C

Capitec Bank Holdings Ltd
JSE:CPI

Watchlist Manager
Capitec Bank Holdings Ltd
JSE:CPI
Watchlist
Price: 317 639 Zac -0.29% Market Closed
Market Cap: 368.6B Zac
Have any thoughts about
Capitec Bank Holdings Ltd?
Write Note

Capitec Bank Holdings Ltd
Non Interest Income

Last Value
3-Years 3-Y CAGR
5-Years 5-Y CAGR
10-Years 10-Y CAGR
Quarterly
Annual
TTM
|

Capitec Bank Holdings Ltd
Non Interest Income Peer Comparison

Competitors Analysis
Latest Figures & CAGR of Competitors

Company Non Interest Income CAGR 3Y CAGR 5Y CAGR 10Y
C
Capitec Bank Holdings Ltd
JSE:CPI
Non Interest Income
zar28.4B
CAGR 3-Years
19%
CAGR 5-Years
20%
CAGR 10-Years
20%
No Stocks Found

Capitec Bank Holdings Ltd
Glance View

Market Cap
368.6B Zac
Industry
Banking

In the sun-drenched economic landscape of South Africa, Capitec Bank Holdings Ltd. stands as a testament to innovative banking. Founded in 2001, this ambitious financial institution carved a niche for itself by embracing simplicity and transparency, contrasting sharply with the often convoluted world of banking. It revolutionized retail banking by introducing a single core bank account called the Global One, characterized by low fees and no hidden costs. With its prime focus on the needs of the everyday person, Capitec crafted banking solutions that encapsulated accessibility and affordability, appealing to a broad spectrum of the South African populace. By leveraging technology and a streamlined approach, Capitec expanded its footprint, drawing in millions of clients who sought an antidote to the traditional bureaucracy-laden banking model. Capitec's business model thrives on a balanced mix of transactional banking, savings, and credit offerings. The bulk of its revenue stems from net interest income, earned through competitively priced loans to individuals and small businesses, reflecting its deep entrenched role in promoting financial inclusion. Additionally, service fees contribute significantly to its income, deployed judiciously to maintain low operational costs and high scalability. What perhaps sets Capitec apart is its relentless focus on efficiency and customer satisfaction, channeling resources into comprehensive digital platforms and customer service, strategically positioning itself to navigate the challenges and opportunities posed by the evolving financial ecosystem. Through its adept combination of fintech initiatives and traditional banking principles, Capitec Bank Holdings has established itself as a formidable player in the regional banking scene, continuously reshaping the boundaries of what modern banking can achieve.

CPI Intrinsic Value
Not Available
C

See Also

What is Capitec Bank Holdings Ltd's Non Interest Income?
Non Interest Income
28.4B ZAR

Based on the financial report for Aug 31, 2024, Capitec Bank Holdings Ltd's Non Interest Income amounts to 28.4B ZAR.

What is Capitec Bank Holdings Ltd's Non Interest Income growth rate?
Non Interest Income CAGR 10Y
20%

Over the last year, the Non Interest Income growth was 22%. The average annual Non Interest Income growth rates for Capitec Bank Holdings Ltd have been 19% over the past three years , 20% over the past five years , and 20% over the past ten years .

Back to Top