Public Bank Bhd
KLSE:PBBANK

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Public Bank Bhd Logo
Public Bank Bhd
KLSE:PBBANK
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Price: 4.43 MYR -0.45% Market Closed
Market Cap: 86B MYR
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Intrinsic Value

The intrinsic value of one PBBANK stock under the Base Case scenario is 5.33 MYR. Compared to the current market price of 4.43 MYR, Public Bank Bhd is Undervalued by 17%.

The Intrinsic Value is calculated as the average of DCF and Relative values:

PBBANK Intrinsic Value
5.33 MYR
Undervaluation 17%
Intrinsic Value
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Public Bank Bhd

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Backtest Conclusion
Very Attractive
Current Valuation
+45%
Avg Valuation
-12%
Worst Valuation
-49%
Best Valuation
+45%

Stock is trading at its lowest valuation over the past 5 years.

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Fundamental Analysis

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Business Breakdown

Public Bank Bhd, established in 1966, has emerged as one of Malaysia's most prominent and reliable financial institutions, consistently demonstrating robust performance and solid growth. The bank was founded with a vision to provide affordable banking services to the masses, and it has successfully evolved into a market leader in retail banking and financing. With its comprehensive suite of services, ranging from personal banking to corporate financing, Public Bank has cultivated a reputation for excellent customer service and prudently managed risk, contributing to its impressive profitability and low non-performing loan ratios. The bank's conservative lending practices, coupled with a stro...

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Financials
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Balance Sheet Decomposition
Public Bank Bhd

Net Loans 406.9B
Investments 94.4B
PP&E 2.5B
Intangibles 2.6B
Other Assets 19.1B
Total Deposits 439B
Short Term Debt 2.3B
Long Term Debt 17.3B
Other Liabilities 10.8B

Wall St
Price Targets

PBBANK Price Targets Summary
Public Bank Bhd

Wall Street analysts forecast PBBANK stock price to rise over the next 12 months.

According to Wall Street analysts, the average 1-year price target for PBBANK is 5.27 MYR with a low forecast of 4.44 MYR and a high forecast of 5.88 MYR.

Lowest
Price Target
4.44 MYR
0% Upside
Average
Price Target
5.27 MYR
19% Upside
Highest
Price Target
5.88 MYR
33% Upside
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Dividends

Dividend Yield
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Dividend Per Share
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Growth 3Y
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Growth 10Y
Dividend Safety Score
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Safe
0
25
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100
Shareholder Yield

Current shareholder yield for PBBANK is .

Shareholder yield represents the total return a company provides to its shareholders, calculated as the sum of dividend yield, buyback yield, and debt paydown yield. What is shareholder yield?

Shareholder Yield
Dividend Yield
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Buyback Yield
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Profile

Public Bank Bhd Logo
Public Bank Bhd

Country

Malaysia

Industry

Banking

Market Cap

86B MYR

Dividend Yield

4.51%

Description

Public Bank Bhd.engages in the provision of commercial banking services. The company is headquartered in Kuala Lumpur, Wilayah Persekutuan. The Company’s segments include Hire Purchase, Retail Operations, Corporate Lending, Treasury and Capital Market Operations, Investment Banking, Fund Management, and Others. The firm provides a suite of financial products and services, which includes personal banking, commercial banking, Islamic banking, investment banking, share broking, trustee services, nominee services, sale, and management of unit trust funds as well as bancassurance and general insurance products. The company provides domestic consumer banking, including residential property financing, passenger vehicle hire purchase financing, personal consumer financing, credit and debit cards, share margin financing, and customer deposits. The company provides PB Dual Currency Investment (PB DCI), which is a short-term currency-linked structured product investment.

Contact

WILAYAH PERSEKUTUAN
KUALA LUMPUR
Menara Public Bank, 146 Jalan Ampang
+60321638888.0
www.publicbankgroup.com

IPO

1967-04-06

Employees

19 414

Officers

MD, CEO & Director
Dr. Ah Lek Tay Cha, DIMP, EFMIM, Fellow, KMN, MBA, PJN, PSM, SSAP
Chief Financial Officer
Ms. Sook Ling Yik
Senior Chief Operating Officer
Ms. Siew Yen Chang D.Econ (Hon)
Senior Executive
Ms. Po Yen Fong
Chief Compliance Officer
Mr. Shien Doon Tan
Chief Human Capital Officer
Ms. Poh Lyn Ng
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Deputy Chief Executive Officer
Mr. Kat Kiam Chang
Chief Operating Officer of Corporate Banking/HP Operations
Ms. Chew Fung Chan CA (M'sia)
Group Chief Internal Auditor
Mr. Then Fui Lim
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See Also

Discover More
What is the Intrinsic Value of one PBBANK stock?

The intrinsic value of one PBBANK stock under the Base Case scenario is 5.33 MYR.

Is PBBANK stock undervalued or overvalued?

Compared to the current market price of 4.43 MYR, Public Bank Bhd is Undervalued by 17%.

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