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Koryo Credit Information Co Ltd
KOSDAQ:049720

Watchlist Manager
Koryo Credit Information Co Ltd
KOSDAQ:049720
Watchlist
Price: 10 600 KRW -0.28% Market Closed
Market Cap: ₩151.6B
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Financials Section:
Income Statement Balance Sheet Cash Flow Statement

Income Statement

Revenue
+
3Y
+21%
5Y
+35%
10Y
+113%
Operating Income
+
3Y
+29%
5Y
+84%
10Y
+271%
Net Income
+
3Y
+56%
5Y
+71%
10Y
+308%

Earnings Waterfall
Koryo Credit Information Co Ltd

Income Statement
Koryo Credit Information Co Ltd

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Income Statement
Currency: KRW
Dec-2012 Mar-2013 Jun-2013 Sep-2013 Dec-2013 Mar-2014 Jun-2014 Sep-2014 Dec-2014 Mar-2015 Jun-2015 Sep-2015 Dec-2015 Mar-2016 Jun-2016 Sep-2016 Dec-2016 Mar-2017 Jun-2017 Sep-2017 Dec-2017 Mar-2018 Jun-2018 Sep-2018 Dec-2018 Mar-2019 Jun-2019 Sep-2019 Dec-2019 Mar-2020 Jun-2020 Sep-2020 Dec-2020 Mar-2021 Jun-2021 Sep-2021 Dec-2021 Mar-2022 Jun-2022 Sep-2022 Dec-2022 Mar-2023 Jun-2023 Sep-2023 Dec-2023 Mar-2024 Jun-2024 Sep-2024 Dec-2024 Mar-2025 Jun-2025 Sep-2025
Revenue
Interest Expense
11
12
7
26
17
27
28
29
44
53
58
47
38
25
0
6
0
0
0
0
0
0
0
0
0
0
0
42
133
174
0
298
579
850
1 045
1 118
1 061
1 168
1 311
1 420
1 325
1 382
1 369
1 370
1 420
1 414
1 423
1 391
1 345
0
0
0
Revenue
83 358
N/A
83 568
+0%
83 481
0%
83 551
+0%
82 423
-1%
81 878
-1%
82 225
+0%
81 902
0%
81 647
0%
81 655
+0%
82 386
+1%
82 827
+1%
82 837
+0%
82 598
0%
82 835
+0%
83 430
+1%
84 869
+2%
86 150
+2%
86 062
0%
87 862
+2%
87 787
0%
90 925
+4%
95 002
+4%
98 175
+3%
103 511
+5%
105 120
+2%
107 511
+2%
111 933
+4%
116 457
+4%
122 382
+5%
126 281
+3%
130 156
+3%
133 209
+2%
137 173
+3%
142 102
+4%
143 624
+1%
145 222
+1%
145 454
+0%
145 781
+0%
146 180
+0%
146 767
+0%
147 866
+1%
150 497
+2%
154 834
+3%
158 214
+2%
162 815
+3%
166 070
+2%
169 087
+2%
171 309
+1%
172 450
+1%
174 127
+1%
176 237
+1%
Gross Profit
Cost of Revenue
(1 271)
0
(1 724)
(2 160)
(2 373)
(1 421)
(1 289)
(937)
(621)
(545)
(304)
(255)
(200)
(190)
(143)
(148)
(150)
(155)
(164)
(166)
(153)
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
Gross Profit
82 087
N/A
0
N/A
41 263
N/A
60 957
+48%
80 050
+31%
80 458
+1%
80 937
+1%
80 966
+0%
81 026
+0%
81 109
+0%
82 081
+1%
82 571
+1%
82 637
+0%
82 408
0%
82 693
+0%
83 283
+1%
84 719
+2%
85 996
+2%
85 898
0%
87 696
+2%
87 634
0%
0
N/A
0
N/A
0
N/A
0
N/A
0
N/A
0
N/A
0
N/A
0
N/A
0
N/A
0
N/A
0
N/A
0
N/A
0
N/A
0
N/A
0
N/A
0
N/A
0
N/A
0
N/A
0
N/A
0
N/A
0
N/A
0
N/A
0
N/A
0
N/A
0
N/A
0
N/A
0
N/A
0
N/A
0
N/A
0
N/A
0
N/A
Operating Income
Operating Expenses
(80 242)
(81 841)
(80 367)
(80 412)
(79 776)
(80 088)
(80 555)
(80 289)
(79 234)
(78 331)
(77 858)
(77 930)
(77 498)
(78 205)
(78 042)
(78 622)
(79 303)
(80 385)
(80 873)
(82 552)
(82 645)
(85 774)
(89 292)
(91 707)
(96 187)
(97 270)
(99 377)
(104 198)
(108 373)
(114 171)
(117 625)
(120 784)
(122 748)
(125 650)
(129 864)
(131 227)
(132 161)
(132 018)
(132 012)
(132 809)
(133 779)
(135 066)
(137 776)
(141 244)
(144 237)
(148 544)
(151 122)
