Agesa Hayat ve Emeklilik AS
IST:AGESA.E

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Agesa Hayat ve Emeklilik AS
IST:AGESA.E
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Price: 132 TRY 4.68% Market Closed
Market Cap: 23.8B TRY
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Intrinsic Value

The intrinsic value of one AGESA.E stock under the Base Case scenario is 128.97 TRY. Compared to the current market price of 132 TRY, Agesa Hayat ve Emeklilik AS is Overvalued by 2%.

The Intrinsic Value is calculated as the average of DCF and Relative values:

AGESA.E Intrinsic Value
128.97 TRY
Overvaluation 2%
Intrinsic Value
Price
Worst Case
Base Case
Best Case

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Agesa Hayat ve Emeklilik AS

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Backtest Conclusion
Very Attractive
Current Valuation
+45%
Avg Valuation
-12%
Worst Valuation
-49%
Best Valuation
+45%

Stock is trading at its lowest valuation over the past 5 years.

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Fundamental Analysis

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Financials
Annual
Quarterly
TTM
Annual
Quarterly
TTM

Balance Sheet Decomposition
Agesa Hayat ve Emeklilik AS

Current Assets 20.7m
Cash & Short-Term Investments 3.3B
Receivables 20.7m
Other Current Assets -3.3B
Non-Current Assets 227.1B
Long-Term Investments 23.1B
PP&E 279.8m
Intangibles 900.1m
Other Non-Current Assets 202.9B
Current Liabilities 196.6B
Accrued Liabilities 587.6m
Other Current Liabilities 196B
Non-Current Liabilities 26.6B
Long-Term Debt 160.4m
Other Non-Current Liabilities 26.5B
Efficiency

Earnings Waterfall
Agesa Hayat ve Emeklilik AS

Revenue
17.9B TRY
Operating Expenses
-15.3B TRY
Operating Income
2.7B TRY
Other Expenses
-743.2m TRY
Net Income
1.9B TRY

Free Cash Flow Analysis
Agesa Hayat ve Emeklilik AS

Last Value
3-Years Average
FCF Margin
Conversion Rate
Fundamental Scores

AGESA.E Profitability Score
Profitability Due Diligence

Agesa Hayat ve Emeklilik AS's profitability score is 61/100. The higher the profitability score, the more profitable the company is.

Exceptional 3-Year Average ROE
Positive Free Cash Flow
Exceptional ROE
Exceptional 1-Year Revenue Growth
61/100
Profitability
Score

Agesa Hayat ve Emeklilik AS's profitability score is 61/100. The higher the profitability score, the more profitable the company is.

AGESA.E Solvency Score
Solvency Due Diligence

Agesa Hayat ve Emeklilik AS's solvency score is 47/100. The higher the solvency score, the more solvent the company is.

Negative Net Debt
Low D/E
Long-Term Solvency
Short-Term Solvency
47/100
Solvency
Score

Agesa Hayat ve Emeklilik AS's solvency score is 47/100. The higher the solvency score, the more solvent the company is.

Wall St
Price Targets

AGESA.E Price Targets Summary
Agesa Hayat ve Emeklilik AS

Wall Street analysts forecast AGESA.E stock price to rise over the next 12 months.

According to Wall Street analysts, the average 1-year price target for AGESA.E is 157.59 TRY with a low forecast of 154.53 TRY and a high forecast of 163.8 TRY.

Lowest
Price Target
154.53 TRY
17% Upside
Average
Price Target
157.59 TRY
19% Upside
Highest
Price Target
163.8 TRY
24% Upside
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Dividends

Dividend Yield
Lowest
Average
Highest
Dividend Per Share
N/A
Growth 3Y
Growth 5Y
Growth 10Y
Dividend Safety Score
Very
Unsafe
Unsafe
Safe
Very
Safe
0
25
50
75
100
Shareholder Yield

Current shareholder yield for AGESA.E is .

Shareholder yield represents the total return a company provides to its shareholders, calculated as the sum of dividend yield, buyback yield, and debt paydown yield. What is shareholder yield?

Shareholder Yield
Dividend Yield
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Buyback Yield
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Average
Highest
Debt Paydown Yield
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Profile

Agesa Hayat ve Emeklilik AS Logo
Agesa Hayat ve Emeklilik AS

Country

Turkey

Industry

Insurance

Market Cap

23.8B TRY

Dividend Yield

1.26%

Description

AgeSA Hayat ve Emeklilik AS engages in the provision of private pension plans and life insurance services. The firm's pension plans are: Biriktiren VIP Plan, Prestijli Emeklilige Yatirim Plan, Biriktiren Gelecek Plan, Plan Nar plan, Zumrut Plan, Emeklilige Yatirim Plan and Mutlu Birikimler Plan. Life insurance products are: Refund of Life Insurance, Long-Team Life Insurance, Continuing Education Insurance, The Future is in your Hands, Your Custom-Made Life Insurance, My Life Support Insurance, Plan B Protection Insurance, Life Support Insurance, VIP Life Insurance, Cheque Life Insurance and SME Credit Life Insurance. In addition the Company offers personal accident and unemployment insurances as well as corporate solutions.

Contact

Istanbul
Icerenkoy Mah. Umut Sok. Quick Tower Sitesi No: 10-12/9 Atasehir
+902166333333
www.agesa.com.tr

IPO

2014-11-13

Employees

1 712

Officers

CEO, GM & Director
Mr. Mustafa Firat Kuruca
Executive VP of Finance & CFO
Zeliha Ersen Altinok
Executive Vice President of Operation
Mr. Berkant Discigil
Manager of Accounting & Legal Reporting
Gurel Caglar Turkmen
Manager of Building Management & Administrative Affairs
Mehmet Orcan Yolasan
Manager of Fund, Cash Management & Investor Relations
Tugrul Gemici
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Division Manager & Legal Counsel
Kurtulus Caltekin
Manager of Customer Management & Corporate Communications
Firat Babatonguz
Executive Vice President of Direct Sales, Agencies & Corporate Projects
Ozgur Erdogan
Executive Vice President of Marketing & Strategy
Mr. Roshan Dilek
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See Also

Discover More
What is the Intrinsic Value of one AGESA.E stock?

The intrinsic value of one AGESA.E stock under the Base Case scenario is 128.97 TRY.

Is AGESA.E stock undervalued or overvalued?

Compared to the current market price of 132 TRY, Agesa Hayat ve Emeklilik AS is Overvalued by 2%.

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