KakaoBank Corp
KRX:323410

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KakaoBank Corp
KRX:323410
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Price: 21 300 KRW 0.95% Market Closed
Market Cap: 10.1T KRW
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Intrinsic Value

The intrinsic value of one KakaoBank Corp stock under the Base Case scenario is 18 518.4 KRW. Compared to the current market price of 21 300 KRW, KakaoBank Corp is Overvalued by 13%.

The Intrinsic Value is calculated as the average of DCF and Relative values:

Intrinsic Value
18 518.4 KRW
Overvaluation 13%
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KakaoBank Corp

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Backtest Conclusion
Very Attractive
Current Valuation
+45%
Avg Valuation
-12%
Worst Valuation
-49%
Best Valuation
+45%

Stock is trading at its lowest valuation over the past 5 years.

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Business Breakdown

KakaoBank Corp. has emerged as a transformative force in South Korea's banking landscape, capturing the attention of investors with its innovative digital-first approach. Established in 2016 as a subsidiary of Kakao Corp., a leading tech conglomerate known for its messaging app KakaoTalk, KakaoBank leverages cutting-edge technology to offer seamless online banking experiences. With no physical branches, it has successfully attracted a younger demographic seeking convenience and efficiency, making it a repository of value for over 16 million customers. Its core offerings encompass savings accounts, loans, and payment services, all tailored to meet the fast-evolving demands of tech-savvy consu...

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Financials
Annual
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TTM
Annual
Quarterly
TTM

Balance Sheet Decomposition
KakaoBank Corp

Net Loans 42.7T
Investments 15.4T
PP&E 177.4B
Intangibles 36.1B
Other Assets 2.7T
Total Deposits 53.4T
Long Term Debt 108.3B
Other Liabilities 1.2T
Earnings Calls

In Q3 2024, KakaoBank achieved significant growth, reporting a 36% year-on-year increase in operating profit to KRW 173.7 billion. Yearly customer engagement rose with WAUs at 13.52 million, up 1.18 million. Operating revenue reached KRW 746.3 billion, driven by a robust interest and fee revenue growth. The bank's loan balance increased to KRW 42.9 trillion, while their funding costs improved to 2.26%. KakaoBank anticipates maintaining a stable credit cost of 0.65% next year and endorses a growth strategy in SOHO loans, aiming to achieve a balanced loan mix by reaching a 50-50 split between credit and guaranteed loans by year-end.

What is Earnings Call?

Wall St
Price Targets

Price Targets Summary
KakaoBank Corp

Wall Street analysts forecast KakaoBank Corp stock price to rise over the next 12 months.

According to Wall Street analysts, the average 1-year price target for KakaoBank Corp is 27 125.63 KRW with a low forecast of 17 170 KRW and a high forecast of 35 700 KRW.

Lowest
Price Target
17 170 KRW
19% Downside
Average
Price Target
27 125.63 KRW
27% Upside
Highest
Price Target
35 700 KRW
68% Upside
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Dividends

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Growth 10Y
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Shareholder Yield

Current shareholder yield for KakaoBank Corp is .

Shareholder yield represents the total return a company provides to its shareholders, calculated as the sum of dividend yield, buyback yield, and debt paydown yield. What is shareholder yield?

Shareholder Yield
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Profile

KakaoBank Corp Logo
KakaoBank Corp

Country

Korea

Industry

Banking

Market Cap

10.1T KRW

Dividend Yield

0.7%

Description

KakaoBank Corp. engages in the provision of Internet banking services such as electronic financial transactions. The company is headquartered in Seongnam, Gyeonggi-Do. The company went IPO on 2021-08-06. The firm operates its business into two segments. The Banking Business Segment is engaged in the provision of deposit, loan, foreign currency remittance and payment settlement services. The Platform Business is engaged in the provision of stock accounts opening, loans from affiliates recommending and affiliated credit cards services.

Contact

GYEONGGI-DO
Seongnam
5F, S Dong, H Square, 231, Pangyoyeok-ro, Bundang-gu
+82262886000
www.kakaobank.com

IPO

2021-08-06

Employees

1 022

Officers

CEO & Director
Mr. Yoon Ho-Young
Chief Business Officer
Hyung-Joo Lee
Chief Risk Officer
Seok Kim

See Also

Discover More
What is the Intrinsic Value of one KakaoBank Corp stock?

The intrinsic value of one KakaoBank Corp stock under the Base Case scenario is 18 518.4 KRW.

Is KakaoBank Corp stock undervalued or overvalued?

Compared to the current market price of 21 300 KRW, KakaoBank Corp is Overvalued by 13%.

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