(153 219)
(155 239)
(156 227)
(157 654)
(159 010)
Selling, General & Administrative
(79 267)
(79 843)
(79 632)
(79 665)
(78 760)
(79 071)
(79 530)
(79 242)
(78 233)
(77 351)
(76 901)
(76 615)
(76 582)
(76 921)
(77 214)
(77 772)
(78 496)
(79 563)
(79 870)
(81 581)
(81 787)
(84 798)
(88 208)
(90 674)
(95 191)
(95 436)
(96 764)
(100 578)
(103 710)
(102 191)
(105 467)
(108 454)
(117 351)
(119 952)
(123 969)
(125 204)
(126 228)
(126 068)
(125 961)
(126 640)
(127 119)
(128 308)
(130 932)
(134 321)
(137 223)
(141 500)
(144 045)
(146 101)
(148 301)
(149 223)
(150 653)
(152 079)
Depreciation & Amortization
(974)
0
(734)
(746)
(1 015)
(1 017)
(1 025)
(1 047)
(1 001)
(978)
(954)
(906)
(914)
(876)
(828)
(850)
(806)
(823)
(846)
(814)
(858)
(865)
(873)
(863)
(850)
(1 685)
(2 593)
(3 599)
(4 662)
(7 428)
(7 654)
(7 793)
(5 397)
(5 703)
(5 865)
(6 028)
(5 933)
(5 950)
(6 051)
(6 169)
(6 506)
(6 603)
(6 690)
(6 769)
(6 782)
(6 768)
(6 801)
(6 842)
(6 938)
(7 004)
(7 000)
(6 931)
Other Operating Expenses
(1)
(1 998)
0
0
(1)
0
0
0
(1)
0
(3)
(409)
(1)
(408)
0
0
0
0
(157)
(157)
0
(111)
(211)
(170)
(147)
(149)
(22)
(23)
(1)
(4 554)
(4 505)
(4 538)
0
5
(30)
5
0
0
0
0
(154)
(154)
(154)
(154)
(233)
(276)
(276)
(276)
0
0
0
0
Operating Income
1 845
N/A
1 725
-7%
1 389
-19%
978
-30%
275
-72%
370
+35%
382
+3%
677
+77%
1 791
+165%
2 780
+55%
4 225
+52%
4 643
+10%
5 140
+11%
4 203
-18%
4 650
+11%
4 660
+0%
5 416
+16%
5 610
+4%
5 025
-10%
5 144
+2%
4 989
-3%
5 151
+3%
5 710
+11%
6 467
+13%
7 324
+13%
7 850
+7%
8 134
+4%
7 735
-5%
8 084
+5%
8 210
+2%
8 656
+5%
9 373
+8%
10 461
+12%
11 524
+10%
12 237
+6%
12 397
+1%
13 062
+5%
13 437
+3%
13 769
+2%
13 371
-3%
12 988
-3%
12 800
-1%
12 722
-1%
13 589
+7%
13 977
+3%
14 271
+2%
14 948
+5%
15 868
+6%
16 070
+1%
16 223
+1%
16 473
+2%
17 228
+5%
Pre-Tax Income
Interest Income Expense
238
192
223
265
250
247
205
178
148
175
184
172
156
137
146
157
180
176
157
157
220
136
178
190
107
219
197
173
297
124
74
(26)
(149)
(123)
(187)
(292)
(639)
(794)
(995)
(1 063)
(880)
(762)
(594)
(399)
(473)
(402)
(285)
(198)
(64)
(102)
(197)
(219)
Non-Reccuring Items
0
0
0
0
0
0
0
0
0
0
(406)
0
(406)
0
0
0
0
(157)
0
0
(575)
(434)
(486)
(1 003)
(1 332)
(1 365)
(1 376)
(951)
(942)
(1 039)
(487)
(524)
330
524
56
291
320
332
383
(10)
(559)
(478)
(165)
247
722
555
439
404
417
510
275
171
Gain/Loss on Disposition of Assets
(3)
(4)
0
0
0
(2)
(3)
(2)
(10)
0
0
(7)
0
(2)
(2)
0
(3)
0
0
0
(3)
0
0
13
16
0
10
0
(13)
(14)
(7)
(7)
0
0
6
6
(1)
(0)
(7)
(7)
(0)
(6)
(5)
(13)
(13)
(11)
(13)
(2)
(26)
(22)
0
(22)
Total Other Income
0
1
4
20
11
8
(44)
(48)
(53)
(59)
(26)
(250)
626
734
497
712
(667)
(804)
(558)
(467)
49
72
66
(45)
(64)
(119)
(156)
78
187
369
358
121
(215)
(247)
(250)
(239)
(56)
(10)
28
(35)
(142)
(137)
(104)
(67)
(128)
(115)
(136)
(110)
(186)
(263)
(302)
(270)
Pre-Tax Income
2 079
N/A
1 915
-8%
1 617
-16%
1 264
-22%
536
-58%
622
+16%
539
-13%
804
+49%
1 877
+133%
2 896
+54%
3 977
+37%
4 559
+15%
5 516
+21%
5 073
-8%
5 291
+4%
5 529
+4%
4 926
-11%
4 825
-2%
4 625
-4%
4 836
+5%
4 680
-3%
4 923
+5%
5 466
+11%
5 622
+3%
6 051
+8%
6 585
+9%
6 809
