Bank Pan Indonesia Tbk PT
IDX:PNBN

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Bank Pan Indonesia Tbk PT Logo
Bank Pan Indonesia Tbk PT
IDX:PNBN
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Price: 1 775 IDR 0.57% Market Closed
Market Cap: 42.7T IDR
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Intrinsic Value

The intrinsic value of one PNBN stock under the Base Case scenario is 781.09 IDR. Compared to the current market price of 1 775 IDR, Bank Pan Indonesia Tbk PT is Overvalued by 56%.

The Intrinsic Value is calculated as the average of DCF and Relative values:

PNBN Intrinsic Value
781.09 IDR
Overvaluation 56%
Intrinsic Value
Price
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Base Case
Best Case

Valuation Backtest
Bank Pan Indonesia Tbk PT

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Backtest Conclusion
Very Attractive
Current Valuation
+45%
Avg Valuation
-12%
Worst Valuation
-49%
Best Valuation
+45%

Stock is trading at its lowest valuation over the past 5 years.

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Fundamental Analysis

Economic Moat
Bank Pan Indonesia Tbk PT

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Financials
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Balance Sheet Decomposition
Bank Pan Indonesia Tbk PT

Net Loans 142.2T
Investments 63.7T
PP&E 9.8T
Intangibles 577.9B
Other Assets 14.4T
Total Deposits 143.1T
Short Term Debt 22.6T
Long Term Debt 4.4T
Other Liabilities 8.3T

Wall St
Price Targets

PNBN Price Targets Summary
Bank Pan Indonesia Tbk PT

Wall Street analysts forecast PNBN stock price to drop over the next 12 months.

According to Wall Street analysts, the average 1-year price target for PNBN is 1 351.5 IDR with a low forecast of 1 338.25 IDR and a high forecast of 1 391.25 IDR.

Lowest
Price Target
1 338.25 IDR
25% Downside
Average
Price Target
1 351.5 IDR
24% Downside
Highest
Price Target
1 391.25 IDR
22% Downside
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Dividends

Dividend Yield
Lowest
Average
Highest
Dividend Per Share
N/A
Growth 3Y
Growth 5Y
Growth 10Y
Dividend Safety Score
Very
Unsafe
Unsafe
Safe
Very
Safe
0
25
50
75
100
Shareholder Yield

Current shareholder yield for PNBN is .

Shareholder yield represents the total return a company provides to its shareholders, calculated as the sum of dividend yield, buyback yield, and debt paydown yield. What is shareholder yield?

Shareholder Yield
Dividend Yield
Lowest
Average
Highest
Buyback Yield
Lowest
Average
Highest

Profile

Bank Pan Indonesia Tbk PT Logo
Bank Pan Indonesia Tbk PT

Country

Indonesia

Industry

Banking

Market Cap

42.7T IDR

Dividend Yield

0%

Description

PT Bank Pan Indonesia Tbk engages in the provision of general banking and financial services. The company is headquartered in Jakarta, Dki Jakarta and currently employs 10,953 full-time employees. The Company’s savings products include Tabungan Panin, Tabungan Junior, Tabunganku, Tabungan Rencana, Simpanan Pan Dollar, Tabanas Panin, Demand Deposit and Time Deposit. Its loan products include Kredit Express Panin, Mortgage Loan, Multipurpose Loan, SMART Panin, Micro Loan, Credit Card, Corporation Loan and Syndicated Loan. Its electronic banking products include ATM, Call Panin, Mobile Panin, Internet Panin and Biznet Panin. Its other services offered includes Cash Management, Panin Remittance, Rekening Dana Nasabah (RDN) Panin, Panin Prioritas and Save Deposit Box (SDB) Panin. The Company’s subsidiaries include PT Clipan Finance Indonesia Tbk and PT Bank Panin Dubai Syariah Tbk.

Contact

DKI JAKARTA
Jakarta
Panin Bank Center, Jl.Jend.Sudirman - Senayan
+62215735555.0
www.panin.co.id

IPO

1982-12-29

Employees

10 953

Officers

President Director
Dr. . Herwidayatmo
Group Head of Finance
Ms. Marlina Gunawan
Director of Operations & Information Technology and Director
Mr. Suwito Tjokrorahardjo
Investor Relation Professional
Mr. Susanto Ah
Director of Compliance, Legal Affairs & Anti Money Laundering and Director
Mr. Antonius Ketut Dwirianto
Human Resources, Business & Information Technology Strategic Director and Director
Mr. Lionto Gunawan
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Director of Treasury & Capital Market and Director
Mr. Gunawan Budi Santoso
Director of Commercial Banking & Mortgage and Director
Mr. Edy Heryanto
Head of Internal Audit
Mr. Herbert J. S. Sibuea
National Head of Car Loans
Surjadie Tjandra
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See Also

Discover More
What is the Intrinsic Value of one PNBN stock?

The intrinsic value of one PNBN stock under the Base Case scenario is 781.09 IDR.

Is PNBN stock undervalued or overvalued?

Compared to the current market price of 1 775 IDR, Bank Pan Indonesia Tbk PT is Overvalued by 56%.

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