A

AEON Credit Service (M) Bhd
KLSE:AEONCR

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AEON Credit Service (M) Bhd
KLSE:AEONCR
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Price: 6.8 MYR -0.73% Market Closed
Market Cap: 3.5B MYR
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Income Statement

Earnings Waterfall
AEON Credit Service (M) Bhd

Revenue
2B MYR
Operating Expenses
-1B MYR
Operating Income
981.9m MYR
Other Expenses
-560.9m MYR
Net Income
421m MYR

Income Statement
AEON Credit Service (M) Bhd

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Income Statement
Currency: MYR
May-2014 Aug-2014 Nov-2014 Feb-2015 May-2015 Aug-2015 Nov-2015 Feb-2016 May-2016 Aug-2016 Nov-2016 Feb-2017 May-2017 Aug-2017 Nov-2017 Feb-2018 May-2018 Aug-2018 Nov-2018 Feb-2019 May-2019 Aug-2019 Nov-2019 Feb-2020 May-2020 Aug-2020 Nov-2020 Feb-2021 May-2021 Aug-2021 Nov-2021 Feb-2022 May-2022 Aug-2022 Nov-2022 Feb-2023 May-2023 Aug-2023 Nov-2023 Feb-2024 May-2024
Revenue
Revenue
730
N/A
776
+6%
814
+5%
872
+7%
903
+4%
923
+2%
952
+3%
965
+1%
994
+3%
1 035
+4%
1 069
+3%
1 102
+3%
1 143
+4%
1 185
+4%
1 217
+3%
1 235
+2%
1 259
+2%
1 279
+2%
1 316
+3%
1 366
+4%
1 419
+4%
1 491
+5%
1 545
+4%
1 599
+3%
1 606
+0%
1 565
-3%
1 564
0%
1 562
0%
1 583
+1%
1 593
+1%
1 568
-2%
1 525
-3%
1 505
-1%
1 529
+2%
1 571
+3%
1 640
+4%
1 702
+4%
1 775
+4%
1 844
+4%
1 912
+4%
1 982
+4%
Operating Income
Operating Expenses
(369)
(400)
(421)
(445)
(468)
(480)
(497)
(500)
(512)
(534)
(539)
(551)
(565)
(577)
(599)
(609)
(600)
(606)
(611)
(641)
(696)
(790)
(851)
(883)
(948)
(886)
(913)
(879)
(728)
(720)
(597)
(667)
(655)
(688)
(794)
(777)
(916)
(921)
(969)
(972)
(1 000)
Selling, General & Administrative
0
0
0
(150)
0
0
0
(158)
0
0
0
(183)
0
0
0
(199)
0
0
0
(194)
0
0
0
(354)
0
0
0
(350)
0
0
0
(141)
0
0
0
(250)
0
0
0
(156)
0
Depreciation & Amortization
0
0
0
(19)
0
0
0
(19)
0
0
0
(23)
0
0
0
(25)
0
0
0
(36)
0
0
0
(45)
0
0
0
(49)
0
0
0
(47)
0
0
0
(42)
0
0
0
(39)
0
Other Operating Expenses
(369)
(400)
(421)
(276)
(468)
(480)
(497)
(323)
(512)
(534)
(539)
(345)
(565)
(577)
(599)
(385)
(600)
(606)
(611)
(410)
(696)
(790)
(851)
(484)
(948)
(886)
(913)
(480)
(728)
(720)
(597)
(479)
(655)
(688)
(794)
(485)
(916)
(921)
(969)
(778)
(1 000)
Operating Income
360
N/A
376
+4%
394
+5%
427
+8%
436
+2%
443
+2%
455
+3%
465
+2%
482
+4%
501
+4%
531
+6%
551
+4%
578
+5%
608
+5%
618
+2%
626
+1%
658
+5%
673
+2%
704
+5%
725
+3%
723
0%
701
-3%
694
-1%
716
+3%
657
-8%
679
+3%
651
-4%
683
+5%
855
+25%
873
+2%
971
+11%
858
-12%
849
-1%
841
-1%
776
-8%
863
+11%
786
-9%
854
+9%
875
+2%
940
+8%
982
+4%
Pre-Tax Income
Interest Income Expense
(107)
(117)
(125)
(137)
(146)
(152)
(159)
(163)
(172)
(182)
(192)
(200)
(209)
(217)
(222)
(227)
(230)
(234)
(242)
(253)
(270)
(288)
(307)
(325)
(342)
(355)
(362)
(358)
(351)
(344)
(335)
(331)
(323)
(317)
(314)
(316)
(323)
(331)
(342)
(375)
(404)
Pre-Tax Income
253
N/A
260
+2%
269
+3%
289
+8%
290
+0%
291
+0%
296
+2%
302
+2%
310
+3%
318
+3%
339
+6%
351
+4%
369
+5%
392
+6%
396
+1%
398
+1%
428
+8%
440
+3%
463
+5%
472
+2%
453
-4%
413
-9%
388
-6%
390
+1%
315
-19%
325
+3%
289
-11%
325
+12%
504
+55%
529
+5%
636
+20%
527
-17%
526
0%
524
0%
462
-12%
547
+18%
463
-15%
523
+13%
532
+2%
565
+6%
578
+2%
Net Income
Tax Provision
(63)
(65)
(69)
(74)
(72)
(72)
(72)
(73)
(77)
(79)
(86)
(86)
(91)
(97)
(98)
(98)
(105)
(107)
(113)
(118)
(113)
(104)
(96)
(98)
(81)
(88)
(81)
(91)
(133)
(135)
(180)
(161)
(161)
(159)
(116)
(129)
(110)
(124)
(132)
(141)
(147)
Income from Continuing Operations
190
195
200
216
218
219
224
228
233
239
253
265
278
294
298
300
324
333
349
355
340
308
291
292
234
236
209
234
371
394
456
365
366
366
346
418
354
399
400
424
431
Net Income (Common)
190
N/A
192
+1%
196
+2%
210
+7%
208
-1%
208
+0%
211
+1%
215
+2%
219
+2%
226
+3%
239
+6%
251
+5%
265
+5%
281
+6%
284
+1%
286
+1%
310
+8%
319
+3%
336
+5%
341
+2%
329
-4%
292
-11%
279
-5%
274
-2%
217
-21%
223
+3%
195
-12%
224
+15%
361
+61%
384
+7%
446
+16%
355
-20%
355
0%
356
+0%
336
-6%
408
+21%
344
-16%
388
+13%
390
+1%
414
+6%
421
+2%
EPS (Diluted)
0.44
N/A
0.44
N/A
0.45
+2%
0.97
+116%
0.48
-51%
0.48
N/A
0.49
+2%
0.99
+102%
0.51
-48%
0.53
+4%
0.56
+6%
1.16
+107%
0.62
-47%
0.73
+18%
0.57
-22%
1.38
+142%
0.6
-57%
0.62
+3%
0.65
+5%
1.34
+106%
0.64
-52%
0.57
-11%
0.53
-7%
1.07
+102%
0.43
-60%
0.44
+2%
0.38
-14%
0.44
+16%
0.7
+59%
0.75
+7%
0.87
+16%
0.7
-20%
0.7
N/A
0.7
N/A
0.66
-6%
0.8
+21%
0.67
-16%
0.76
+13%
0.77
+1%
0.81
+5%
0.83
+2%

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