+3%
7 035
+3%
7 613
+8%
7 650
+0%
8 593
+12%
8 936
+4%
10 427
+17%
11 676
+12%
11 860
+2%
12 163
+3%
12 686
+4%
12 965
+2%
13 177
+2%
12 255
-7%
11 407
-7%
11 417
+0%
11 853
+4%
13 357
+13%
14 084
+5%
14 297
+2%
14 953
+5%
15 962
+7%
16 212
+2%
16 346
+1%
16 250
-1%
16 887
+4%
Net Income
Tax Provision
(1 210)
(1 237)
(1 261)
(1 185)
(238)
(351)
(291)
(328)
(688)
(823)
(1 057)
(1 184)
(1 502)
(1 386)
(1 448)
(1 526)
(1 210)
(1 181)
(1 129)
(1 156)
(1 097)
(1 147)
(1 277)
(1 308)
(1 377)
(1 115)
(988)
(1 032)
(992)
(809)
(1 229)
(881)
(134)
(605)
(396)
(685)
(2 835)
(3 352)
(3 519)
(3 409)
(814)
(63)
(634)
(992)
(2 315)
(2 996)
(2 664)
(2 893)
(2 974)
(2 956)
(2 936)
(3 075)
Income from Continuing Operations
870
678
356
79
297
271
249
477
1 189
2 074
2 920
3 375
4 013
3 687
3 843
4 003
3 717
3 644
3 496
3 679
3 583
3 775
4 188
4 314
4 674
5 469
5 821
6 003
6 621
6 842
7 365
8 057
10 293
11 073
11 465
11 478
9 851
9 613
9 658
8 847
10 592
11 353
11 219
12 365
11 770
11 301
12 288
13 070
13 237
13 390
13 314
13 813
Income to Minority Interest
14
15
56
61
58
64
30
17
27
20
7
8
(11)
(14)
(8)
(3)
2
3
3
3
3
3
0
2
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
Net Income (Common)
884
N/A
693
-22%
412
-41%
140
-66%
355
+154%
336
-5%
279
-17%
495
+77%
1 216
+146%
2 094
+72%
2 928
+40%
3 383
+16%
4 003
+18%
3 673
-8%
3 836
+4%
4 001
+4%
3 719
-7%
3 647
-2%
3 498
-4%
3 681
+5%
3 585
-3%
3 777
+5%
4 190
+11%
4 315
+3%
4 674
+8%
5 469
+17%
5 821
+6%
6 003
+3%
6 621
+10%
6 842
+3%
7 365
+8%
8 057
+9%
10 293
+28%
11 073
+8%
11 465
+4%
11 478
+0%
9 851
-14%
9 613
-2%
9 658
+0%
8 847
-8%
10 592
+20%
11 353
+7%
11 219
-1%
12 365
+10%
11 770
-5%
11 301
-4%
12 288
+9%
13 070
+6%
13 237
+1%
13 390
+1%
13 314
-1%
13 813
+4%
EPS (Diluted)
63.14
N/A
49.5
-22%
29.42
-41%
10
-66%
25.35
+154%
22.4
-12%
19.92
-11%
35.35
+77%
86.85
+146%
149.57
+72%
209.14
+40%
241.64
+16%
285.92
+18%
262.35
-8%
274
+4%
285.78
+4%
265.64
-7%
260.5
-2%
249.85
-4%
262.92
+5%
256.07
-3%
269.78
+5%
299.28
+11%
308.21
+3%
333.85
+8%
390.64
+17%
415.78
+6%
428.78
+3%
472.92
+10%
488.71
+3%
526.07
+8%
575.5
+9%
735.21
+28%
796.55
+8%
824.72
+4%
825.06
+0%
708.36
-14%
690.99
-2%
694.25
+0%
635.94
-8%
761.4
+20%
816.1
+7%
806.45
-1%
888.55
+10%
845.86
-5%
811.69
-4%
882.41
+9%
938.52
+6%
950.6
+1%
961.08
+1%
955.28
-1%
991.07
+4%

See Also

Summary
Intrinsic value, competitors valuation, and company profile.
DCF Valuation
Stock valuation using Discount Cash Flow valuation method.
Relative Valuation
Stock valuation using valuation multiples.
Wall Street Estimates
Price targets and financial estimates made by Wall st analysts.
Profitability Analysis
Detailed analysis of the company's profitability.
Solvency Analysis
Analysis of the financial position and solvency of the company.
Financials
Income Statement, Balance Sheet, Cash Flow Statement.
Discount Rate
Stock discount rate: cost of equity and WACC.
Summary
DCF Valuation
Relative Valuation
Wall Street Estimates
Profitability Analysis
Solvency Analysis
Financials
Discount Rate
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