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Capitec Bank Holdings Ltd
JSE:CPI

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Capitec Bank Holdings Ltd
JSE:CPI
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Price: 317 639 Zac -0.29% Market Closed
Market Cap: 368.6B Zac
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Capitec Bank Holdings Ltd
Retained Earnings

Last Value
3-Years 3-Y CAGR
5-Years 5-Y CAGR
10-Years 10-Y CAGR
Quarterly
Annual
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Capitec Bank Holdings Ltd
Retained Earnings Peer Comparison

Competitors Analysis
Latest Figures & CAGR of Competitors

Company Retained Earnings CAGR 3Y CAGR 5Y CAGR 10Y
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Capitec Bank Holdings Ltd
JSE:CPI
Retained Earnings
zar40.5B
CAGR 3-Years
16%
CAGR 5-Years
18%
CAGR 10-Years
24%
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Capitec Bank Holdings Ltd
Glance View

Market Cap
368.6B Zac
Industry
Banking

In the sun-drenched economic landscape of South Africa, Capitec Bank Holdings Ltd. stands as a testament to innovative banking. Founded in 2001, this ambitious financial institution carved a niche for itself by embracing simplicity and transparency, contrasting sharply with the often convoluted world of banking. It revolutionized retail banking by introducing a single core bank account called the Global One, characterized by low fees and no hidden costs. With its prime focus on the needs of the everyday person, Capitec crafted banking solutions that encapsulated accessibility and affordability, appealing to a broad spectrum of the South African populace. By leveraging technology and a streamlined approach, Capitec expanded its footprint, drawing in millions of clients who sought an antidote to the traditional bureaucracy-laden banking model. Capitec's business model thrives on a balanced mix of transactional banking, savings, and credit offerings. The bulk of its revenue stems from net interest income, earned through competitively priced loans to individuals and small businesses, reflecting its deep entrenched role in promoting financial inclusion. Additionally, service fees contribute significantly to its income, deployed judiciously to maintain low operational costs and high scalability. What perhaps sets Capitec apart is its relentless focus on efficiency and customer satisfaction, channeling resources into comprehensive digital platforms and customer service, strategically positioning itself to navigate the challenges and opportunities posed by the evolving financial ecosystem. Through its adept combination of fintech initiatives and traditional banking principles, Capitec Bank Holdings has established itself as a formidable player in the regional banking scene, continuously reshaping the boundaries of what modern banking can achieve.

CPI Intrinsic Value
Not Available
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See Also

What is Capitec Bank Holdings Ltd's Retained Earnings?
Retained Earnings
40.5B ZAR

Based on the financial report for Aug 31, 2024, Capitec Bank Holdings Ltd's Retained Earnings amounts to 40.5B ZAR.

What is Capitec Bank Holdings Ltd's Retained Earnings growth rate?
Retained Earnings CAGR 10Y
24%

Over the last year, the Retained Earnings growth was 20%. The average annual Retained Earnings growth rates for Capitec Bank Holdings Ltd have been 16% over the past three years , 18% over the past five years , and 24% over the past ten years .

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