A
US
S
Santander Consumer USA Holdings Inc
F:77S
12
N/A N/A
IN
Cholamandalam Investment and Finance Company Ltd
NSE:CHOLAFIN
28.6
155%
0.2

See Also

Summary
FCH intrinsic value, competitors valuation, and company profile.
DCF Valuation
FCH stock valuation using Discount Cash Flow valuation method.
Relative Valuation
FCH stock valuation using valuation multiples.
Wall Street Estimates
FCH price targets and financial estimates made by Wall st analysts.
Profitability Analysis
Detailed analysis of the company's profitability.
Solvency Analysis
Analysis of the financial position and solvency of the company.
Financials
Income Statement, Balance Sheet, Cash Flow Statement.
Discount Rate
FCH stock discount rate: cost of equity and WACC.
Summary
DCF Valuation
Relative Valuation
Wall Street Estimates
Profitability Analysis
Solvency Analysis
Financials
Discount Rate
Discover More
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